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Get a grip !
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Housework is dangerous! Hope it eases and doesn't impact your holiday too much.Mortgage started 2020, aiming to clear 31/12/2029.1
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Took things easy today. A couple of gentle dog walks. Packed my bags. Found where mice have been getting in and DS has laid traps on their runs.Sent off meter readings 28 Feb to 28 March electric £48.80 gas £29.57 direct debit £95 remaining credit £196.13. Fix ends 1 May so credit will remain on the account.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
I used to get mice under my kitchen sink, can you use the thin mouse mesh over their entry point?1
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Good utility costs for 3 adults coming out of winter.
Hope the unwanted visitors move out before you return.Mortgage started 2020, aiming to clear 31/12/2029.1 -
Heavy snow in parts of yorkshire yesterday. We got caught in a blizzard coming out of the farm shop & decided to return home for lunch rather than eat out and risk getting stuck in the snow.Payday yesterday 🤗 I need to work out the increase in household bills & let DS & gf know how much extra their share is.Out for a meal this evening with family which I am really looking forward to. Most of the snow has gone but it’s very cold out 🥶0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
The increase may get them to move into gear!
Hope it warms up for you later.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Ahhh wrap up warm and enjoy your mealMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2
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Trying to work out my Budget for April. Will have to amend later
wages & c/f credit £1316.42 plus bills money DS & his gf £217 = 1533.42
mortgage £223.61
3% savings acc £50
Gas & electric £95
union £8.82
mob phone £8.45
Tv licence £11.87
Water £40.57
internet/tv/landline £62
Council tax £167
credit card £328.31
Xmas / birthday £50
food £120
petrol £40 (back to work 3 days a week)
dog food £15
= 1220.63
Remaining = £312.12
Entertainment £100
Car fund £50
The rest will go into long term savings.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Meal out was lovely apart from my niece & her oh couldn’t come as he tested positive for covid the day before I arrived. Did get to see other family members which was lovely and food was great. DF refused to let me pay anything.I have been wearing my wellies for months for dog walking & my old walking shoes are disintegrating & no longer waterproof despite re spraying them last autumn. So while DF and I were out I got a new pair Karrie more £26.99 waterproof walking shoes reduced from £54.99
Going to visit an old school friend later this morning & DF is cooking a roast later 😋0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Bills are looking good, you definitely don't charge DS and GF enough! The minimum I have from TomBo is more than the pair of them pay you.
Great price on the footwear.
Sorry about the BF, hopefully he'll have a speedy recovery and it bypasses niece.
DF is great looking after you, enjoy the roast.Mortgage started 2020, aiming to clear 31/12/2029.1
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