MSE News: TSB current account customer? You can now earn even more cashback

bellybuttonfluffman

YorkshireBoy wrote: »

You need to make a chip and pin transaction first before contactless is enabled.

I must've got lucky today. Contactless worked the first time I ever used the card.

Pincher

bellybuttonfluffman wrote: »

What's more, I got 20% discount on 'Pick your own offers' and a free cappuccino :-) Looks like I'll be shopping there a bit more often.

Contactless now works consistently at Waitrose for me as well.

Spent £2.96 real money today, which will get the 5% cashback, but got the £2.15 Cappuccino and £1.40 Telegraph free. All very well, but no way to clock up £100 a month.

I can use the TSB card at Shell, but only by paying 2p extra per litre, so it ends up the same as getting 3% on the Santander 123 credit card in Sainsburys. And I can fill up £40 at a time, because it's not Contactless.

I have a horrible premonition. Every time I pay for something in the future, it will be: "Please do two bills, because I'm a cheapskate"

Westie983

I changed the pin on my card and did a test payment via contactless and it worked straight away, so maybe you don't need to do a CNP transaction first, unless the ATM PIN change activated the contactless in the same way a CNP would have done....

AlwaysLearnin

Pincher wrote: »

Spent £2.96 real money today, which will get the 5% cashback, but got the £2.15 Cappuccino and £1.40 Telegraph free. All very well, but no way to clock up £100 a month.

Sorry, bit off topic, but just wondered if you got the cappuccino free as well by doing this? Just wondering if I've missed a trick as didn't think the free drink 'cost' contributed to the £5 for the free paper...

Pincher

AlwaysLearnin wrote: »

Sorry, bit off topic, but just wondered if you got the cappuccino free as well by doing this? Just wondering if I've missed a trick as didn't think the free drink 'cost' contributed to the £5 for the free paper...

My understanding is, cigarettes and lottery tickets do NOT count towards the £5/£10 for newspapers, but the newspaper itself and hot drink DOES.

The cappuccino is £2.15, and the Sunday Times is £2.50,
so I should get the Sunday Times for free if I spend £5.35.
£5.35 + £2.15 + £2.50 = £10

The 20% MyOffers does create a problem. E.g. The Benecol yoghurt is on my list of ten 20% off items. Until recently, the deal was £4 for two x 4 pots, so it's £3.20. The new deal is £3.50 for 2 x 4, so it's now £2.80 only. The 40p difference could easily tip the total to below £10, if I didn't check.

So, for the Sunday shop:

£2.15 + £2.50 + £2.80 = £7.45 is accounted for,

and know I need to spend another £2.55 to get to £10.

The trap is to estimate. The £1.20 coffee filter paper is 96p after 20% off, not £1! Also, not all hot drinks are £2.15! 1p below the £5/£10, and you pay for the newspaper.

Yorkshire_Pud

So in Waitrose a free Mocha £2.40 plus a Telegraph £1.40 = £3.80 so I only need to spend £1.20 to reach £5 and the paper is free as well as the coffee which is free anyway with MWC?!

So a technical question, if you get the coffee scanned separately at the bakery does that ruin the above deal? Would I need to take the coffee to the checkout and have it scanned there with the other items (if that's allowed)?

molerat

Westie983 wrote: »

I changed the pin on my card and did a test payment via contactless and it worked straight away, so maybe you don't need to do a CNP transaction first, unless the ATM PIN change activated the contactless in the same way a CNP would have done....

Any PIN transaction resets / activates the contactless.

Failed in Lidl today for £12.80, used a different card, worked fine in Aldi one hour later. Would have been at the £100 and on to MrsM's card if it were not for the 2 failed transaction.

Pincher

Yorkshire_Pud wrote: »

So in Waitrose a free Mocha £2.40 plus a Telegraph £1.40 = £3.80 so I only need to spend £1.20 to reach £5 and the paper is free as well as the coffee which is free anyway with MWC?!

No Mocha where I am, but yes, you spend £1.20, and get the coffee and paper included.

The TSB Plus 5% off is 6p, so you have spent £1.14 .

They are obviously gambling on getting you to turn up and you then impulse buy.

I expect the coffee will not count eventually, if we exploit/abuse it more than the sacrificial impulse buyer contribute in profit.

Yorkshire_Pud wrote: »

So a technical question, if you get the coffee scanned separately at the bakery does that ruin the above deal? Would I need to take the coffee to the checkout and have it scanned there with the other items (if that's allowed)?

It needs to be on one bill.

In my local Waitrose, every till now issues the cup, which I need to ask for. I can go to the Customer Service desk, and ask for the cup, and they will swipe the MyWaitrose card, but that is a separate bill.

One cup a day, so can't use it again to get the paper.

fly-catchers

Apart from the first purchase are getting the card the contactless has worked perfectly at the Co op (my only contactless source at the moment) However after my last purchase I did change my pin number and my next Co op purchase at a different branch failed with a double bleep and the need for the pin! Does changing the pin reset the security or was it just bad luck?

peterx

I think i have totally given up with TSB contactless.I have numerous accounts and it is totally hit and miss.I would say one in three transactions require a pin.If the amount is over £10 i ask the cashier to cancel the transaction and then try another TSB contactless card. I am at a point that i will give up with the promotion. I have phoned customer services and got nowhere as they say the retailers terminal checks the card.Totally useless promotion.As anybody else had the same problems.