Why are some people really tight with their money?

TBagpuss

tea_lover wrote: »

That seems incredibly tight (and downright rude) to me. You knew in advance you had vouchers for the food, but still convinced your friend to cover the whole cost of the drinks. Why on earth wouldn't you split the cost of what was left, so you all benefit? If someone pulled a stunt like that on me I certainly wouldn't ever be dining with them again.

Why would you expect your friend to pay for you? That's what you're doing, if they spend *their* vouchers on *your* meal.

You'd be paying exactly what you agreed to. The way in which your friend covers their share is their business, not yours.

Would you react the same way of they had been given a gift voucher and chose to spend that? Most vouchers are 'paid for' by spending money elsewhere, they are not free. And in many cases hey could be used elsewhere, so you are expecting your firend to effectively give you 50% of their saving, when thy could use 100% either on that ocassion or elsewhere.

I thinki the 2 for 1 cnema tickets are a little different becuase you can't use them by yourself, you need another person to come with you to get any benefit.

haras_nosirrah

I think there is a difference between tesco vouchers and printing free vouchers off a website

Tesco vouchers have an actual monetary value - you can spend them in store in exchange for goods

I would possibly use the face value E.g 10 in vouchers not the 40 trade in value so if bill was 65 then would say the discounted bill is £35 (as £30 is the inflated discount due to vouchers) so split down the middle at 17.50 each of which £10 of yours is paid for in Tesco vouchers and you pay £7.50 and they pay £17.50.

If it was a completely free downloaded voucher then I would split down the middle and both benefit

Feral_Moon

tea_lover wrote: »

It's the pre-arranging part that would annoy me.

If I've understood this correctly (and apologies if I haven't) - you and a friend arrange a meal out. You know you have vouchers for the restaurant, so agree to cover the cost of the food. You ask your friend to cover drinks and extras.

Something about that is just off, imo.

I don't understand why. And yes, I'd agreed it beforehand to hopefully avoid this exact situation when it came time to pay especially as they ended up paying far less than they would had I never used vouchers anyway!

For the record, I had one glass of wine (£5) as I was driving (and no they didn't contribute to fuel costs either) whereas they had an entire bottle (£20) so technically they got the cheap deal, not me!

Free meal & taxi service in exchange for the cost of a glass of wine! Now who would be deemed the tight one?

Spendless

Feral_Moon wrote: »

Am I the only one who doesn't understand the issue here?

If I go out for a meal then I usually have a rough idea of how much I want to spend and will choose from the menu accordingly. At the end of that meal I'll put on the table enough cash to cover my cost.

If someone else were to put in a mix of cash and vouchers then fine, I wouldn't bat an eyelid. If someone else was paying by card and asked for the cash to be given to them, then again, absolutely fine. At the end of the day I've paid exactly what I budgeted for my meal. I don't care what other methods people use to pay. And they shouldn't worry how I choose to pay.

Most chain restaurants are way over priced for the food they serve and I would never eat in one without some form of discount voucher. But because I choose to save my Clubcard vouchers to pay for meals out, why should I then be made to feel guilty by not paying for everyone else's meals too?

ETA: I have a finite number of vouchers left which will probably afford me a dozen or so meals out. If I had to start sharing them and paying for other people then that would drastically reduce my opportunities to eat out and enjoy social occasions I wouldn't otherwise be able to afford. Is this fair?

Since most people don't agree with the way you've done it, I'd say yes you are the only one (or in the minority) of seeing the issue. You've upset your friend who thought the meal was going to be the same actually cash cost to both of you. Only to find you have a free meal (via your vouchers), but she's paid in sterling for your drinks.

I personally would stick to eating meals alone with my clubcard vouchers or if you have a partner just with them so it is 'household income'.

Mrs_pbradley936

What about people that do not want to afford something? Their priorities are different to your own. Why do you think that your priorities should also be theirs?

For example I do not spend on computer games or smoking. I do spend on wine but not the hard stuff. I would rather buy premium bonds as gifts for children than toys. If I insisted that you did the same or you were tight or mean would that be acceptable?

Georgiegirl256

Feral_Moon wrote: »

Am I the only one who doesn't understand the issue here?
?

Not at all, and I can't see any problem in doing so at all.

What does it matter how you pay? Cash, cheque off great Aunty Mabel or vouchers, you are still paying your way, the bill is still being paid. Vouchers are as valid a form of payment as anything else.

I really can't get my head around why it would be rude or tight? It's just a different form of payment, that's all, and as you say, you ended up paying more than your friend anyhow. You could have used the vouchers for many other things but chose not to, and used them on a meal out for you and your friend.

Spendless

Unless clubcard have changed things since I last used them, you have to swap your points to get a voucher for x place and do this a few days in advance in order to receive the voucher in time. That means at the point it was changed for restaurant vouchers, it couldn't be used elsewhere.

Feral_Moon

Spendless wrote: »

Unless clubcard have changed things since I last used them, you have to swap your points to get a voucher for x place and do this a few days in advance in order to receive the voucher in time. That means at the point it was changed for restaurant vouchers, it couldn't be used elsewhere.

No, it's done instantly via email now so you can actually order vouchers whilst dining to cover the cost of the food actually ordered rather than try to estimate how much to convert before even seeing the menu.

Person_one

tea_lover wrote: »

It's the pre-arranging part that would annoy me.

If I've understood this correctly (and apologies if I haven't) - you and a friend arrange a meal out. You know you have vouchers for the restaurant, so agree to cover the cost of the food. You ask your friend to cover drinks and extras.

Something about that is just off, imo.

It's the way you've made sure you get the part of your evening not covered by vouchers covered by your friend instead I think. If the arrangement had even been vouchers for the meal, get your own drinks and extras, it would be OK.

Georgiegirl256

Spendless wrote: »

Unless clubcard have changed things since I last used them, you have to swap your points to get a voucher for x place and do this a few days in advance in order to receive the voucher in time. That means at the point it was changed for restaurant vouchers, it couldn't be used elsewhere.

Yes, but my point is that they could have used them for many other things if they'd have chosen to, and besides, the friend ended up paying a lot less than if they'd have went 50/50 and FeralMoon hadn't have used their vouchers.

I think the friend got the better deal here tbh.