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3-6 Month Emergency Fund Challenge!!
Comments
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Yesterday the cat decided he wanted to break into my EF with a trip to the vets :eek:
Luckily he's not seriously ill and the vet suspects a round of antibiotics and painkillers will do just the trick, so not the fortune it could have been. Normally I would try and absorb the cost of the trip into my monthly outgoings, but unfortunately due to an spendy month I needed to take the cost out of my EF.
So £583.34 + 63p interest - £68.30 vet bill = £515.67
At least I had money set aside for the vet treatment, my monthly SO has yet to go in for May, and the cat is recovering well, so I'm perfectly fine with this spendSPC - #483 [banked £134.15] - :staradmin :staradmin gold stars from Sue-UU!
VSP - #33 [29.8%] | 3-6 Month EF - #41 [12.6%] | £1,000 EF - #186 [4%] | Save £6k in 2016 - #180 [24.6%]0 -
Morning Everyone....
Nothing extra to Report since yesterday....Hopefully will have something to Report next Week when I get paid again....
Dobbibill - Aww thanks hun for your encouragement....I really appreciate that....I agree, slowly slowly, catchy monkey... xXx
-Selene - I've Updated the First Page...Don't worry that you had to take some money out....like you said, that's what the Emergency Fund is there for....hope all is okay with your Cat hun... xXx0 -
Hello, may I join you?
My target is £5000. Might be a bit ambitious, I am in the process of moving, but whatever is left I'll put in the pot. I have earmarked a FD regular saver account (6% interest) for this. I intend to treat it like a debt and throw every spare penny at this fund.car finance £1072/£8285 by sept 2018
#188 £1000 EF £8.45/£1000
3-6 months salary £80/£50000 -
Please may I join? Goal £3000, total to date, £150. Seems pretty hopeless, huh?
I would just like to say, I think cats are more important than money; much, much more important. You can't buy love but, thank goodness, you can sometimes buy health for your furry friend. Good priorities, -Selene! You will catch up.0 -
Hi Grandads Offspring and Smodlet, and welcome to the thread.
You'll have plenty of support here so pop in and keep us updated on your progress. Helen will be along shortly with a number for you but for now a big hello :T :T :T
DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Thanks, Dobbi! Someone had the temerity to address me as "Smod", earlier0
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Evening All....
I'm up Working tonight.....I had a little Sleep earlier on but I DO tend to Work from about 10pm until about 1.30am on a Saturday Night....Can't complain, am earning money!!
Well with our lovely 2 New Members (which I will Welcome personally below) we are now at 50, yes 50, Members!!!! That's fabulous....all of us supporting and encouraging each other along this Journey....
Grandad's Offspring - WELCOME to the Gang...It's so lovely to have you here....I have added you to the First Page.....And you are most Welcome to be here and I look forward to hearing from you with how you're doing.... xXx
Smodlet - You are most WELCOME to be here....It's lovely to have you here....I have added you to the First Page Member's List....And you have already made a start which is WONDERFUL!! You're definitely not hopeless at all hun.....We all go at our own pace and I thoroughly encourage that as we all have different lives and different circumstances! I look forward to you coming back and letting us know how you're getting on xXx
Dobbibill - Thank you hun for welcoming our New Members....You're so lovely....thank you xXx0 -
DreamerHelen wrote: »Evening All....
I'm up Working tonight.....I had a little Sleep earlier on but I DO tend to Work from about 10pm until about 1.30am on a Saturday Night....Can't complain, am earning money!!
Well with our lovely 2 New Members (which I will Welcome personally below) we are now at 50, yes 50, Members!!!! That's fabulous....all of us supporting and encouraging each other along this Journey....
Dobbibill - Thank you hun for welcoming our New Members....You're so lovely....thank you xXx
Wow 50 members - check us out!!!!! :T :T :T
Aw, it's no problem. I didn't expect to see you here so late........always expect you around the 4 - 5am timeI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Thank you so much, Helen and thank you, Dobbi. You were pretty much my first respondent on here. Been getting the emails for 8 years but only started posting a few weeks ago and I might have stopped but for the kindness and patience I have encountered. Means a lot, Dobbi, guys.0
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Hi all,
£20 for me this week. So that's £50 now!
Hope everyone is doing well.
And smodlet- that's a great start! I'm only at 50 and some weeks don't manage to add anything but it doesn't matter as long as it's going in the right direction in the long term!!0
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