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Screwed up big time

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  • Smodlet
    Smodlet Posts: 6,976 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Or it could be a rat.
  • Lostinhere
    Lostinhere Posts: 89 Forumite
    I do not own the home so yes I can get a dro

    The council have put us in a Bnb in quite literally the worst area of my city. I share a room with the kids and a bathroom with several other families. No cooking facilities just breakfast. It's disgusting but they say it will only be for six weeks max.
  • Caroline_a
    Caroline_a Posts: 4,071 Forumite
    He won't leave, he says he will leave when the house is sold and not before.

    From your original post. So you own half a house...
  • suki1964
    suki1964 Posts: 14,313 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lostinhere wrote: »
    I do not own the home so yes I can get a dro

    The council have put us in a Bnb in quite literally the worst area of my city. I share a room with the kids and a bathroom with several other families. No cooking facilities just breakfast. It's disgusting but they say it will only be for six weeks max.

    Yesterday around tea time you said your dad was on his way ( two hour drive according to your previous posts) By 8 ish you were tucked up in bed in a hotel that dad had paid for till the weekend. Monday I took it as that's when you were planning to visit the council if you hadn't found rented accomadation that your dad was going to pay for before then

    And now you are in a Council run BnB?

    You and dad fall out again?
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    it takes months to get a BnB place here.. I'm impressed.
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • cbrown372
    cbrown372 Posts: 1,513 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lostinhere wrote: »
    I do not own the home so yes I can get a dro

    The council have put us in a Bnb in quite literally the worst area of my city. I share a room with the kids and a bathroom with several other families. No cooking facilities just breakfast. It's disgusting but they say it will only be for six weeks max.

    Never mind, at least you have internet :D
    Its not that we have more patience as we grow older, its just that we're too tired to care about all the pointless drama ;)
  • Nicki
    Nicki Posts: 8,166 Forumite
    So the DH has a debt to which he is liable in the amount of half his gross annual salary which OP spent and some posters are advising her not to pay any of this from her salary when she gets a job and also to rinse him for full maintenance. Why should she get to walk away paying nothing for a debt he knew nothing about and he is left in penury for years?
  • Nicki wrote: »
    So the DH has a debt to which he is liable in the amount of half his gross annual salary which OP spent and some posters are advising her not to pay any of this from her salary when she gets a job and also to rinse him for full maintenance. Why should she get to walk away paying nothing for a debt he knew nothing about and he is left in penury for years?


    She may have spent it and im not saying she didnt make mistakes or overspend but her OH must take some responsibility and he benefited from the spending. Its not easy budgeting on a small wage with a child. He now earns more which is good but it wasn't always that way.

    Tbh the OPs posts are odd to say the least so I'm thinking this is all hypothetical.
    :j
    May 2013 new beginnings:j
  • Nicki
    Nicki Posts: 8,166 Forumite
    edited 29 June 2016 at 10:22PM
    She may have spent it and im not saying she didnt make mistakes or overspend but her OH must take some responsibility and he benefited from the spending. Its not easy budgeting on a small wage with a child. He now earns more which is good but it wasn't always that way.

    Tbh the OPs posts are odd to say the least so I'm thinking this is all hypothetical.

    Why should he take all the responsibility though? I think that's really unfair. When he pays his own living expenses and a big contribution to hers, he's not going to have a lot left to service the debt which means he's going to be paying this off for years and years whilst some are suggesting she gets to keep all her wages when she goes back to work to herself. That's monumentally unfair even if they did spend it together but on her account she spent the whole £15k without his knowledge!
  • itsanne
    itsanne Posts: 5,001 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    She may have spent it and im not saying she didnt make mistakes or overspend but her OH must take some responsibility and he benefited from the spending. Its not easy budgeting on a small wage with a child. He now earns more which is good but it wasn't always that way.

    That's not the first time someone has suggested this. I don't get it.

    Hypothetical or not:

    First of all, if he didn't run up the debt, he knew nothing about it and it was kept hidden from him for a long time, how is it his responsibility? Legally, as some appears to be in his name, he's been landed with it (and the OP may well be lucky not to have been charged with fraud), but morally is a different story.

    Secondly, how does benefitting from it without knowing there is any debt make him responsible? It would be different if he had been showered with lavish presents which he should have realised his wages would not allow, but that is not what (we are told) happened.

    It may not be easy to budget with a child and a small wage, but that doesn't excuse his wife secretly building up debt - that part of things is not his fault.

    I don't see the relevance of him now earning more but it not always being that way.
    . . .I did not speak out

    Then they came for me
    And there was no one left
    To speak out for me..

    Martin Niemoller
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