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A whole new world, for now

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  • another week gone and first, the good news.  Mr wii has spoken and I’m apparently down 2 pounds. I finally addressed a piece of work and the end is in sight for a client I am keen to finish up.  A maximum of three more meetings, one invoice and hopefully I will never need to see these people again. It was also such a relief that I felt more capable of getting things done. I also realised that I should trust my instincts more. I had decided not to bid for this work but was persuaded otherwise as a favour to a friend.

    also dh unearthed the widget that gets me into my business account so not only did I access that, I reconciled my accounting package and got 4 invoices issued.  I delivered some on line training,got good feedback and possibly another £100 worth of work prospects. And I heard from a friend who I hadn’t had contact with in about a year.  

    My workman came back,completed stage one of three and tidied up a few other small jobs that seriously improved the kitchen.
    stage two is insulation and flooring of the roofspace which should happen in time for good weather but it will help next year and stage three will be majorly messy and not for a while. When stage 2 is done, it should allow permanent roof space items such as Christmas decorations and suitcases to be put away so other rooms will get sorted.  

    The negatives include hmrc not paying the tax rebate requested over three weeks ago. This is to top up my pension this tax year.  I am not happy.  Necessary discussions with dh are not happening and, on Fri, having had a meeting about reports issued to the client.  I got to the car, started the 50 mile journey home, hit roadworks, had nowhere to stop and was sick all over me.  Thankfully dh was at home so he unlocked the back door and left a bathrobe down for me so the dress I was wearing did not have to come into the house. The sooner I can get this client finished up the better. Life is too short.

    today I need to crack on with some client work and do my expenses for the past few months.  There is at least one more invoice required to go and a query to go to a client. If my friend is free for coffee, I’m determined to catch up with her today plus laundry needs done.

    today I am grateful for
    getting rid of an obstacle 
    weightloss
    contact with a friend 
    having the sense to turn down an assignment offered to me on Thursday 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • redofromstart
    redofromstart Posts: 5,860 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Friday sounds horrendous, huge hugs and sympathy.  

  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you will be well rid of this client.  Well done on the weightloss, and good that progress is being made on the house.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Cherryfudge
    Cherryfudge Posts: 13,295 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry to hear about that horrible day and the difficult client. The good news is great though. :) 
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • milann
    milann Posts: 11,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    That sounds an ordeal.
    Pleased you had some good news items to balance things for you.
    January spends - £587.58
  • beanielou
    beanielou Posts: 95,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congrats on the PB win and the new client.

    I also suffer a bit from imposter syndrome, and it's not fun.

    However, you win bids, you have clients who return for more, and you successfully complete work.  That suggests to me that you are perfectly competent and quite possibly beating yourself up too much!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's frustrating about the tax.  Hope it gets resolved.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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