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Get a grip !

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  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    It is natural to miss dear doggie but she will be back and it saves you walking in the cold. It is less cold but  still nippy by me and i am just going to clean the house but will put the heating on before Andy comes. Have a good day my lovely. 
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,445 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 23 October 2021 at 9:40AM
    Have had a lovely lie in SW 😁 No dog walking this morning 🤗

    I found a hot cross bun in the freezer so toasted that with a sliced banana for breakfast. 

    Have cleaned a stain off the hall carpet & used a dog towel to soak up any excess water, while everyone is out the carpet will air dry. I haven’t put any washing on as it is grey and cloudy out and not a breath of wind so it will not dry. 

    Just having a pamper, hot shower, hair, nails, feet, feel so relaxed 😊

    Later after town I will do a cupboard/ freezer inventory as I am eating from stores this week. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Wonderful. I am tidying and drinking tea and chilling as I dont need to panic about work. What a luxury, this is what retirement will be like Skinty. All this saving and scrimping will be worth it. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    I've had the heating on for an hour the last 2 nights.

    Lie in and a posh breakfast, PD should have a little holiday again 😃

    You're sounding relaxed, hope the shopping trip is productive.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,445 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 24 October 2021 at 8:15AM
    Roll on retirement SW 😆

    Had a lovely relaxing day thanks MF. Mooched around the shops, had lunch, shopped some more & then a couple of ciders in wertherspoons. Was out all day. Came home and snoozed on the sofa 😴

    Primarni total £7
    Bath mat. Was £5 reduced to £4
    Woolly hat  £3

    mat Alan total £19.50
    long warm cardi £16
    pj top reduced from £5 to £3.50

    Wilko total £3
    2 packs pens
    1 pad paper

    lunch £11
    thai beef & noodles
    can Diet Coke
     
    Pound land £4
    thermal insoles for wellies 
    2 multi bars choc & 6 pack crisps 🤦‍♀️

    Wertherspoons £5.69
    Half a draught Strawberry & lime cider for me £1.50 and a rum and Coke for friend. When it was her round she bought me a pint of cider! I was a bit squiffy after 😆 but we just chatted and took our time. 

    Bus to town & back £4.30
    £2.15 x 2 

    Used the cash in my purse and the rest on my credit card to be paid in full from household bills account. 

    No dog walking again today. It’s a bright sunny & windy morning so just putting washing on so it can dry outside. The forecast is for milder weather so hopefully can leave the heating off! 


    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Great shopping trip and topping it off with yummy cider and chatting is perfect!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Glad you are a bit squiffy it adds to the fun. You deserved a nice day out so glad you treated yourself too. 
    Aiming for a minimal spend 2022
  • Puppy dog is back 🐶 we’ve been out for a walk & she’s now snoring in her arm chair 😆

    Got 2 loads of washing done yesterday, mostly dried outside & put away. A few damp ones finished on airers. No heating on. 

    Showers forecast for today & just started raining now. Glad we missed it, although dog was soaking wet after rolling in the dew on the grass. Dried her with old towels. DS & gf went to work earlier & I’m just about to start work at home
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Finished work & loaded the dishwasher. There have been a few showers but this afternoon has been sunny and mild. 

    DS’s gf has taken the dog to the forest so I have been out enjoying the sun & doing a bit of pottering in the garden. Chopped back the sage bush & pruned a climbing rose. Gave the cuttings to my neighbour to put in his garden waste bin as he told me I can use if for free 🤗

    Took some chicken out of the freezer this morning & will make chicken and peppers with black bean sauce for dinner. Should be enough for 2 portions so one for the freezer. 

    I have done an inventory of fridge, cupboard and freezer. Should have enough for this week

    Breakfasts- cereal, eggs (poached scrambled or fried) & toast. Aldee mar mite on toast. Cheese on toast 

    Lunch - 
    2 x tuna roll
    Curry snack shot noodles 
    Tinned tomatoes on toast 
    Home made veg soup 
    chilli

    Dinner- 
    Stew
    Chilli & rice 
    Chicken and peppers black bean sauce & rice
    Faggots chips & veg
    Frozen Aldi curry & rice
    Thai green curry
    Cod - breadcrumbs soaked in olive oil, garlic & chilli topped, chips & peas

    Snacks - bananas, tinned peaches 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Glad puppy is back and that you have enough food in. I am going to copy you and eat what i have in.
    Aiming for a minimal spend 2022
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