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Get a grip !

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  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Housework is dangerous! Hope it eases and doesn't impact your holiday too much.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Took things easy today. A couple of gentle dog walks. Packed my bags. Found where mice have been getting in and DS has laid traps on their runs. 

    Sent off meter readings 28 Feb to 28 March electric £48.80 gas £29.57 direct debit £95 remaining credit £196.13. Fix ends 1 May so credit will remain on the account. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • I used to get mice under my kitchen sink, can you use the thin mouse mesh over their entry point?
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Good utility costs for 3 adults coming out of winter.
    Hope the unwanted visitors move out before you return.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Heavy snow in parts of yorkshire yesterday. We got caught in a blizzard coming out of the farm shop & decided to return home for lunch rather than eat out and risk getting stuck in the snow. 

    Payday yesterday 🤗 I need to work out the increase in household bills & let DS & gf know how much extra their share is. 

    Out for a meal this evening with family which I am really looking forward to. Most of the snow has gone but it’s very cold out 🥶
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    The increase may get them to move into gear!
    Hope it warms up for you later.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ahhh wrap up warm and enjoy your meal  :)
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 3 April 2022 at 8:59AM
    Trying to work out my Budget for April. Will have to amend later

    wages & c/f credit £1316.42 plus bills money DS & his gf £217 = 1533.42

    mortgage £223.61
    3% savings acc £50
    Gas & electric £95
    union £8.82
    mob phone £8.45
    Tv licence £11.87
    Water £40.57
    internet/tv/landline £62
    Council tax £167
    credit card £328.31
    Xmas / birthday £50
    food £120
    petrol £40 (back to work 3 days a week)
    dog food £15
    = 1220.63 

    Remaining = £312.12
    Entertainment £100
    Car fund £50 
    The rest will go into long term savings. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Meal out was lovely apart from my niece & her oh couldn’t come as he tested positive for covid the day before I arrived. Did get to see other family members which was lovely and food was great. DF refused to let me pay anything. 

    I have been wearing my wellies for months for dog walking & my old walking shoes are disintegrating & no longer waterproof despite re spraying them last autumn. So while DF and I were out I got a new pair Karrie more £26.99 waterproof walking shoes reduced from £54.99

    Going to visit an old school friend later this morning & DF is cooking a roast later 😋
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Bills are looking good, you definitely don't charge DS and GF enough! The minimum I have from TomBo is more than the pair of them pay you.

    Great price on the footwear.

    Sorry about the BF, hopefully he'll have a speedy recovery and it bypasses niece.

    DF is great looking after you, enjoy the roast.
    Mortgage started 2020, aiming to clear 31/12/2029.
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