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3-6 Month Emergency Fund Challenge!!

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Comments

  • happytails
    happytails Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi,

    Id love to join! Our joint monthly income is £2800 so 3 months we are looking at £8400 :/ Thats quite a lot!

    It will probably take an age to get there as we have so much debt & things to pay for but we got ourselves in debt because we had no emergency fund!!!

    Off to read back and get some inspiration!
    DFW Total £21,800 to clear by Dec 2022
    MFW Total £184,950 £179,066 to clear by 2035
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Seventh Anniversary 100 Posts Name Dropper
    Welcome happytails our lovely leader Helen will no doubt be along soon to welcome you on board :) we are all here for the long haul, it doesn't matter how long it takes, we WILL get there in the end xx
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi happytails, welcome to the thread.

    As already said by [Deleted User], we are all in this challenge for the long haul, so you'll have plenty of company. Helen will give you a number..........she normally pops in anytime between 4am and 5am.........I don't know how she does it ;) I'm fast asleep at that time :D

    Helen - I hope you are feeling better and I'm excited to hear you've added to your terramundi, as planned ;) You spend so much time encouraging others, we want to get excited on your progress too.

    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning Everyone.... :)

    I'm feeling MUCH better and up again at a weird time....LoL....I'm Working which is why I'm usually up at this time :D

    happytails - WELCOME to the Gang... :) I've added you to the First Post on the First Page and put your Target....Do come and let us know how you get on....It doesn't matter if it takes you 1 year, 10 years or 20 years...We will ALL get there.....Slowly Slowly does it.... xXx :)

    [Deleted User] - Thank you for your Welcome to our newest Member hun....I really appreciate that...and I hope you are doing well xXx :)

    Dobbibill - Thank You for your Welcome to our newest Member as well....and I'm feeling MUCH better this morning, thank goodness....I really appreciate your encouragement to me hun....I feel positive today.... Hope you are doing well xXx :)

    Today is a good Day so far....Work not going great this morning but I am still feeling positive and I got Paid this morning so I'm going to be going off to the Bank .... So I reckon it's going to be a good day....Hope you all find your rainbows today xXx :)
  • MrsSave
    MrsSave Posts: 1,817 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    It's been a while since I updated here. Still plodding away slowly, though not able to put much away at the moment as I have another account I need to add to.........baby/maternity fund. Due just before Christmas and trying to make sure that we have enough money behind us for maternity leave and buying the few bits that we will need.

    So, my emergency fund currently sits at:

    £1241.36
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
  • crimson.addict
    crimson.addict Posts: 1,198 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    MrsSave wrote: »
    I have another account I need to add to.........baby/maternity fund.

    WOOHOO!!!! Congratulations to you :) Good luck with your savings xx
    Sealed Pot Challenge member #071 VSP #4
    £723.44(SPC5) - £753.77(SPC6) - £857.19(SPC7) - £1,632.19(SPC8) - £2,707.15(SPC9) - £2,950.30(SPC10) - £0(SPC11)...so far
    I love LC2 and Jakes-Mum :rotfl:
    Star's from Sue :staradmin x28
    CC Debt     - £2,927.14 Savings - EF - £4,797.21/£5,000 - H2B - £4,691.03/£12,000
  • MrsSave
    MrsSave Posts: 1,817 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    crimson.addict wrote: »
    WOOHOO!!!! Congratulations to you :) Good luck with your savings xx

    Thank you :j
    Starting a new debt free journey
    Starting Debt: £5,250
    Current Debt: £4,995.50
    Amount Paid: £254.50 Percentage Paid: 4.84%
    Emergency Fund: £350
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Congrats MrsSave what fantastic news. Hooray :T :T :T
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning Everyone..... :)

    Well I did it...I FINALLY put another Fiver in my Pot yesterday!!! :D:D:D Feels like it has been a long time in coming.....It's been a difficult few Weeks....and this Week hasn't been great either for my Wages that get paid next Week as I've been so ill over the last Week.....but I will still hope to be able to Save a little next Week as well.... :)

    So I'm now up to £30 in my Pot....Which I'm pleased with...Slowly Slowly does it for me.... :D

    Mrs Save - I've Updated your Total on the First Page....Congratulations on the Baby....I can totally understand you having to Save for them....they CAN be expensive ;) But I know you can do it...and you're doing GREAT with your Emergency Fund so far as well xXx :)

    crimson.addict - So lovely to see you hun, I hope you're well xXx :)

    Dobbibill - Lovely to see you too hun and hope all is going well in your world xXx :)
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    DreamerHelen wrote: »
    Morning Everyone..... :)

    Well I did it...I FINALLY put another Fiver in my Pot yesterday!!! :D:D:D Feels like it has been a long time in coming.....It's been a difficult few Weeks....and this Week hasn't been great either for my Wages that get paid next Week as I've been so ill over the last Week.....but I will still hope to be able to Save a little next Week as well.... :)

    So I'm now up to £30 in my Pot....Which I'm pleased with...Slowly Slowly does it for me.... :D

    Well done Helen. I know you've had a challenging few weeks so big well done for keeping focused and adding to the EF when you were able to. :T :T :T

    as you always say .......... slowly, slowly, catchy monkey ;)

    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
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