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My so called friend MR DEBT only has 36 months left to live

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Comments

  • Storm Barney is in full swing out there tonight.

    Will leave my dustmen a note explaining that my wheelie bin is half way up the road and to please return it once emptied :rotfl::rotfl::rotfl:
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • Hey ms challenge, you need to add a bullet point

    No increase in any debts.

    It's too easy to only see the debt reduction and not factor in the monthly increase in debt that occurs pre LBM.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • Thankyou INOD

    You are so right :)
    Will do it right now
    • My bills are paid
    • We have warmth
    • We have food
    • We have a roof over our heads
    • We are all working
    • We are all healthy
    • No increase in any debts :)
    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • Just checked CC accounts and I have a statement due in tomorrow. Bring it on Then I can give a little :p again to my debt
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • :hello:

    Well I survived storm Barney last night. Ended up with about 75000 leaves in my front garden considering there aren't any trees in the street. :mad:

    Another day done at work and am totally shattered. Dinner done, washing up done,75000 leaves picked up from garden. :)

    My CC statement is due today but hasn't shown up yet. Maybe it will appear when I get up in the morning.. Impatient or what.

    The Apprentice is on tonight, I love that show. I seem to turn in to an armchair entrepreneur :rotfl: Obviously not a good one as I would be loaded by now and not skint :D
    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • :j CC statement just arrived and paid :D The snowball method is definitely helping.

    Have the last CC statement to pay this month. Comes in next week sometime and that's done for another month. Gives me time to organise my payments for December. :)

    Two more payments in December and January towards council tax and then get February and March off. These 2 payments will definitely be going towards CCs that's for sure. :T
    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    In need of direction - that really is a good point about the debt not increasing. I need to remember that myself too :)
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Deffo not increasing :D

    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • Evening all

    :T I have logged into my pay pal account and have accumulated over £50 in ebay sales :T I still have about £7 pending but got impatient.

    Transferred the £50 to bank account and really don't know what to do with it lol. I never usually have a problem with deciding where money goes. I would have normally thought Yay shopping. Its not a huge amount I know but I want to do something constructive with it.


    :idea:
    Pay it towards target CC
    Pay it towards EF
    Pay it towards next months snowball payments
    Use it for Xmas but I only have a couple of prezzies left to buy and am thinking I have extra money coming in Decembers pay. This would cover it and finish Xmas shopping.
    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
  • Wow speedy service from paypal. Money arrived in account already :j

    Have moved it to EF for now until I decide if it will be better spent elsewhere.
    x
    SP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
    PDBX 2017 #2 = £1,200/£12,000


    ''If you want the rainbow, you gotta put up with the rain''
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