3-6 Month Emergency Fund Challenge!!

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  • x_raphael_xx
    x_raphael_xx Posts: 4,319 Forumite
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    Mums DD came out today, and I popped another £100 into her repayment fund.


    £303.93/£1700


    I have a weekend away coming up, so possibly may need to dip back in, although I have £100 put aside for spends (Any leftovers (if any) will be transfered to mums fund)
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £138.36 / £5000
    MFW 2024 #100 £00.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
  • x_raphael_xx
    x_raphael_xx Posts: 4,319 Forumite
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    Payday.
    Another £20 popped in mums fund.


    £323.93/£1700
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £138.36 / £5000
    MFW 2024 #100 £00.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    First Post First Anniversary Combo Breaker I've been Money Tipped!
    edited 17 January 2022 at 5:58PM
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    Hello All :)

    I'm doing better....I'm recovering from my Teeth Operation but have the next one on 19th July....Can't say I'm looking forward to it but it has to be done....But that should be the last of the Dental Work and then it's just about recovering....so I'll get there...

    Hope you're all doing really well....No matter how hard things get we CAN get through it....Sometimes we all have to remember that I think... :)

    Here's to the Updates xXx :)

    July257 - WELCOME WELCOME WELCOME, it's really lovely to have you here....You are most welcome, we're all a really friendly group here...I've added you to the New Members List on the First Page.....Do come back and let us all know how you're getting on xXx :)

    Dobbibill - I've Updated the First Page...you're doing AWESOME!! Keep on going...and Thank You as always for helping to keep this Group going and for always being encouraging.... xXx :)

    carbootcrazy - It's really good to see you again....Yes I went to the Hospital to have the Dental Work done but it was still under Local rather than General....I'm not great with Dentists either and I was in floods of tears in the chair but it really went okay....You'll be fine when you have to go hun….just try to take someone with you (My Mum went with me) and just take some very big deep breaths and realise that it will be over and done with quickly...Sending you my love xXx :)

    swimminginaseaofdebt - I've Updated the First Page...You're doing GREAT...keep on moving forwards....I think I've done it right but could you go and check and make sure that I've put the correct figures in xXx :)

    x_raphael_xx - I've Updated the First Page....You're doing AMAZING!! You'll get there....just keep on plugging away... xXx :)

    Treasurequeen - WELCOME WELCOME WELCOME to the Group...it's really lovely to have you here....I've added you to the Members List on the first page....I really look forward to hearing all about how you're getting on.... xXx :)

    LittleMissDetermined - I've Updated the First Page....You're doing BRILLIANTLY!! You WILL get there....I'm recovering okay...just got the next bit to do now....but I'll get there xXx :)

    Dolly Rocker - WELCOME WELCOME WELCOME....It's really lovely to have you here....I've added you to the Members List on the first page and you're off and running with the first bit in the Pot....I know you can do this xXx :)

    mylastpound - I've Updated the First Page....You're doing AWESOME!! Keep on going....I know you can do this xXx :)

    Dragon Lily - I've Updated the First Page....You are doing so WONDERFULLY!! Keep on moving forward day by day xXx :)
  • x_raphael_xx
    x_raphael_xx Posts: 4,319 Forumite
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    Managed to stick to budget for holiday, however car insurance was due, so I've had to dip into Mums fund.
    Total dropped down to...


    £123.93/£1700
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £138.36 / £5000
    MFW 2024 #100 £00.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    I hope everyone is keeping well.

    Helen, I hope you are on the mend from your recent op - sending you best wishes.

    #2 Update.
    Added a little more on Pay Day and happy to say I've passed the little milestone that is £5k :D

    New total £5090.89 aka 56.57%.

    It's definitely going in the right direction.

    Keep on keeping on everyone.

    Dobbi :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • skye_blue
    skye_blue Posts: 301 Forumite
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    Hi

    Hope you've recovered helen

    Please add £30 to my total - i took a step back, reduced my hours for a few weeks but now i think im ready to get back on with this saving lark

    Hope everyone is enjoying the weather

    Keep going everyone
  • lindez
    lindez Posts: 643 Forumite
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    Hi all, I have made a small start of £20.00 deposit a long way to go to get to £6000 target. Can anyone advise how to keep a percentage target thank you x
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    lindez wrote: »
    Hi all, I have made a small start of £20.00 deposit a long way to go to get to £6000 target. Can anyone advise how to keep a percentage target thank you x
    Well done lindez,
    to calculate a percentage take amount saved divided by target multiplied by 100
    EG £20 / £6000 * 100 = 0.33%
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • lindez
    lindez Posts: 643 Forumite
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    Dobbibill wrote: »
    Well done lindez,
    to calculate a percentage take amount saved divided by target multiplied by 100
    EG £20 / £6000 * 100 = 0.33%
    Thank you Dobbibill x
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • swimminginaseaofdebt
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    Evening everyone,

    Pleased to say I’ve managed to add a fair chunk to my EF this month bringing my new total to £888.78.

    Have a great weekend!
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
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