What small DFW things will you do this week - 26th Septemeber

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

PurpleFairy26

Oops, can't seem to spell September today

Morning, quick post whole house is still quiet and I'm enjoying a coffee before madness ensues

List for today:
Check banking - done, made overpayment to one of 2 remaining debts
Check surveys, FPL, £co
Lunch and snacks to work, courgette and pesto soup from freezer
Tea from planner
Washing done overnight will dry inside
New skirting boards are being delivered, once arrived will message man about fitting them
Hope commute is kind - take hot drink with me
Try and get some accounts done tonight, really want to get tax return done and out of the way and after getting nearly to end of accounts I've stopped
Water tomatoes

Think that's about all, check back later. PF.

determined_new_ms

Morning guys & thanks for the start PF! Hope you manage to get a seat on the train! (do you use public transport?)

Change of plans re work & not needed today after all so day to myself :j this changes my whole perception of today! Not sure what I will do now....

* [STRIKE]checked banking, CB in so scooted to dgd's savings[/STRIKE]
* [STRIKE]packed lunches made (opps didn't do it last night!)[/STRIKE]
*[STRIKE] put away a mountain of washing [/STRIKE]
* nsd
* fruit for snacks - determined to be healthier this week!
* contact dd about meeting up tonight
* [STRIKE]flylady upstairs[/STRIKE]
* take up 3 pairs of trousers and a pair of jeans
* photo and list a load of ebay items - need to make £60 over the next month to make up loss of today's wages... Possible chance to do an extra day over the next month anyway...
* [STRIKE]texted 2 people to remind them I need their £33 each for the go ape tickets I paid on my cc in the next day or two. One person has replied to say they'll transfer on Wed [/STRIKE] both replied, 1 paying tomorrow and the other Weds
* [STRIKE]some form of exercise[/STRIKE] dug over the allotment for an hour
* probably read my book this afternoon
* divi up and freeze refried beans
* make bean & cheese burritos and freeze some
* [STRIKE]walk to the allotment, pick runner beans and anything else that has come through & do an hours digging [/STRIKE] Didn't walk in the end as dropped my bike off at bike repair shop - realised as I don't have dgd today was the perfect day to do this! So was passing the lottie. Picked a couple of courgettes, a kilo of runner beans, a few french beans, 5 apples and was given a 3k 800grms butternut squash :j
* [STRIKE]glue mirror back into my compact and try to superglue belt that broke yesterday....[/STRIKE]
* iron pile...

Ok that seems loads! x

following allotment trip will be having a cook up/preparing and freezing veg so as not to waste any :money: going to make aubergine bake as well mmmmm

First going to make a mocca and sit down with my book for an hour

foxgloves

Morning all!
New week, new start, so anyone who was spendy last week can pull it back this week. On today's list:
*Laundry done overnight on cheap tariff. Will try to peg it out between rain showers. Set timer again for another load tonight.
*Write letter using stuff from my recycled stationery box. Had a stamp already. Done.
*Rubber pork. Hoping enough for a further 2 days of meals.
*Make tomorrow's packed lunch & packed breakfast.
*Sort through tray of ripening tomatoes. Put remaining green ones in paper bag to hasten ripening. Skin, de-deed, chop & freeze red ones as basis for a slow cooker chilli next week.
*Make apple sauce with windfalls & hope it might just fit in the freezer.
*Check over & polish a selection of hand crafted items ready to send for my sister's craft stall.
*Knit Christmas presents. 1st sock of B-in-law's pair finished last night. 2nd one cast on & ribbing done.
*Use-it-up items. Yoghurt on last date. Ate it for breakfast. Milk one day out of date but smells & tastes perfectly fine so will continue to use.
*Take a few cuttings. Free plants if they root (seen for £5.99 each at garden centre on Sat so defo worth a go!)
Need to get moving now. Still not rsining so off to peg out the laundry.
Have a good week all.....& keep your mitts on your money.
F x

foxgloves

DawnW - Glad the curry recipe I posted on my blog was useful. It's under 150 calories a portion, too.
F x

DawnW

Morning all
Thanks for starting us off PF Hope the commute goes well - I don't miss mine!

Spendy start to the day as I have just taxed my car online. Did it for 12 months as that is cheaper than the 6 monthly option. I know I am lucky to be able to do this, I have certainly not always been able to - but budgeting is key!

