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Get a grip !

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  • MovingForwards
    MovingForwards Posts: 17,143 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    The weather is so interchangeable at the moment. You are doing well with your tasks, remember this is also a holiday 🌞

    Belly rumbled reading your food, especially the B&E yummy.

    How's PD feeling now?
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,405 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 4 August 2020 at 8:20PM
    Walked the dog this morning. She is much better now thanks. 

    Sanded down the filler on the 3 dining area walls, wiped down & put masking tape on the wooden dado rail. One coat of paint above the wood, it’s a bit patchy and will need a second coat. Really aching after, had a warm shower to ease my aches. Think I am getting past decorating now. I look forward to downsizing & less work ! 

    Drove to kfc for a Tuesday bucket. 9 pieces of chicken for £5.99. Had a couple of pieces for lunch & froze the rest. 

    Had a snooze this afternoon & then checked online banking & phoned pet insurance. They have had 1 claim from night vet online and are only paying part of the claim. They don’t pay admin fees charged by the vet & only pay £100 in a 24 hour period for hospital fees. So far £177 short. They haven’t received 2nd claim yet which is on paper. I will chase up the day vet later this week. I’ve taken the money out of my emergency fund to pay my credit card in full. Once we see what the 2nd claim pays out I will get the rest from DS. 

    Tomorrow is a rest day 😊 I’m due to meet a friend for lunch & am looking forward to going out. Meal & soft drink should be 50% off 🤗


    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,143 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Glad PD is much better 😊 Hopefully the difference between the insurance and bill won't be too much and you get to build your EF up again.
    Decorating is a body zapper, but you will be rewarded with a revitalised room. You earned your KFC and snooze.

    Have a wonderful time tomorrow 🤗
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,405 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 5 August 2020 at 7:57PM
    Tomorrow was today 😆

    Walked puppy dog over the countryside paths this morning and she had great fun running through the long grass & she found an apple tree & scoffed two ! Naughty puppy! 🐶 I picked a couple and they were lovely & sweet so I ate them as we walked 😊

    After taking the dog home I popped to the post office to send a card to my niece. It had a few things stuck on the front so I needed to check if it needed more postage. Thankfully it fitted through the slot thingy. I had already got a first class stamp and card was 69p from my stash bought last week. 

    Went out to lunch with my friend. We walked to the harvester but couldn’t get in. Went across the road to another chain pub & got a table outside. I had 2 large cokes & chicken with crunchy salad & herbs on flatbread with seasoned fries 😋total cost £6.49 ☺️ 

    Had a text from Uber eats they are now delivering from Asda for £1.99 on the app.  Ordered some strawberries, bananas & salad & chicken skewers and a naughty strawberry trifle 🙄 total cost £11.27 delivered within 40 minutes.  Can’t get strawberries in local shops & not going to aldi until next week. 

    More painting tomorrow (Thursday) 😁
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,143 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    I'm losing track of days lately, sorry!
    Scrumping is so much fun, well done PD for finding them and to you for eating the evidence.
    Lunch sounded good.
    What a great bonus with Uber, you will probably make good use of that.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,405 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 5 August 2020 at 10:56PM
    Haha I’ve been thinking it’s Monday all day ! 

    Spoke to the doc this morning for my medication review. Cholesterol has gone up. HBA1C sugars good. He wants me to keep a food diary (warts & all 😳) so I am going to post here to shame myself into eating more healthily again as since lockdown I have eaten too much cr*p

    B - 2 small apples. Scrambled egg, seeded bread toast (low sugar/high fibre) with butter
    S- (Snack)decaf tea & choc biscuit 🍪 🤦‍♀️
    L - grilled chicken breast & herby salad on flatbread
    with seasoned fries 🍟🤦‍♀️
    D - strawberry trifle 🍧🤦‍♀️🤦‍♀️

    Edit
    Exercise - walking dog 1 hour 10 mins 
    walk to post office & back 15 mins 
    walk to pub & back 1 hour. That lot should have cancelled some of those extra carbs & sugar


    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,143 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    Last week, all week I thought it was Friday, that was disheartening, as was today when I thought it was Thursday 😐😐

    I thought you had been eating quite well, the food thing is you will inspire us with our meals!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • It’s not the meals that are the problem it’s all the other stuff I need to cut out 😳
    🧁 🍰 🍪 🍦 🍫 🍩 🍧 🍭

    I will take into account my exercise too (see above edit)
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,143 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    I don't know what you are talking about 😁
    Don't forget to count painting, housework, gardening etc as part of your exercise. If you have a smartphone, download the my fitness Pal app, that way you can monitor input (food) and output (exercise). When I'm logging everything it keeps me on track, stop logging it and no food is safe!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Just having a quick break from painting. 

    Walked puppy dog this morning it was cloudy & cool. We were just on our way back when it started to rain. Just a light shower so we sheltered under the trees until it stopped. The sun is now out & it is forecast to be hot later this afternoon. I should have finished the second coat by 1pm. 

    The leaky shoe company have finally sent me a refund. £24.99 in my paypal account but shows as a payment not as a refund. This means I have been able to withdraw the credit to my current account instead of it going back on my credit card. Once it shows in my current account I will transfer £25 to my emergency fund. 

    I ordered a dishwasher for DF from amazon & he sent me a cheque. (He doesn’t use his bank account / credit card online.) It cost £279 but he said he couldn’t be bothered to write all that in words on the cheque so he rounded it up to £300 ☺️ So once I pay that into the bank there will be another £21 into my emergency fund. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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