Stores that DON'T accept contactless payments - name and shame!

20aday

Mrs_Ryan wrote: »

Shops I've used it in- M&S, Boots, Post Office, WH Smith, McDonalds, Co-op, Greggs. I used in Asda in London but I know most Asdas outside of London don't take it.
Shops I wish would take it- Sainsbury's, Tesco, Primark.
I struggle with chip and pin due to brain fog and dyscalculia (I was met with a blank look when asking about chip and signature) so I prefer to use contactless where possible, I wish more places took it.

I always got the impression that banks should offer Chip & Signature to those of the us who are unable to use Chip & PIN for reasons such as yours.

knack92

20aday wrote: »

The two Sainsbury's stores I visit frequently have contactless capable terminals so assuming a lot of their stores also have the same terminals surely it'd be a case of a software update?

Yep.

chuckley wrote: »

Sainsbury's.

In fact I'm flabbergasted they have zero interest in contactless.

They do, but their ancient POS systems need updated first and apparently that could take a while.

agrinnall

Although several of my cards are contactless I have not yet used them in that way. I was under the impression that the first time you do make a contactless payment it has to be PIN authorised, is that right? If it is then never using contactless means the card is as safe as any non-contactless card, as it can't be used if stolen unless the thief also has your PIN.

kaya

There was a programme about the flaws in this system recently, although it appears impossible to take more than the allowed limit for a contactless payment in one transaction this is only applicable in GBP, your account can be emptied in one transaction of they use a different currency

Steve_xx

agrinnall wrote: »

Although several of my cards are contactless I have not yet used them in that way. I was under the impression that the first time you do make a contactless payment it has to be PIN authorised, is that right? If it is then never using contactless means the card is as safe as any non-contactless card, as it can't be used if stolen unless the thief also has your PIN.

No, it's not right, because it cannot actually be a contactless payment on the first occasion if you have to input the PIN.

Before the contactless card becomes active in contactless mode you need to go to an ATM and do some sort of transaction. It might be that you could view your balance and doing this would make the contactless feature become active.


In other words, using the PIN on it once will make the contactless feature become 'live'.

roddydogs

Why would you need to go to an ATM? just use it once with PIN & its activated.
& why would you keep a card thats not "Active" (post 55) yes it cant be used contactless, but what good is it if you dont use it?

Vectis

Can someone spell out what the advantages of contactless payment are please?

Obviously it doesn't really save any time - I mean, how long does it honestly take to type in 4 digits on a keypad? Less than a second. It may save a fraction of a second by swiping a card but is that honestly a real advantage?

I can see an obvious disadvantage though e.g. if you lose your contactless card it cane be used by other people up to £30. Yes, you'll get the money back eventually but not without a bit of hassle. If you lose your non-contactless card then no-one can use it as they would need the PIN also.

So, what are the advantages?

Yorkshire_Pud

Vectis wrote: »

Can someone spell out what the advantages of contactless payment are please?

Obviously it doesn't really save any time - I mean, how long does it honestly take to type in 4 digits on a keypad? Less than a second. It may save a fraction of a second by swiping a card but is that honestly a real advantage?

I can see an obvious disadvantage though e.g. if you lose your contactless card it cane be used by other people up to £30. Yes, you'll get the money back eventually but not without a bit of hassle. If you lose your non-contactless card then no-one can use it as they would need the PIN also.

So, what are the advantages?

The main advantage is you no longer have to touch the keypad and pick up the germs/whatever of thousands of people's fingers:)

Steve_xx

Yorkshire_Pud wrote: »

The main advantage is you no longer have to touch the keypad and pick up the germs/whatever of thousands of people's fingers:)

That's always assuming that everyone else but you has the germs of course!

agrinnall

roddydogs wrote: »

& why would you keep a card thats not "Active" (post 55) yes it cant be used contactless, but what good is it if you dont use it?

Are you suggesting that I throw my contactless card away simply because I don't make contactless payments with it? So that fact that I use it for ATM and POS transactions using the PIN should be completely discounted? Thanks for the suggestion but no thanks.