Other things so far today:
Used up a very ripe banana for breakfast
Stopped Thursday delivery of milk for now, as we are not using it as quickly atm for some reason. I can always restart it if needed, but we can make do with just a Monday delivery for now.

Still to do:
Housework
Take new stock to sales unit, will need to drive due to boxes!
Bit of shopping while out - I have a small list!
Also drop off strawberry plants for DD while out - making full use of the car / fuel
HM meals - we will have some of the beef casserole I made yesterday for dinner, bits from fridge for lunch
Check banks
Check for surveys
RM surveys tasks
Make appointment at surgery for flu injection - I get this free due to being asthmatic, so might as well take advantage!
Pick raspberries, courgettes, French beans, spring onions
Some gardening if weather is kind, though the forecast is not very good
Walk dog later (OH can do the early shift - come to think of it, he can help with the housework too!)
Hope for some ebay sales - only sold one item over the weekend

Hope everyone has a good day

ziggy2407

Good Morning All

PF - Thanks for starting us off today

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Today's list looks a bit like this:

Packed lunch for DH & DS - Done
Check Bank - Done
Stew in SC -
Sort parcel that mum wants to send -
Upload receipt to COS -
Ironing -
Craft -
Declutter -
Bump Sale Posts on FB -
Walk at least 7000 step for Bounts points -
Continue purge on emails -
Surveys -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check: Lucky Phone, Ashleigh, Numberplatelotto, FPL -

Have a great day!

C x

determined_new_ms

foxgloves wrote: »

Morning all!
New week, new start, so anyone who was spendy last week can pull it back this week. On today's list:
F x

This goes with so much in life! Last week I really didn't eat very healthily, lots of chocolate & crisps & cakes & being so titchy (5 foot!) I put weight on very easily and my jeans felt a little snug yesterday. But I just think this week I'll make an effort to healthy and eat fruit for snacks and I'll be fine by the end of the week. I used to get so hung up about lots of stuff and think that everything was life or death. So glad this last year has given me a healthier outlook on life

DawnW wrote: »

Morning all
Make appointment at surgery for flu injection - I get this free due to being asthmatic, so might as well take advantage!

Thanks for the reminder Dawn! I need to book in madam's injection. Anyone considering this? I don't want her to feel poorly and miserable after having the injection but equally I don't want her to get flu!

SpekySquarehead

Good morning chums,

A new week is upon us and I'm determined to make it a productive one on all fronts.

My list for today;

- Check banks and YNAB
- Exercise
- Have a healthy lunch
- Drink plenty water
- Wash and dry bedding
- Ironing

That'll keep me going for now.

DNM - Enjoy your day off!
Dawn - Well done on budgeting for the Tax, something I should do too actually.

princess_pea

Hi everyone :wave:


This week...


Walk to work/ back home each day (30 minute walk each way)
Eat breakfast
All meals from stores (food shop on Wednesday night as it is pay day)
Banking/ spending diary update
September budget
FPL and surveys
Clean bathroom
Do ironing
Hand wash wedding dress in the bath! Have watched some YouTube videos on how to do this so am semi-confident
Update last of my name changes. Waiting for delivery of a spare marriage certificate before sending my driving licence off
Keep a look out for road-kill pennies when I'm walking the pooch
PGCAP work
Professional registration work ahead of a visit by my mentor next week
Re-write job description on request of my boss for forthcoming restructure!
Cull work emails and tidy up home emails
Write a to do list for the next three months at work so I have some structure and can get things done
No planned spends this week other than a food shop
Trips to the cinema with unlimited cards at the weekend
Remember to use nail treatment oil at night and give my nails some TLC


It is raining and chilly here today so I've got the portable heater on at work

allydowd

determined_new_ms wrote: »

Thanks for the reminder Dawn! I need to book in madam's injection. Anyone considering this? I don't want her to feel poorly and miserable after having the injection but equally I don't want her to get flu!

I would give a "no" in reply to that.

"The new study found that the vaccine is protecting just 3.4 per cent of people from flu. Those who were vaccinated were slightly more likely to get the most common A(H3N2) strain that those who did not have the jab. Officials said the statistic meant the jab did not protect them against the strain at all, but did not mean the vaccination could increase the chance of flu" (Read more)