How much rent should my parents charge me?

Caz3121

annandale wrote: »

On the subject of working tax credits, the rules changed I think in 2012, you used to get working tax credits based on your own income, irrespective of the family income, if you then claimed and were living with parents even if you had a low income anyway, if they were earning over a certain amount your working tax credits would stop.

Incorrect. Parents income is not taken into consideration on a WTC claim, only a partner (in which case it would be a joint claim)
OP and their parents are treated as separate households for benefits

Peter333

TBagpuss wrote: »

I think some of the comments are a little harsh we don't know how severe OPs illness is and it does sound as though OPs parents were originally willing to provide support nad then changed their minds, so I would cut her a little slack, although I still don't think that what her parnets are asking for is in any way unreasonable.

I know that on the ocassions when I've had friends living with me as lodgers, I found that my bills didn't go up a huge amount (except council tax) but it does fepend a lot on the people concerned. The first time I did it, my riend had a longer commute than I did, so she was always out of the house before me and back after me, for there was no extra heat or light. She and I chose to cook together so there wasn't any sgnificant increase form extra use of cooking facilities, water wasn't metered so that wasn't an issue and so on.

The second time (different house, difernt friend) it made a bit more of a difference asshe worked from home and we didn't always cook together, but the additional cost was pretty small - iwould be very surprised if OP is costing her parents £50 a week in actual cash terms, but neither she nr they may have worked out what the real costs is.

Yeah I think if it's someone who is out at work all day,, the bills would hardly change, but this woman in the OP, and our old friend's partner, are stuck there all day, rarely going out to work.

I know someone right now whose daughter has come home full time after several years away, and she has no job. In the 8 weeks she has been there, their electric has gone up 30%, their gas 25%, their water costs have doubled, and they spend an extra £30 a week on food. They are also spending an extra tenner a week on petrol, because of running her about.

The daughter has no job and is contributing nothing. She is also sat on the couch day in, day out, doing nothing two-thirds of the time! (She is at her boyfriend's the rest of the time.)

She has a full time job lined up though:- starting October, and she won't even be living at home then, so they're just sucking it up for now. But they said, if there was no job lined up, they wouldn't be allowing it.

But this just proves that if someone is in all day, they would be bumping up costs in the household.

Mojisola wrote: »

I do feel sorry for people who have got themselves into a mess like this but it only goes on because they allow it.

Yes, I do agree. I am pretty certain - as much as I love my kids - I would have done something about the situation if it had been me.

suki1964

annandale wrote: »

I think some of the comments were a little harsh as well. Just because some people know someone who sat and worked five hours a week and sat on the internet all day and all night doesn't mean everyone is like that. Id be surprised as well if the OP was costing her parents £50 a week in cash terms.

On the subject of working tax credits, the rules changed I think in 2012, you used to get working tax credits based on your own income, irrespective of the family income, if you then claimed and were living with parents even if you had a low income anyway, if they were earning over a certain amount your working tax credits would stop. One of my relatives was working in a low paid job and got working tax credits, they then stopped as his family income was taken into account when calculating them.

Depending on what the OP's parents currently earn, her WTC might have stopped anyway.

Totally wrong information. Parents and adult children are seperate households. It's dependent children and partners that are classed as household for determining benefits

WTC stopped because she couldn't show 30 hrs a week working at the NMW. That is the criteria for a single adult, with no disabilities and no dependants

Peter333

annandale wrote: »

Id be surprised as well if the OP was costing her parents £50 a week in cash terms.



I think some of the comments were a little harsh as well. Just because some people know someone who sat and worked five hours a week and sat on the internet all day and all night doesn't mean everyone is like that.

On the subject of working tax credits, the rules changed I think in 2012, you used to get working tax credits based on your own income, irrespective of the family income, if you then claimed and were living with parents even if you had a low income anyway, if they were earning over a certain amount your working tax credits would stop. One of my relatives was working in a low paid job and got working tax credits, they then stopped as his family income was taken into account when calculating them.

Depending on what the OP's parents currently earn, her WTC might have stopped anyway.

No, she may NOT be costing her folks £50 a week. But that's not really the point though is it?! £50 a week for your board is a LOW amount to pay ... Yet the OP seems to think she is hard done by, because her parents want £50 a week board money off her. Wouldn't it be lovely to have your rent, bills, food, washing, cooking, cleaning, and everything ALL included for £50 a WEEK!


Some people don't know they're born! The sense of entitlement from some is staggering!

And where did anyone say that just because someone they know only works 5 hours a week and sits on the internet the rest of the time, that EVERYone does that.

Point out where anyone has said that!

pollypenny

I feel for the OP's parents. Just like her mother, I worried about how we'd manage when I retired, later than my OH.

I've also experienced both kids come back home to live, once both at the same time. Having four adults at home is far more expensive than having children at home, I can assure you..

I'm also amazed how many people on MSE expect funding, as well as sympathy, for anxiety. My god, I had so many sleepless nights when the mortgage rate was 17%, when OH lost shift allowance after a promotion (net loss), when the kids were in uni with no grants and not forgetting time pressures in work.

Anxiety is part of the lives of most people: and most of us get on with it.

The OP is wanting to emigrate. She will have considerably more stress. Her choice.

