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Get a grip !
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I am glad you are seeing friends and chilling. Well done on Covid booster and flu jab. I think the stamp duty was reduced so keeping fingers crossed for you.Aiming for a minimal spend 20220
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Viewed another property last week. They “forgot” to take a photo of the front of the property for the particulars so they used an old photo, which did not show the poor condition of the bay, soffit, facia and drainpipe which all need replacing. The rear of the property was covered in next doors ivy with a large crack in the render & the bathroom was mouldy.I am viewing another this week & fingers crossed it is in better condition.Payday on Friday. Hopefully I have enough petrol to last until then.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
That's another poor EA.
Do you look at street maps etc to see if there's anything obviously iffy with these properties. I know sometimes they're a little bit out of date but may stop you walking into some of these time wasters.
Hope the next one is better!Mortgage started 2020, aiming to clear 31/12/2029.2 -
I had a property described as a freehold when it wasn't. I get so annoyed when EAs waste my time as I am not local it all costs time and money! I feel your pain @Skint_yet_Again. Wishing you better luck with the next one.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
Saw a property yesterday which was described as needing modernisation but was lovely. Just needed a few finishing touches and replacement windows & carpets/ floor coverings. The estate agent didn’t turn up so the owner showed me round and gave me loads of info. I have put in an offer🤞
Third time lucky maybe?
0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Sounds promising, fingers crossed 😊Mortgage started 2020, aiming to clear 31/12/2029.2
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Fingers crossed for you
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This sounds really hopeful. I love it when the owner is there. Fingers crossed for you too.Skint_yet_Again said:Saw a property yesterday which was described as needing modernisation but was lovely. Just needed a few finishing touches and replacement windows & carpets/ floor coverings. The estate agent didn’t turn up so the owner showed me round and gave me loads of info. I have put in an offer🤞
Third time lucky maybe?If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Have fed the dog and gone back to bed with a cuppa. It’s very chilly in the mornings now. It was raining on and off yesterday and cold enough to wear a jumper. No heating on yet though.I need to get a few things from aldee today. I will walk the dog around 8 so time now for a little snooze 😴0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Hope your day was relaxing 😊Mortgage started 2020, aiming to clear 31/12/2029.2
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