Stores that DON'T accept contactless payments - name and shame!

JuicyJesus

prowla wrote: »

It is inherently insecure because there is no authentication - it simply relies on the card being held near to the reader.

Aside from the regular PIN checks, which of course you ignore.

And that you would have to have the physical, cryptographically secured card anyway which limits any potential fraud to that where someone physically has access to the original card.

And that if a fraudster did have the card there is no reason for them to go and buy a Big Mac and fries with it rather than just using the card online to order a bunch of iPhones they can sell on.

And that there's a limit of £30 which means that any fraud is going to be limited in value, and that this limit exists precisely because most transactions won't be authenticated.

And that you can't get cash with them which makes it even more worthless to use as a fraud vector.

And that, even if a putative fraudster did get hold of the original card, and didn't trigger a PIN check, and they were too stupid to use the card to do what I said above and instead really wanted to risk arrest just to get some hayfever medication from Boots, the lack of authentication means that you would never be held responsible anyway and that therefore it is extremely pro-consumer.

And that the evidence points to practically nobody being defrauded through contactless, as per those statistics. £50k a year is a drop in the bucket with regards to fraud. £50k is probably less than the cost of a day's MOTO fraud, which as before is far more of a risk, can be of much higher value and is far easier to execute.

Security is not just a PIN check. Security is having the thing itself be practically useless for fraud to the point that nobody except a total cretin would bother. Contactless is inherently secure because someone would have to be a complete moron to risk a jail sentence to nick someone's wallet and use their card for a couple of £20 purchases.

Thrugelmir

JuicyJesus wrote: »

And that there's a limit of £30 which means that any fraud is going to be limited in value, and that this limit exists precisely because most transactions won't be authenticated.

Retailer picks up the tab. That's the issue. If it's such a good service why should they?

JuicyJesus

Thrugelmir wrote: »

Retailer picks up the tab. That's the issue. If it's such a good service why should they?

They don't, though. The bank carries the can for contactless fraud because the retailer has had no opportunity to verify the cardholder.

Good work ignoring every other aspect of the post though, which makes clear why nobody would want to steal a contactless card anyway and that the fraud losses work out at less than a penny for every contactless card in existence!

Robin9

MiserlyMartin wrote: »

I was afraid of this. One would have hoped that the contactless machines would have been delivered to all stores in the nationwide network at around the same time... but no it seems.
Do you want to mention your small town?

No - what benefit is that ?

All businesses make their own commercial decisions - cash is widely used; some take credit/debit cards.

masonic

adindas wrote: »

I have been to a few Lidl in London all of them accept contactless payment Only that the contactless form TSB is so unreliable that it fails most of the time.

It's strange that this affects some people but not others.

jonesMUFCforever

My local SPAR has just put an Apple pay sign on the door - then when you get to the till there is a printed sign apologising that they don't do contactless payments.

planteria

i quite like stores that accept contactless to notch up a few pounds with TSB Plus contactless... but there's not real 'Name and Shame' to be done here. places that require my PIN..no problem.

expansion

There is a big difference between major cities (well, at least London) and other places (even if cities, not some small village). Tesco is a good example, I have yet come across one in London that doesn't and one outside that does. This is mostly timing and cost, sadly the shops that accept everywhere are only impulse buys like coffee shops which I don't use.

expansion

Addition to your list: Wilko

Correction to your list: Post Office isn't limited to London. Most terminals can, although they are not marked and the staff are not aware. Give it a try.

username

Addition to your list: Wilko

Where in the country are you located? I'm within the M25 and all the stores I've been in DO accept contactless.

Stores I've tried or have been reported in this thread that don't accept the contactless method::(

Asda (inc Enniskillen, Northern Ireland)

All of the Asda stores I have been to accept contactless.

Iceland

Contactless has worked fine in my local Iceland...maybe it is a regional thing?

More to add to the list of non contactless acceptance;
Starbucks at various services on motorways - I believe these are owned by the service station company and run on franchised basis.
Toby Carvery
All Bar One

The latter two have capable pinpads but the functionality isn't switched on in the software.

Also various pubs and restaurants with the portable machines - some DO accept contactless but the staff don't know about it and just shove the card in...