Why are some people really tight with their money?

Kayalana99

People just have priorities - you might have a friend who has his mortgage paid off and a fancy car and 500k in the bank - but said friend may of worked out he can live x years without working if he spends £y a month by not working and so sticks to it. You just don't know and surely it's non of your business if they don't want to spend it on things you would.

Just because people are blood related to - doesn't mean that they are close. I'm sure if the family member was dear to the person you speak off they would fork out - obviously if they don't then they didn't care that much to begin or the problem wasn't an emergency as such.

Honestly, this whole post screams jealously to me.

Tigger_looks_bigger

With the vouchers to me it all depends on how they can be used. So if the vouchers require your friend to pay full price for something for you to get the advantage then you should split the discount 50/50 (2 for 1 cinema tickets). If your vouchers are able to cover the full cost of something, so if your friend had also brought the same vouchers as you neither of you would have to pay cash, then it's fine for you to use them towards just your share.

I'm not sure how the clubcard vouchers work, if they are only able to be used towards the cost of food then you should have told your friend this was how you were planning to pay beforehand, that way if she was unhappy with this she could have said, you could have then used them to have a meal and not drink with her paying for your next meal out.

But from what you have said she was unreasonable making you put an extra £10 in when she had only paid £5 towards the glass of wine you had and had a free meal (as the other £20 she paid was for a bottle of wine she drank). However from what you have described you could have handled it better and possible she reacted unreasonable because she felt 'duped'.

Homeownertobe

tattycath wrote: »

But feral moon did share by paying the larger portion of the bill, the fact that she used vouchers is irrelevant.

Not if feral moon paid £10 and her friend was lumbered with a bill of £25. It's the sneakiness that gets to people. Saying you'll pay for the meal so your friend can just cover the drinks seems like a generous offer, until you realise they've actually paid much less and got their drinks for free from your cash.

If feralmoon had have been upfront and honest, I doubt there would've been an issue.

tattycath wrote: »

Personally, if I was the friend paying for the drinks etc in cash and my dining friend was covering the meal and paid in vouchers. I would be impressed with how savvy they were by using the vouchers. I would be more interested to learn how they get them etc. I'd have no qualms settling my portion of the bill with cash.

That's the MSE in you speaking. It's not like that in the real world.

tattycath

Homeownertobe wrote: »

That's the MSE in you speaking. It's not like that in the real world.

Yes, good point well made.

Pay_me

Feral_Moon wrote: »

Thanks for your response. It wouldn't bother me either but I was recently in this very situation whereby I was the one using vouchers. The person I was lunching with was rather annoyed that I'd effectively be receiving a "free lunch" whereas they were "paying" for theirs with cash and actually expected me to split the rest of the bill :eek:

I was quite astounded as I'd covered £40 of the cost of the meal with the vouchers leaving them just £25 to pay, much less than the value of food/drink they'd actually consumed!

I was reluctantly forced into leaving a £10 cash tip as a result just to make them feel I'd actually contributed something :mad:

I wouldn't be offended if what you say happened, was to happen to me. How someone else pays etc. is up to them.

However, I personally when in that type of situation always use the voucher or discount to reduce the entire food bill and then split the remaining balance.

I was out the other night with a mate on the tastecard 2 for 1 deal (Yes I realise some of you have probably just had heart attacks finding out that someone has opted to buy one). My meal qualified for the discounted bit as it was the cheapest meal so it was removed from the bill. I would have felt weird saying well I paid the £29 for the card which got us the discount so therefore my meal is now free and so I owe nothing but the price of my drinks.

I have to agree with the other poster about Tesco vouchers not being different to any other voucher. I have used Tesco vouchers for meals and still always put them towards the overall bill.

But, like I say that is just the way I prefer to do things. I don't see anything overly wrong with what you did and if I was your mate I would not have become annoyed or offended by it. Though I can also agree with the other posters and see why people could find it a bit of an underhand tactic.

Feral_Moon

Homeownertobe wrote: »

Not if feral moon paid £10 and her friend was lumbered with a bill of £25. It's the sneakiness that gets to people. Saying you'll pay for the meal so your friend can just cover the drinks seems like a generous offer, until you realise they've actually paid much less and got their drinks for free from your cash.

If feralmoon had have been upfront and honest, I doubt there would've been an issue.

"Lumbered with a bill of £25" even when the cost of my glass of wine was only £5 compared to her £20 bottle of wine? I've heard it all now :rotfl:

Perhaps I should have just covered my own costs for food/drink rather than genererously offering to cover the cost of her meal, leaving her with £40+ bill plus £5 towards the tip. I'd still have only paid £10 in cash value for my half.

Oh, and not forgetting I also saved her a £20 taxi fare by offering to pick her up rather than meet at the restaurant. I guess I really don't need friends like her after all. And people are accusing me of being tight! Okayyyy.

Oh, and there was nothing sneaky or dishonest about it, not on my behalf anyway. I think she was the sneaky one assuming I'd also split her excessively high drinks bill as well as paying for the food!

Spendless

Feral_Moon wrote: »

I don't understand why. And yes, I'd agreed it beforehand to hopefully avoid this exact situation when it came time to pay especially as they ended up paying far less than they would had I never used vouchers anyway!

For the record, I had one glass of wine (£5) as I was driving (and no they didn't contribute to fuel costs either) whereas they had an entire bottle (£20) so technically they got the cheap deal, not me!

Free meal & taxi service in exchange for the cost of a glass of wine! Now who would be deemed the tight one?

I'd have thought if it was going to be suggested that one pays food, the other pays drinks, the 2 bills would come to around the same price. Did you friend think you would be drinking and not know you'd be driving?

Pay_me

Spendless wrote: »

I'd have thought if it was going to be suggested that one pays food, the other pays drinks, the 2 bills would come to around the same price. Did you friend think you would be drinking and not know you'd be driving?

I don't know about you but if my mate said lets go for a meal, I'll cover the food or most of it on a voucher you get the drinks. I'd laugh and say nahhh!!

It is odds on the drinks bill be more expensive well it usually is when me and my mates go out ;-)

Spendless

Pay_me wrote: »

I don't know about you but if my mate said lets go for a meal, I'll cover the food or most of it on a voucher you get the drinks. I'd laugh and say nahhh!!

It is odds on the drinks bill be more expensive well it usually is when me and my mates go out ;-)

Well me too, but I wonder why that suggestion was made when planning a meal out, that one would pay for food and the other drinks if one was going to be a lot higher bill to one of them (taking away the means of paying the bill out of the equation for the minute).

Georgiegirl256

Homeownertobe wrote: »

Not if feral moon paid £10 and her friend was lumbered with a bill of £25. It's the sneakiness that gets to people. Saying you'll pay for the meal so your friend can just cover the drinks seems like a generous offer, until you realise they've actually paid much less and got their drinks for free from your cash.
.

Lumbered? :rotfl: Sneakiness? :rotfl:

FM was up front, and besides, vouchers are as good a tender as any other form of payment (provided the establishment in question accepts them of course), and that's all it is, another form of payment.

Obviously it's different if you get a voucher say for 20% off off the internet or magazine for example, but vouchers such as clubcard vouchers or gift vouchers is totally different.

I really don't know why it's so hard for people to understand?