Stores that DON'T accept contactless payments - name and shame!

colsten

username wrote: »

Where in the country are you located? I'm within the M25 and all the stores I've been in DO accept contactless.

I am outside the M25 and at least two local Wilkos take contactless.

masonic

I'm over 100 miles outside of London and have used contactless in my local Wilko.

masonic

adindas wrote: »

In many occasions I asked them to repeat and remind them that I will be paying "using contactless" e.g hoping that they are pressing the button for contactless payment, if any exist) stil fail most of the time.

I wonder if it is down to defective cards or defective connectivity in certain stores. I know some have had their cards replaced and not seen any improvement.

Personally, contactless has worked for me almost every time I've attempted it (only failing for the expected occasional verification)

takman

prowla wrote: »

It is inherently insecure because there is no authentication - it simply relies on the card being held near to the reader.

Cash is even more insecure yet I bet more people carry cash than have debit cards.

I have been using my TSB card for the last few weeks for various amounts and didn't need to enter a pin (even on a £29.15 transaction). But today I gave my partner my card to pay for a dessert and it prompted her for a pin. So you can't get more secure than that! Lol

Paul_1977

Not sure what is going on with Sainsbury's. They had it at first, but then got rid of it.

chuckley

jonesMUFCforever wrote: »

My local SPAR has just put an Apple pay sign on the door - then when you get to the till there is a printed sign apologising that they don't do contactless payments.

:rotfl: LMFAOOOOOOOOOOO :rotfl:

pmduk

I've just noticed that our local Heron Foods accepts contactless.

The_pc_tech

I don't carry cash and use my debit or credit card instead but I'm not a fan of contactless payment or Apple/Android or whatever pay.

The fact the banks are having to put on these offers suggests that they are not seeing the volume of these transactions they would like, I think the security on them is too lax and maybe some retailers agree.

Is taking a minute or two to put your card in a machine and wait for authorisation really that much of an issue?

Archi_Bald

As a "pc tech", can you elaborate on what's lax about Apple Pay?

masonic

The_pc_tech wrote: »

The fact the banks are having to put on these offers suggests that they are not seeing the volume of these transactions they would like, I think the security on them is too lax and maybe some retailers agree.

Is taking a minute or two to put your card in a machine and wait for authorisation really that much of an issue?

Also, as a pc tech, perhaps you could comment on which of the following scenarios you think is less secure for the customer?

Scenario A: In which you enter your PIN every time you make a transaction, risking observation each time, and with observation comes the risk of your card being lifted and used to completely empty your account and available overdraft if your card were stolen. You would likely be held responsible for the loss by your bank if the correct PIN was used to verify the transactions.

Scenario B: In which you enter your PIN only every nth transaction, with 1/nth the risk of observation, but with the certainty that your card could be used to carry out on average n/2 transactions of up to £30 without the PIN. Neither you nor the retailer could be held responsible for the unverified transactions.

It seems to me that Scenario B is more secure for the customer. Not as secure as the Applepay/Androidpay alternatives, though.