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3-6 Month Emergency Fund Challenge!!

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  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Ka11yz wrote: »
    Can u add me plz for 2300 for £5 aweek would love to take my little girl away


    Hi Ka11yz - of course we will add you. Welcome to the challenge ;)

    Helen will add your name, number, target and progress to the first page when she pops in.

    Keep us updated with everything - all the best.

    Dobbi :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • apricity
    apricity Posts: 198 Forumite
    Xmas Saver!
    katsoocam It's still a childcare job (My previous job that i was fired from was looking after 2-4 year olds in the same room of a very big corporate childcare company)
    But it's for a much smaller independent nursery looking after 3m-2years.
    It seems to be a better fit and much more 'chilled' and also it has easier ways to complete my jobs as the observations & reports are all done on the Ipad with a system that I have good knowledge of. It also looks like I won't have a large number of key children because of the size of the room.

    in my previous job, I had 11 key children & had to hand write 18 separate observations for each child within 1 or 2 months ... and in 1 month I had to do that , get school reports done for the school leavers & also normal reports for the non-school leavers....as well as making sure the books were all updated with everything in. it was so stressful!



    My Emergency fund progress
    I moved the little savings into my emergency fund.
    I did put away £12 for home products & £15 for new home but decided that I should be focusing on emergency fund before anything else.

    Total is £173.00

    I may need to use this at the end of the month as I may get slightly less wages because of me not finishing the full month in my old job & also because i'll only be in my new job for 2-3 weeks before cut off date etc.

    Not out of the woods yet unfortunately :(
    :heartpuls Getting married 21.09.19 :heartpuls
    Emergency Savings - £15.55 / £1,000 :heart: XMAS '19 Savings - £0.00 / £365 :heart: Holiday savings - £6.00(SA) £00 (PB)
  • Savvy_sewing
    Savvy_sewing Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Photogenic Rampant Recycler
    I haven't really had anything much to report for a long time but yesterday I received a back payment on my Guardian ship funds, so it's all gone into my emergency Funds. Which means that I have £596 now. Feeling that there is a little light at the end of the tunnel financially now. Able to pay myself £100 a week again from my business, although my bank account is hovering just above the overdraft, so still a long way to go till financially free!
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
  • stoopy
    stoopy Posts: 55 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    Number 104
    Checking in with £15 monthly savings plus a refund for a delayed train (£39.25)and a refund of a penalty charge from HMRC (£245)
    Total now £739.25
    Grocery Challenge Jul £380.75 Aug £637 Sep £539.82 Oct £53.43 / £475
    EF 3-6 challenge #104 £739.25/£10000
    MFW2018 #183 0/£2000
  • apricity
    apricity Posts: 198 Forumite
    Xmas Saver!
    funds down to £116
    :heartpuls Getting married 21.09.19 :heartpuls
    Emergency Savings - £15.55 / £1,000 :heart: XMAS '19 Savings - £0.00 / £365 :heart: Holiday savings - £6.00(SA) £00 (PB)
  • Not much been happening with my emergency fund but I have a cheque for £50 coming next month from my surveys which I am going to add straight to the pot!

    Dxxx
  • apricity
    apricity Posts: 198 Forumite
    Xmas Saver!
    guys starting again - My total is £100 in my bank account.
    I need to be more disciplined and will be more careful now.
    I CAN do this ... :( I find this goal difficult with so much going on right now.

    but i have £20 i've taken out for emergencies to keep in my purse.
    :heartpuls Getting married 21.09.19 :heartpuls
    Emergency Savings - £15.55 / £1,000 :heart: XMAS '19 Savings - £0.00 / £365 :heart: Holiday savings - £6.00(SA) £00 (PB)
  • Hi ��

    I have been following this thread for a while but held off joining until I had completed the £1000 emergency Fund challenge which I now have ��

    We are self employed so really need a proper emergency Fund that would cover our mortgage and bills if something should go wrong so I would like to set me initial target at 3 months so £7500 please?

    I’m starting with £1350

    You’re all lovely and supportive of each other and I’m very happy to finally stop lurking and get involved
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Missymae0 wrote: »
    Hi ��

    I have been following this thread for a while but held off joining until I had completed the £1000 emergency Fund challenge which I now have ��

    We are self employed so really need a proper emergency Fund that would cover our mortgage and bills if something should go wrong so I would like to set me initial target at 3 months so £7500 please?

    I’m starting with £1350

    You’re all lovely and supportive of each other and I’m very happy to finally stop lurking and get involved


    Hi Missymae0 - welcome to the challenge.

    Well done on completing the £1000 EF.

    You're quite right, we are a friendly bunch so keep us updated with your progress and challenges and we'll cheer you on from the side lines.
    When Helen pops in she will add your name, number, target and progress to the first thread.


    Dobbi :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    #2 checking in


    A little more added so my new total is £5383.67 aka 59.82%.

    My little update towards the beginning of next month should see me hit 60%. :j
    All going to plan so far ;)

    keep on keeping on everyone
    Dobbi :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
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