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Get a grip !

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Comments

  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Congratulations 🎉🍾🎉 
    Eat all the chicken, you've definitely earned it!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I hope you can rest a bit whilst all the paperwork goes through. So so so happy for you!!! I'm off to parents. Back on 12th, love, swxxx
    Aiming for a minimal spend 2022
  • doingitanyway
    doingitanyway Posts: 10,007 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Delurking as I am so pleased to read your offer was accepted. Congratulations  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Thanks MF and SW and @doingitanyway

    Petrol to top up was £28.52

     I went to lunch with my old school friend £15.45. DF is helping patch up a paint scrape on my car bumper done months ago. He had wet and dry sandpaper. I bought spray primer and a tiny paint brush to daub a bit of paint on a few other little paint scratches £6.90. Paint match to my car spec ordered £13.14 will be collected tomorrow on way to see my sister. 

    It’s so lovely to be away 🤗
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Have a great time 🤗
    Mortgage started 2020, aiming to clear 31/12/2029.
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Looks like I popped in at the right time, congrats on the house. Have a lovely weekend. 
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • Thank you MF and Lw2go 😊

    Having a lovely time. Have kept an eye on my budget and online banking. So far cash £10 for b-in-L birthday from birthday fund & birthday card £1.55. I paid for my sisters top up shopping for us all £30.10. Sister bought us all fish and chips and DF paid for a Chinese. 
    Credit card bill paid, only £6 this month which was land registry search for rejected property. 
    When I get home later this week I need to book a surveyor. 
    I still need to fill up with petrol for the journey home. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    You're doing well with holiday spends.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • doingitanyway
    doingitanyway Posts: 10,007 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Glad you are having a good time. You need to be relaxed to handle the next stage of your house buying!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Thanks MF and DIA. 

    I wouldn’t say I am relaxed about the house buying. Just trying not to think about it too much. After the first purchase fell through this was the only house I liked that came on the market in an area I am happy with. So fingers crossed 🤞 

    My car scrape (on a wall) is now finished and total cost £21.04. It needs to be left to harden then DF will polish in the sprayed section of bumper when I see him again in a few months. Looks pretty good and at least it is now the same colour as the rest of the car. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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