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The "Save 12k in 2017" Thread!
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£850 for November thanks Slowly:) Have filled in update form.November NSD's - 70
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No 44 reporting in. I saved £750 this month so am £500 over my target!! £8,000/£7,500.
Thank you so much to Slowly Fading and everyone who posts on here. I am really pleased at what a difference it has made, getting me to set up savings accounts etc.
£3,000 Sharescheme
£5,000 Regular Saverhttps://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
October NSD challenge 7/10
October AFD challenge 7/100 -
#46 checking in for November (and form updated).
First full month of new salary and £1277 saved.
My total for the year now stands at £11,710 so just £290 to go in December to hit my target. Should smash that even with Christmas to deal with and visiting the family abroad.
I am amazed what has been possible with the support of the thread and a good bit of luck along the way this year. Now need to start thinking ahead to next year. Will have to raise the bar again, but what to?
Some great saving achievements on the speadsheet! Although if you're doing it next year Slowlyfading, could I maybe not be underneath Boglehead? Inspiring and demoralising at the same time, that row!Save 12K in 2018 #20 - £20,890/£18,000 (116%) November £1950
Save 12K in 2017 #46 - £13,184/£12,000 (109.87%):D
Save 12K in 2016 #184 - £4,608/£4500 (102.4%)
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Morning all. £1306.81 saved during November which means I've already exceeded my target for the year. However some of it is coming out to part fund wedding during December which will bring my savings down to £11306.81 so I need to save another £693.19 during December (doable) to have £12k in the bank at the end of the year.Spend less now, work less later.0
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The November figures are in and I have saved £1,353.74 this month, just edging past my mini target of £1,350. This puts me at £11,385.86 for the year to date and so just £614.14 from my £12k target. So close!! And this is net of a bunch of house buying expenses and the bulk of my Christmas shopping, as well as some gig tickets for next year and a stay at a fancy hotel in London just before Christmas.
The house buying process is going badly again (why can I only find houses with physical or legal issues??) but my strong financial grounding - largely thanks to this site, this thread and YNAB - is making me feel far better about the whole thing. At least if I'm not making it to exchange on any of these properties I'm at least bettering my position ready for the next house to come onto the market.
Happy advent all, and stay warm!!0 -
November payday update!
I saved £761 in November. That's £11,352 so far in 2017 and £120,474 overall.
I've finally broken the £120k barrier!!!


And I'm on track to meet my savings target for the year :beer:
Keep it up everyone, only a month to go
Get to 119lbs! 1/2/09: 135.6lbs 1/5/11: 145.8lbs 30/3/13 150lbs 22/2/14 137lbs 2/6/14 128lbs 29/8/14 124lbs 2/6/17 126lbs
Save £180,000 by 31 Dec 2020! 2011: £54,342 * 2012: £62,200 * 2013: £74,127 * 2014: £84,839 * 2015: £95,207 * 2016: £109,122 * 2017: £121,733 * 2018: £136,565 * 2019: £161,957 * 2020: £197,685
eBay sales - £4,559.89 Cashback - £2,309.730 -
Declaring for November
£2445.00
I have had two maturing RS this month, one from Virgin, and one for Nationwide, with another one maturing tomorrow, so I will probably save the money elsewhere but minus the maturing balance so its balances out.
I get paid early next month so should be able to declare a little earlier.
Keep going all
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
#6 declaring £2000 for this month and £7000 saved this year overall meaning I've reached my target, yay! Also now £30142.19 total overall in the house fund kitty, finally over the 30k barrier. :j

I really didn't think I'd reach my goal after the shocking first half of the year but I've worked so hard to turn it around. My original target was 12k and I reduced it to 7k but now I've reached it I might try and push a little harder and see if I can squeeze another 2k to reach 9k total over the next month.
Thanks so much to slowlyfading and everyone who contributes to this thread...it's my favourite thread on this forum and I feel emotionally invested in everyones journey.
1 more month to go, we can do this! :THomeowner:j0 -
Hi Everyone
Wow, almost reached the end of 2017- doesn't time fly. We've had quite a good November for savings, although there are a few home improvements on the credit card bill coming next month. So we'll fall just short of our target for the year, but still good going overall. So declaring £3338.84 this month.
Keep going everyone, nearly there!Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.0 -
Well, I'm putting down £2000 for November, but I think I may have about another £6,000 than that!
It's been a bonkers year in terms of money in and out. I've retired, work part time and also have a pension, have had a good lump sum, spent money on the house, paid university fees, had various holidays etc. Nothing's properly steadied out yet and each month's incoming and outgoings have varied wildly.
At the end of next month I can simply see how much more I have and the end of 2017 than I had at the beginning and reconcile it all and hopefully have a bit more than I have previously declared here; I've always erred on the cautious side.Save £12k in 2022 thread #7:
Save £10,000 Jan-May 2022 THEN RETIRE!!
Final total for (half) year: -£4,0000
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