Peter333

pollypenny wrote: »

I feel for the OP's parents. Just like her mother, I worried about how we'd manage when I retired, later than my OH.

I've also experienced both kids come back home to live, once both at the same time. Having four adults at home is far more expensive than having children at home, I can assure you..

I'm also amazed how many people on MSE expect funding, as well as sympathy, for anxiety. My god, I had so many sleepless nights when the mortgage rate was 17%, when OH lost shift allowance after a promotion (net loss), when the kids were in uni with no grants and not forgetting time pressures in work.

Anxiety is part of the lives of most people: and most of us get on with it.

The OP is wanting to emigrate. She will have considerably more stress. Her choice.

This ^^^ :T I think many people can relate to what you're saying.

As I said earlier though, people are treated like fluffy new born kittens these days, whey get stressed. How on earth did we used to cope in the old days?! :eek:

annandale

The OP is wrong in the respect that she's saving too much on not enough income. But lots of people have jumped on the smallest thing. I saw a comment saying that she'd be working from home and using a lot of fuel. Where did she say that? She's buying her own food. She'll be using electricity or gas to cook it and fuel costs to wash and dry clothes but what else?

Nowhere did she say that her family have money worries. She said that they have savings and pensions and that her dad is still working. Their mortgage is paid off.

People do end up unemployed in their 30s and beyond. I was made redundant in my 40s. I didnt sit on the dole because I didn't want to work. I went self employed because I wanted to do something with my life more than turning up at a job centre every two weeks and job hunting in between. I was almost two years on the dole, Id much rather have been working.

It took time for my business to turn a profit. It's realistic to suggest that when you run a business you'll have overheads and expenses as well. You are also allowed to claim some of the 30 hours you need to work to get WTC on admin. When you are doing admin you aren't out earning. Promoting a business costs money as well. Working tax credits kept me afloat during the lean times, it certainly wasn't a case of me going yahoo!!!! Heres my free £213 a week from the Govt, I'll just sit on my backside rather than claim JSA. My business wasn't a hobby either.

It is hard out there just now. Ive just spent a year working for a big company doing a self employed position for them. That is, working 15 hours for them doing a job I should have been paid for, for nothing, with the way I was supposed to make my money was from clients who use that company. Its advertised at £30 an hour, some of my colleagues were making £30 a week, not an hour. I spent that year being bullied and belittled by two managers despite working my bottom off and I gave it up partly due to not making enough money, but partly because of their behaviour day in and day out. I thought I was going to end up suffering from full blown depression if I didnt get away from them.

Anyone who mocks people who are suffering from anxiety and depression by saying you can do this so why can't you do that doesn't have a clue how it can impact on your working life and your entire life.

Some jobs and some self employed jobs are nothing more than slave labour. Look at the conditons workers in sports direct in the factories have to endure. Its apparently like a victorian workhouse. One woman gave birth in the toilet rather than take time off and face sanctions for it.

These days I do paid work and am self employed as well, I do more paid work and less self employed hours. But getting that paid work took a lot of interviews and a decision to actually retrain and do something else and I could still only get work on a zero hours contract. Ive got several professional qualifications and 25 years of work experience including management.

I went for a job a few weeks ago, didnt get it and saw a review from the person who did. They lasted five weeks. Part of their job was scrubbing crap off toilets (not in the job description and nothing to do with the job they were applying for). It was in a hotel. This is what some people are asked to do for minimum wage.

The in my day people just got on with it and worked 60 hour weeks and never complained argument really isn't appropriate.

The OP might need a boot up the backside but she doesn't need lectures and pages of in my day no one suffered from depression and I know someone who worked a five hour week and leeched off their parents?

How on earth is that helpful in the slightest? I know single people with kids who have never worked and I mean never. They've spent the years from 17-33 having kids and taking far more money off the state than a single person on JSA or WTC.

If the OP was in a council flat in my area shed be paying around 21 pounds a week on a £400 a month income as she would get some of her rent paid due to being on a low income.

pollypenny

Annandale, the OP began by saying that her mother was worried about how they'd manage on only retirement income.

Do you think they should use savings for day to day living? No one knows how long we will live or how long savings would last.

I'm sure the parents have supported the girl, but she's an adult now. Time to act like one.

fairy_lights

annandale wrote: »

Some jobs and some self employed jobs are nothing more than slave labour. Look at the conditons workers in sports direct in the factories have to endure. Its apparently like a victorian workhouse. One woman gave birth in the toilet rather than take time off and face sanctions for it.

What on earth are you talking about?
How has slave labour in China got anything to do with the OP's parents wanting her to pay them rent?

FBaby

Anxiety is part of the lives of most people: and most of us get on with it.

Nowadays, anxiety is considered an illness that can only be cured by avoidance.

I find this so worrying for the future of our nation. I strongly believe that anxiety is what makes us learn and therefore progress. It's a natural process which is unpleasant, but necessary. I am really sadden to hear of one after another of my kids' school friends already held back because of 'anxiety issues' even though they are 'normal' children, ie. not experiencing serious hardship.

The only 'cure' to anxiety is exposure. There is no other ways, so maybe that's why OP's parents have enough of the situation because they feel their daughter is not facing to her issues to try to get better and believe that asking for keep money will mean that she will have no choice but to go and find a full-time job?