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The Spreadsheet Diva's MF Diary

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  • How's the decorating going, hope we get to see some pics when its finished, the tartan all sounds lovely and close to my heart:) and your light fittings from N*ext.

    Another good shop from Mr M.


    Well done on o/p No. 2:j


    Everbody checked their Euro tickets - someone's still not claimed as far as I know:eek: :D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 15 January 2016 at 12:24PM
    Just settled on D*l*x Crispy Crumble for the paint (B*Q 5l for £18 at the mo) Still waiting on lights :( Just looked at flooring :eek::eek::eek::eek: that will have to wait. Not really done anything concrete yet as have crafts for a shop due at end Jan and a big London show at the end of Feb and my table will be empty at this rate......................so a plan of action will be drawn this weekend :D But will do on pics if I can work it out

    Here was my porch before 28a21366-b058-40ad-835f-2e540269587a_zpscctjfvwg.jpg
    and after 02b7cc7c-7fcb-4889-9f86-b44c33b9a0d0_zpsfu0ogpcf.jpg5807332f-e5cc-4bab-86a6-23f6167e6a44_zpsxpvxvkb7.jpg

    Lottery :rotfl::rotfl::rotfl::rotfl: I wish
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's lovely about the dog leaning into you :) I love it when things like that happen :)
    2023: the year I get to buy a car
  • Lexi-lu
    Lexi-lu Posts: 173 Forumite
    Fourth Anniversary 100 Posts Photogenic Combo Breaker
    Hello SueP19,

    Very well done on your second overpayment. Sounds like a lovely moment with your dog and just what you needed.

    LL
    Mortgage Balance £0
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yeah it was huge step forward, he comes to me but it always at finger tip touch distance.

    Other great news DD getting a new freezer LOL
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Day 42

    All quiet on the western front, unless you want to hear about my mini meltdown in Mr M's this am??? :rotfl::rotfl::rotfl:

    Most of last week they had an item on offer which I buy regularly, this morning, guess what....................none in stock again, none in stock last wednesday, last thursday, friday and saturday..............I so feel like shooting an email off

    Suffice it to say I was not lady like. :eek::eek:

    Doing nice on the TCB, except pet insurance not showed up yet :mad:
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Day 43

    A great suggestion was made on the MFW 2016 thread by Shangaijimmy, that we start a Tilly Tidy thread, so this morning that's exactly what I have done................it can be found here
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Day 44

    Feeling a little cheesed today, everything seems a chore.

    DD budgeted wrongly and needs some cash, surprise surprise, so had to deal with that plus she was quite upset, not sure why she didn't think it wouldn't happen, she's a spender not a saver. Have to say there was a tiny moment of welcome to my world in the air :rotfl::rotfl:

    The Tilly Tidy thread doesn't seem to be taking off, shame but hopefully it will be a slow burner :D

    Read a couple of diaries at lunch, made me feel a tad "I shouldn't be here" ...................I am a little fish, who earns a moderate amount who would like to spend a few years before she retires enjoying life with some extra cash............I don't have multiple homes or swanky BTL apartments, I don't do fancy investments and as for interest earnings, I'd just like to have spare money in the pot...........let's hear it for the little guys of this world :T:T:T:T:T

    Also today I am standing my ground over a small debt I have of £147 includes charges :mad: Asked them how much to settle today, now...................fill in an income and expense he says :eek::eek::eek: So it would appear the settlement figure is based on what I could afford :rotfl::rotfl::rotfl::rotfl: Not a lot as my wages pays the bills...........refused to put OH wages on, so lets see what they say over that one. It's nothing to do with my OH so why should they include his money (oh I did omit all food, fuel and day to day living as well, only fair :D)

    Opened a query with TCB over pet insurance

    More exciting on Friday..........payday :j:j
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm a very little guy :) so I feel your pain - yes, I have a holiday let, but it was a bad buy, honest!

    Good for you for standing your ground :)
    2023: the year I get to buy a car
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :grouphug: I wasn't meaning any disrespect to anyone and I do know that the more you earn the more spend happens :mad:

    It's just you read some and they have 3 house, a Bermuda complex, a New York penthouse and you think geez a) you must earn a lot, b) you can easily pay off your mortgage just sell the penthouse luv and finally c) how many lurkers are out there like me and you karmcat earning up to £3k a month with a reasonable mortgage and don't try to pay their mortgage off because they read the diaries and think "well they can because they are......" Not that it's not great if you can have a penthouse, an island and private yacht, good for them

    I suppose I was just trying to tell myself this board was not just for the wealthy, it's for everyone, including me, who has spend 27 years up to her eyeballs in debt.

    Unless you try you don't know and there is just a chance you can, maybe not as fast as some but you can :D:D:D
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
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