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Daring Myself to do this
Comments
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Hi Hun, you're doing so well and your stamina for debt busting is fabulous. Keep on going, and sorry it's all so hard. OHs being away is the pits, I know.
XxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Wow that's good if includes phone for 12 a mth!0
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Ok
I'll stop being a moany joanie.
Girls are being adorable today. Such cheeky little monkeys.
Giving bonjela a go. Seems to do something.
Going to my mums is off the cards now so having a lazy fun morning xLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000 -
Have you looked at Talkmobile deals - I'm sure they had a couple of decent phones on there for under £15. DS2 has a sim only with them for £7 and he gets quite a good deal. We were lucky enough to be left with a fairly good Samsung when DS1 changed his provider so DS2 just had that.LD 12.25 £1600.00/£0700.00 Fn £274.00 LTFn £525 LLTFn £300
Renewal 25 £500.00/£500.00 InsH 12.25 £600/£600.00 InsP 03.26 £150/£150.00
NPt 12.25 £150.00/£051.50 Ins/TC 02.26 £550/£470.00
YX25 £1500/£0750 FD £3600/£0600
PX25 £1500/£0625 P6m £1200/£0800 PEa £100/£0600 -
kitten I hope you are okay.0
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Hey hope you're ok0
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Sorry. Been hiding out as I'm just such a miserable cow!
In financial news I've made a complaint to tesco. They keep paying off the interest free bit and leaving the interest charging bit and charging loads of interest! Takes the Michael! Very frustrating as its hubbys account not mine so I can't do much but I've managed to find an email that I think works. Hmmm won't be using them again!
Hopefully should get a handsome refund on that as he's had it for years. Doubt it though.
Waiting for payday 2.
Still not spoken to hubby. And they've cut off emails too.
Oh and I'm way off about the mobiles. It's £15 a month for sim only or £20 for a new phone. So £20 a month it is. And only £70 for the phone. I know it's not the greatest but I'm pretty much stuck with ee as I live 'in the sticks' and no one covers here. So £20 is better than £40.
Hope you're all well xxxxxLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000 -
20 definitely better than 40
That's naughty of Tesco...didn't think they were allowed anymore!0 -
Thank you joeyjimbles
as I say out in the sticks though
but £17.49 a month including a new phone can't be bad
transferring over on Sunday AND one less payment of £40 to make so that's good!
No money until tomorrow and I think we are going to make it!
Cannot wait for pay tomorrow.
Bit peeved with tesco credit card. They only want to do things by phone call! How underhand of them. So I said I wanted it by post so we shall see what happens. Accidentally signed off one of the emails as me.... Whoops!! Still cringing now.
So I'm not going to have paid anyone off tomorrow but I will be close. So at least that's something. But then that means I need to pay off two in June. Hmmm so frustrating having nothing left to sell. It's fantastic being clutter free but need to make up some money from thin air to hit my targets.
Surveys are no where near hitting payout either. BUT just remembered there is the money from selling this phone fingers crossed. Should be able to do that Monday with any luck. No more wretched iPhone! Think I might sneakily pay that off my credit card not his though. Depends what the totals are.
Please let tesco give me some compensation! I do actually deserve it.
Can you close a credit card by post? Hmmm I want it all off of hubby's credit file asap. I don't want to have to explain it in the mortgage appointment.
Love you all xxxxxLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000 -
So it's official £18.49 for my phone! I'm no longer a £40 a monther! Wanted to get on with it as I was starting to get tempted by the pricey ones! Went up by £1 a month while I had to wait. Grrr.
Hope you're all well
Bank holiday Monday is looking pretty pants so far. What a miserable looking sky. Got dd2 to sleep in her bed all night! And she didn't wake up as much! Almost feel awake! Girls are being adorable this morning. Lots of cuddles and adorableness.
Dd1 I've booked her days for preschool starting in September! I can't believe it! It's gone so fasttoo fast. She starts September 1st, 2 days after she turns 3
she's going to love it I hope. Only mornings so should be perfect. Plus they have senco staff and are happy to support me to get her dyspraxia diagnosis. So reassuring just to know that they have trained people on site for her meltdowns. I really want her to get more support for making friends. She's so shy and I was bullied even at nursery so it does scare me. Not going to be a big class though so should be great. She's such a lovely kind girl and I want the other children to see that. She's so much better at talking though so come September that shouldn't be an issue. BUT potty training deadline and she's not showing ANY interest :-/ !!!!!!.
I can do this! It's all in handjust need to get better at doing it on no sleep. X
Loan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000
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