Stores that DON'T accept contactless payments - name and shame!

agrinnall

chuckley wrote: »

Try it/see it in action in a chain coffee shop and you'll see. Costa Coffee is BLAZING now with it. next, next next next..... no fumbling for cards/apps/cash.

So now all we need is for coffee shops to have a separate queue for those of us buying drinks that don't take 10 minutes to make so that we don't have to wait while the barista prepares yet another half double decaffeinated half-caf, with a twist of lemon.

https://www.youtube.com/watch?v=08NkaqoOELg

brewerdave

Read this debate with some amusement.....particularly those in favour of Applepay....I would be far more worried about having my I Phone 6s nicked than a potential £30 loss using a card... I use a 6 year old PAYG Samsung which nobody is going to pinch !!!

knack92

brewerdave wrote: »

Read this debate with some amusement.....particularly those in favour of Applepay....I would be far more worried about having my I Phone 6s nicked than a potential £30 loss using a card... I use a 6 year old PAYG Samsung which nobody is going to pinch !!!

Do you also drive a rusty old car in case someone crashes into you? Or wear past their best clothes so it won't matter if you spill red wine on them?

benjus

Ballard wrote: »

Really? That's madness. It isn't the bank's fault that you were careless with your card so why should they stump up?

Because they want people to use the technology as it results in more money flowing through their systems and fewer cash transactions. To convince people to use a new technology, especially one that is perceived as less secure than existing ones, essentially means agreeing to take on liability for the risk.

As I said earlier in this thread, banks in this country clearly believe that a light-touch approach to payment security combined with a guarantee to reimburse customers for fraudulent transactions is more profitable than tightening payment security.

prowla

The method is inherently insecure, so I'm not really sure why they are pushing it.

gunsandbanjos

brewerdave wrote: »

Read this debate with some amusement.....particularly those in favour of Applepay....I would be far more worried about having my I Phone 6s nicked than a potential £30 loss using a card... I use a 6 year old PAYG Samsung which nobody is going to pinch !!!

I'm insured so not that big a deal?

prowla

Plus you can locate/lock/brick an iPhone remotely.

colsten

brewerdave wrote: »

I would be far more worried about having my I Phone 6s nicked than a potential £30 loss using a card...

Why? Nobody can use my iPhone without my fingerprints, and I can wipe its contents remotely if it gets taken or if I lose it. Why would anyone go to the lengths of stealing it? They'd do a lot better stealing wallets and purses and trying to skim card info.

prowla wrote: »

The method is inherently insecure, so I'm not really sure why they are pushing it.

Which method?

JuicyJesus

prowla wrote: »

The method is inherently insecure, so I'm not really sure why they are pushing it.

I'm interested to know why you think it is "inherently insecure". Statistics from earlier in the thread put the total amount of contactless fraud at absolute peanuts, and there is no viable means of defrauding people via contactless without stealing the original physical card - which automatically makes it more secure than the established MOTO methods of taking card payments which many people do without question.

Try and defraud me through contactless and you'll have to nick my wallet and then you'll be able to buy a couple of pizzas from M&S which my bank will pay for. Defraud me through online purchasing and you just have to have 19 numbers and my name.

prowla

JuicyJesus wrote: »

I'm interested to know why you think it is "inherently insecure". Statistics from earlier in the thread put the total amount of contactless fraud at absolute peanuts, and there is no viable means of defrauding people via contactless without stealing the original physical card - which automatically makes it more secure than the established MOTO methods of taking card payments which many people do without question.

Try and defraud me through contactless and you'll have to nick my wallet and then you'll be able to buy a couple of pizzas from M&S which my bank will pay for. Defraud me through online purchasing and you just have to have 19 numbers and my name.

It is inherently insecure because there is no authentication - it simply relies on the card being held near to the reader.