The Spreadsheet Diva's MF Diary

misscousinitt

I'm quite a small fry too. Don't earn that much, but have had some windfalls in the past that have allowed me to do things.

However, things are different now we've moved.

It's all relative. You are doing really well. You do fit in - please don't feel that you don't.

Keep on chipping...

MCI

SueP19

Thanks misscousinitt, your right it is all relative

Karmacat

Awww. What lovely posts!

SueP19

Nice to know there are a few of us about :D:D

A_Frayed_Knot

:wave: remember me, I'm the one that posted you have more spare cash left every month, than I have income:eek:not, that I'm looking for the badge to being the "smallest" small fry:D as they say, plenty of fish in the sea, and plenty of small fry (just made that up):rotfl:

Keep going, even just a £ overpaid, is a £ you will never pay interest on, ever again:j Cause i'm gready and mean and would rather have the interest charged in my pocket than in the banks.

SueP19

Thanks Frayed or do I call you Mrs Small Frayed now :rotfl::rotfl::rotfl: Love the phrase

Feeling a tad better (cold capsules kicking in )

Paid another £50 to mortgage today which is a bit short of target :mad: but I have £267 in emergency, £558 in holiday fund, £15 in Tilly Tidy, and various other funds mounting to a grand total of.................wait for it.................£1,098 :eek::eek::eek::eek: which considering I had a big fat zilch at the beginning of the month, oh and paid for car repair, I feel quite :happyhear:dance: plus paid £200 of mortgage too

Oh and paid balance of next goods £243.97

Oh and bought a few sale items £90 needed for work, honest

Actually that really good isn't it

Karmacat

Yes it is :j:j:j

And in the "cold capsule" thing, we see the reason you felt so bad about your finances :kisses3: glad you feel a bit better.

FrayedKnot - my cash flow is utterly terrible, the only discretionary spends I allow myself are about a fiver on Amazon DVDs because I don't have a TV licence any more, and the bus fare to see my sister, thats literally the only ones I have (full disclosure - a wedding later this year as a guest, I'll pay for those expenses from savings). I *have* paid off the mortgage, and I have those savings, which are draining now. We'll survive

A_Frayed_Knot

SueP19 wrote: »

Thanks Frayed or do I call you Mrs Small Frayed now :rotfl::rotfl::rotfl: Love the phrase

:rotfl::rotfl::rotfl:

Feeling a tad better (cold capsules kicking in )


Think I need to take some of those, took today off as a/l as still under the weather

Paid another £50 to mortgage today which is a bit short of target :mad: but I have £267 in emergency, £558 in holiday fund, £15 in Tilly Tidy, and various other funds mounting to a grand total of.................wait for it.................£1,098 :eek::eek::eek::eek: which considering I had a big fat zilch at the beginning of the month, oh and paid for car repair, I feel quite :happyhear:dance: plus paid £200 of mortgage too


:shhh::shhh: Show off :D:D

No, I mean absolutely fantastic, but remember to :shhh::silenced::silenced::shhh::whistle::whistle::whistle: to "you know .. who"

Oh and paid balance of next goods £243.97


:eek: But ...... you've NOT paid for them yet ....... have you ........ as DD is going to Keep to your story

Oh and bought a few sale items £90 needed for work, honest

What, these old things, I've had them in the wardrobe for ages :rotfl::rotfl::rotfl: honest

Actually that really good isn't it

You never mentioned DD's emergencies, or is that written off ??

You have done exceptionally well for the 1st month, bet it makes you feel a whole lot better.:beer::j

Onwards and upwards, (or downwards, if we're talking about debt/mortgage):j:beer:

SueP19

DDs emergencies came off the N*xt bill :D:D

I been around the block you know, no flies on me and I didn't come off the banana boat :rotfl::rotfl::rotfl::rotfl::rotfl:

The grand total over and above normal bills/food/diesel etc is £2,162

Now I am bl**dy showing off;), why am I not rich, I should be :rotfl::rotfl::rotfl::rotfl:

SueP19

Karmacat wrote: »

Yes it is :j:j:j

And in the "cold capsule" thing, we see the reason you felt so bad about your finances :kisses3: glad you feel a bit better.

FrayedKnot - my cash flow is utterly terrible, the only discretionary spends I allow myself are about a fiver on Amazon DVDs because I don't have a TV licence any more, and the bus fare to see my sister, thats literally the only ones I have (full disclosure - a wedding later this year as a guest, I'll pay for those expenses from savings). I *have* paid off the mortgage, and I have those savings, which are draining now. We'll survive

Thanks been feeling "off" since Sunday, not sure I have escaped it yet, this weekend will tell.

You are so good

I think next month I will highlight anything over and above normal in blue keep an actual tally of it, I could be mortgage free in 4 years :eek::eek::eek::eek: