Why are some people really tight with their money?

Ames

Surely clubcard vouchers are different though? As they're not free, you have to pay using points that could be used for something else? I use mine for small things I need - I bought my printer with them, for instance. OK, you might only be paying £5 for £10 or £20 of vouchers, but it's not like you've just logged on to MSE, followed a link and printed something off.

It's not something that's been conjured out of thin air, there's an opportunity cost to using them to buy a friend's meal.

And the friend knew when she spent four times as much on her own drinks as the OP that she was paying for them. If it had been the OP with a bottle of wine and the friend nursing one glass all night then fair enough, but it wasn't.

haras_nosirrah

I agree that I see tesco vouchers as cash rather than vouchers as they can be spent in a large number of places (I save mine up through the year for a family day out in the summer for example)

For those who disagree say you had cashback on a credit card which just paid out £10 as you had spent enough to qualify for a payout. This £10 cashback came in the form of a voucher which could be spent anywhere

Would you see this as a voucher and put it towards the bill before splitting or would you see it as cash towards your share just in voucher rather than note form?

Georgiegirl256

haras_nosirrah wrote: »

For those who disagree say you had cashback on a credit card which just paid out £10 as you had spent enough to qualify for a payout. This £10 cashback came in the form of a voucher which could be spent anywhere

Would you see this as a voucher and put it towards the bill before splitting or would you see it as cash towards your share just in voucher rather than note form?

I would see it for what it is, another form of payment and I would use it towards my share of the bill.

tattycath

haras_nosirrah wrote: »

For those who disagree say you had cashback on a credit card which just paid out £10 as you had spent enough to qualify for a payout. This £10 cashback came in the form of a voucher which could be spent anywhere

Would you see this as a voucher and put it towards the bill before splitting or would you see it as cash towards your share just in voucher rather than note form?

I agree with Georgie on this. I would see it as an alternative form of cash and use it to pay my share of the bill.

haras_nosirrah

I would too but others are saying that as the vouchers were not purchased by the op (I. E they were 'free' tesco vouchers) then they should have put it into the pot and split the remainder) I would say that tesco vouchers are different to a downloadable voucher from a website and I would treat it as cash and no different to cashback from say Mastercard as essentially it is cashback for shopping at tesco.

nmlc

Afternoon everyone

I've read most of this thread with interest, so many different valid opinions. Several posters are stating that the tesco vouchers are "free" but if you don't spend money in store/online/on a credit card etc you don't get clubcard points to therefore convert to vouchers - so effectively they're not free at all - in fact you have to spend a lot of money to get the points to convert to vouchers. When the statements are sent out with the money off coupons the vouchers have a 2 year date on them - that indicates to me that the store expects you to possibly need to save them to fund a large purchase instore/online etc or wait to you have enough to then convert it to vouchers. I don't see that it was a problem that original poster used the vouchers to pay for the meal - they didn't have to as they could have been saved for another occasion or converted to fund something else.

I think if going out and you want to pay using a voucher - perhaps it's worth discussing it first how the meal is going to be paid is going to work to save embarasment later.

nmlc x

FBaby

I do agree that Tesco vouchers are not free, but I don't think this is the issue here.

I am wondering whether the issue was caused because of a complete misunderstanding. I can't imagine anyone deciding to buy one full bottle of wine just for themselves so I can imagine the scenario.

FM had to use her Tesco vouchers before X date, saw that she could exchange them against a restaurant she really likes but can't normally afford. She has to redeem £20 of vouchers (redeemed twice if not three times the value of the voucher) but these can't be used for drinks, so she comes up with the idea of paying for the meals and her friends the drinks....but fails to explain about the vouchers when she makes the deal.

Friend feels very humble that poor FM is spending so much money on her and feels a bit bad so wants to treat her to a nice bottle of wine, making the share of the costs a bit fairer, but FM decides not to drink more than one glass and so friend who doesn't want to waste the expensive wine decides to drink it all even though she is worried about having to cope with a headache for the rest of the afternoon.

Still she feels she did the right thing...until FM smugly produces the vouchers. Friend can't believe she is left paying for a bottle of wine she didn't even wanted in the first place whilst FM used the voucher. In this scenario, if I'd been the friend, I would not have been impressed!

It's like if I had reached the deadline to cash my Tesco vouchers, decided to get some Alton towers tickets, used £20 worth of the vouchers but got for it the equivalent of £100 priced tickets if paid on the day, and then told my friend that if she paid for the hotel, I'd buy the tickets on the day. She would normally have picked a cheap hotel, but with the belief I am spending a lot on the tickets, she goes ahead and book an up market hotel at £150 a night....and then when we get there, I produce the tickets and say that I got them from Tesco for only £20!

Yep, I could see how this would lose me a friend!!

Georgiegirl256

I think you're looking too far into it FBaby and are making your own story up! :rotfl:

The friend knew that FM was driving as FM picked her up. So she'd hardly buy a bottle of wine to share with her.

I wouldn't bat an eyelid if someone produced vouchers to pay for whatever tbh.

Pollycat

Georgiegirl256 wrote: »

I think you're looking too far into it FBaby and are making your own story up! :rotfl:

Me too.

Jackanory, anyone?

I think Feral Moon has had an unnecessarily hard time on this thread - and I have no idea why.

FBaby

I think you're looking too far into it FBaby and are making your own story up!

Maybe indeed....but then again at the end of it, we had an upset friend, so there had to be a reason why they felt the way they did and my gut feeling is that FM failed to be totally honest from the start about her intention to use her vouchers which is what caused the bad feeling.

I think nlmc summed it up perfectly

I think if going out and you want to pay using a voucher - perhaps it's worth discussing it first how the meal is going to be paid is going to work to save embarasment later