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How much rent should my parents charge me?

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  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would agree that you owe your parents market rates.

    It would be very nice of your parents to consider using some of that money to invest in your business - if you can persuade them that it is a viable business and just needs capital. But if they agree with HMRC that it is not a good money making proposition then you possibly need to rethink it as a business.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • suki1964
    suki1964 Posts: 14,313 Forumite
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    theoretica wrote: »
    I would agree that you owe your parents market rates.

    It would be very nice of your parents to consider using some of that money to invest in your business - if you can persuade them that it is a viable business and just needs capital. But if they agree with HMRC that it is not a good money making proposition then you possibly need to rethink it as a business.

    But it's not a viable business if the HMRC have stopped paying her WTC. It's a hobby. She's used the hours working on it to work the loop hole to get WTC for sod all ( thankfully HMRC have wised up)

    I would love to tell HMRC the hours I spend baking ( creative, relaxing and makes me feel good) makes me self employed, although I make nothing from it and let them pay me tax payers money for doing so :)

    End of the day the op has had an easy ride

    If it's not been the tax payer picking up her tab, she now expects her retired parents


    She wants to move to America to get married. Her anxiety really can't be so bad that she's managed to travel back and forth, fill in all those forms, and then face the interviews to prove she's going there to get married

    She says in later posts her anxiety is so bad she goes into total melt down. Does that really compute with what she's posting?

    I honestly do believe that this lass haas never known a days work in her life, has worked the system to the best of her ability and now because all her free cash networks are drying up, she's kicking off at her parents

    She needs to grow up and smell the roses. Life is tough. We don't all get born with a silver spoon, most of us work for what we want in life, even if that means 40hrs in a nmw job week in week out
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    suki1964 wrote: »
    But it's not a viable business if the HMRC have stopped paying her WTC. It's a hobby. She's used the hours working on it to work the loop hole to get WTC for sod all ( thankfully HMRC have wised up)

    I have less faith in HMRC than you do - it may still be a hobby which could turn a profit on some investment, if not enough to qualify as a viable business for WTC (though HMRC would of course want income tax!). I don't think we know enough about it.

    We can of course judge from the way the OP has presented her case here how likely this is, but what I have seen is incomplete evidence to my mind.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • suki1964
    suki1964 Posts: 14,313 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    theoretica wrote: »
    I have less faith in HMRC than you do - it may still be a hobby which could turn a profit on some investment, if not enough to qualify as a viable business for WTC (though HMRC would of course want income tax!). I don't think we know enough about it.

    We can of course judge from the way the OP has presented her case here how likely this is, but what I have seen is incomplete evidence to my mind.

    There was a well known loophole to get out of jumping through hoops for JSA, you set up as being self employed , said you were working the hours and claimed the tax credits. No signing on, nothing.

    This loophole was closed recently. Your books not only had to show you were actually doing the 30 hours work, but you had to show you were earning the nmw for those hours. If you weren't, then WTC were stopped

    It was a nice wee earner for plenty whilst they could


    I'm not saying this it what the op was doing intentionally , at the end of the day she's not fulfilling the requirements for WTC and she's not going to fulfil the requirements to stay on ESA indefinitely if she decides to try that route
  • Meepmeep
    Meepmeep Posts: 69 Forumite
    When my OH moved in to my place I was quite surprised at how much the bills went up,
  • Meepmeep
    Meepmeep Posts: 69 Forumite
    Sorry pressed enter too quickly!
    Not just council tax but gas electric insurance food etc
    A friend had someone stay with them who wasn't working and the gas and electric went through the roof as person was at home all day (friend worked and was out the door 7-8 mon-fri)
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    OP, you should pay what your parents ask for, you should get a full time job. It's simple. If you want to emigrate before you are much older, these are your options. I too would be upset if my son or daughter had posted this.
  • Whilst I don't agree with the market rate comments (lets face it most parents don't charge their kids the going rates) I do think you are living in a dream world. Too anxious to work full time but not enough to start a new life in a new country? Madness.
  • To give a parent's point of view, when my son who is in his 30s lived with me for a while.
    He had baths every day, tv on 24 hours, indiscriminate use of gas and electric which caused my bills to rise very quickly.
    The upshot was he was fine and dandy and I struggled to feed myself. When asked for a contribution he replied I was his mum and should look after him whether he was 3 or 33.
    The op seems to have the same attitude.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The upshot was he was fine and dandy and I struggled to feed myself.

    When asked for a contribution he replied I was his mum and should look after him whether he was 3 or 33.

    So what did you do?
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