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Get a grip !
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Beautiful red sky this morning while dog walking. Chatted to a few other dog walkers. Heavy rain due by lunch time.Have transferred money from various accounts and paid my credit card. Once the balance has cleared I will pay my car insurance. DL insurance used to take payment but not charge your card until the renewal date but now they take payment & charge your card immediately. So I told them I would call back in December, then the credit card bill will not need to be paid until end of January. I have the money saved but begrudge paying so far in advance!0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
I hope work is ok we are working harder than ever, doing more work in more hours and they expect the impossible. I am tired and so is the colleague i work with roll on Christmas Skinty. I have the same issue with insurance companies, they do take the money out v early for me too.Aiming for a minimal spend 20222
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The extended break should do you some good. Are you going away or is DF coming down?
That is too far in advance to take it.Mortgage started 2020, aiming to clear 31/12/2029.1 -
8 working days left until Christmas break 🤗
We had torrential rain this afternoon. It stopped around 3pm so I walked to the co op. Withdrew Cash £50 from my entertainment fund to cover the meal / drinks / taxis on Friday. Anything left will be used over Christmas when I go up north.Also bought Stamps £7.92 from xmas fund and food from groceries budget £8.10. Back home and took the dog out. It was quite mild at 4pm. Now raining and gale force winds again. Hopefully it will be dry again for tomorrow morning dog walk. 🤞0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
It is dry by me but was simply dreadful yesterday. I hope you are ok, we are half way through the week.Aiming for a minimal spend 20220
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You're organised and it's nearly holiday season!Mortgage started 2020, aiming to clear 31/12/2029.0
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Thanks both. Can’t wait for holidays 7 working days left. 🤗Walked the dog this morning, chilly but dry. Washed 4 pairs of jeans and 3 jumpers and line dried. Walked to the post box after work and posted all my Christmas cards using 22 x 2nd class stamps & then walked the dog. Am tired now so will be resting for the evening.I need to do a LF test tomorrow evening ready for night out on Friday. I will need to get some more tests from the chemist to test before leaving to go stay with DF.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
We're counting down the days with you.
That's a lot of cards you've written.Mortgage started 2020, aiming to clear 31/12/2029.2 -
Boris has announced we are working from home again in England from Monday. Never did get back to the office! 😆
The days are really dragging and I feel exhausted. The cold weather doesn’t help but it’s forecast milder for the weekend and over 10 degrees, so I may be able to turn the heating down a bit 🤗 Would be nice to walk the dog without freezing my a$$ off! 🥶0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
There's no change up here as we're still moving slowly towards normality.
Wrap up and keep warm, it's not year round cold. I'm outside in my cardi 🤭Mortgage started 2020, aiming to clear 31/12/2029.1
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