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The Spreadsheet Diva's MF Diary

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  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Life is sent to try but you're a do'er so I know you can. I have started a penny challenge save 1p on first 2p on 2nd and so on till 31st December and the total comes to about £677 I think xxx
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • I read about that challenge and someone mentioned it got a bit expensive for December, which would be for me, so they are doing a month at a time, then when the next month comes round they start at 1p again, if I remember right it comes to about £56 (can't be bothered working it out just now).
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Hi Sue

    Meal plan for a month!!! That's great. I used to do that - tend to do just a week at a time at the mo (since we moved) - really should try and get one done till the end of the month.

    It really does make a difference.

    Happy Friday.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Sue

    Meal plan for a month!!! That's great. I used to do that - tend to do just a week at a time at the mo (since we moved) - really should try and get one done till the end of the month.

    It really does make a difference.

    Happy Friday.

    MCI

    I'm hoping so, I usually do a week without thinking and it's not really helped but to know how many packs of cheese you need is handy :D Just bought 4xYS 350g mature cheese for £1.25 each and 4xYS beef sausages for 67p each :j:j:j:j I would have bought more but freezer is fulllllllll to the brim :eek:

    I bought an A5 diary from P*undland and just wrote :cool: then made a list
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I read about that challenge and someone mentioned it got a bit expensive for December, which would be for me, so they are doing a month at a time, then when the next month comes round they start at 1p again, if I remember right it comes to about £56 (can't be bothered working it out just now).

    Yeah I agree the last week comes to £25.41 So I did a little spreadsheet with all the numbers on and intend to save the larger amounts through the year, so tomorrow £3.66 instead of 9p :D:D:D

    OH is paid weekly so I can pre-pay the last 52 days during the year :D:D:D:D:D But £56 is a nice sale handbag amount next Christmas :wink:
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 8 January 2016 at 12:17PM
    Day 32

    Not a bad start to the day picked up 4 pack of sausages (I now have 10 packs altogether so that Feb sorted) and 4 packs of cheese, total saving of £11.32

    Did some Tilly Tidy and received my first little bit of interest 6p on that new account :rotfl::rotfl::rotfl: Odd as the EF Fund which has more than £300 in has had no interest :mad::mad::mad:

    I have also completed all my savings for this month in terms of Christmas Fund 2016, Pet Fund, etc I thought if I take care of those first as soon as I could then they won't clutter the rest of the month.

    To be honest it's all a bit trial and error for me at the moment, I have always had a problem finding what works for me and boy have I tried over the years

    Forgot to get some savings stamps from Mr M this am so will have to trot back in there, have £3 cash so that's alright.

    Weekend is looming and I wish I could say I was doing something daring/exciting/amazing but I have craft items to finish for a shop :(

    OH has now decided that when he finishes OT he will tackle DD old bedroom :eek::eek::eek::eek::eek: Er no MR. I have it all planned and the stuff ready, trouble is I am a bit of a slowly slowly catchy monkey and he is a Road Runner. So I can see him not doing it to MY standards :D............trouble is I am sure I can't find time to tackle it before his hours drop, let hope the sugar factory stays open longer :j:j:j
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • lulabelle1
    lulabelle1 Posts: 2,704 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You certainly like your sausage & cheese! :)
  • Lexi-lu
    Lexi-lu Posts: 173 Forumite
    Fourth Anniversary 100 Posts Photogenic Combo Breaker
    Hello SueP19,

    Hope the decorating gets done to your standard, I will be reading to find out if a freezer goes in DDs old room it is done :rotfl:

    LL
    Mortgage Balance £0
  • Happy weekend to you, I'm sewing .... I don't like it much, but I'm off work so a bonus.
    Monthly meal plan is very organised. I feel amazing if I just do a freezer list
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I tried with a spreadsheet and just couldn't get it to work so thought a diary might help and it looks to be working. I highlight the items I have then I know what I don't.
    This am in Mr Ms I got months supply of toilet rolls and a couple of other things xx
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
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