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Was Mortgage Free until 52!!!

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Comments

  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Well, I never. :T

    Never knew this either, everyday's a learning day. ;)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • bexster1975
    bexster1975 Posts: 1,576 Forumite
    Part of the Furniture 1,000 Posts Photogenic Bake Off Boss!
    Good morning AFK

    I have myself most of a day off, so I am sat in bed with a coffee listening to the end of an audiobook :D

    What is on your " to do" list today?

    Bexster :)
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning Bexster

    Well, first I had a sleep in - long one in a while, but now up and ready for todays tasks.

    I need to phone about my work pension, 2 advisors commented, but both have said, they can't comment too much :eek: which to me, I'm thinking on the negative side :think: somethings not right.

    After that, my mum has taken a leaf out of my book and is doing a declutter - just a small one, but its a start, so may go along and help.

    Hope you have a good day.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • bexster1975
    bexster1975 Posts: 1,576 Forumite
    Part of the Furniture 1,000 Posts Photogenic Bake Off Boss!
    Hello AFK!

    So your first " to do " was a long lie in :):D

    Hope you got some clarity on the pension. I'm afraid you know my view on all this. Frankly, the fact that none in my experience can give a straight answer to a straight question tells me all I need to know.

    Good luck if you've gone to help your mum, I'm glad you are busy spreading the good word re: decluttering :T

    Off to do a bit of w--- this evening. Only a few hours though.

    Bexster :)
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello AFK!

    Hope you got some clarity on the pension. I'm afraid you know my view on all this. Frankly, the fact that none in my experience can give a straight answer to a straight question tells me all I need to know.

    Off to do a bit of w--- this evening. Only a few hours though.

    Bexster :)


    :mad: :shocked: :wall: :( - Does that answer your question re pensions :mad:


    w... drinking ? :think: :question:
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • bexster1975
    bexster1975 Posts: 1,576 Forumite
    Part of the Furniture 1,000 Posts Photogenic Bake Off Boss!
    Lol! W...drinking is not a word as far as I know!:rotfl:

    I survived the w thing. Another few hours today, but an early bath this afternoon ( literally I hope, I have a bit of a pamper planned :D).

    I'm really not going to say anything further on pensions. I know there are many on these forums who are in love with them as an investment vehicle. For the "free" money. Frankly, nothing in life is free...:o


    Hope you have another " to do" to tick off today ✅

    Bexster :)
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Lovely morning here, so far, and feeling good. Maybe I can get the clutter out my shed :o which would be a good job done. Then either grass cut or shed/fence painted.

    That's all in my mind for now, let's see if the body copes :rotfl:

    Enjoy your pamper day.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • bexster1975
    bexster1975 Posts: 1,576 Forumite
    Part of the Furniture 1,000 Posts Photogenic Bake Off Boss!
    Good luck AFK. I have some w... stuff to do first. Home mid afternoon for a bit if indulgence.

    Hope the weather stays dry for the grass cutting.

    Bexster :)
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Grass cut - that's side, back and backside :rotfl: only front left. Kept threatening to rain, and started so cleared up tools. And that was enough !!!

    Got my 4 Year anniversary badge today, so glad I started on this journey, really keeps you motivated, but no easy task.

    Motivation now required for decluttering and sorting out hours of work, not to mention pension :rotfl:

    Hope you all have a lovely weekend.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Suffolk_lass
    Suffolk_lass Posts: 10,310 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :wave: Hello AFK - I have not read from the start so forgive any questions you have already addressed please.

    I'm just ahead of you I think, having given up work in Feb and I think you have popped in on my diary - I am part way through decluttering but also buying more (:eek:). I have sent five of these (link) to the local thrift shop so far - about half-way through my clothes and shoes (just the low-slung fruit so far - no longer fits, bought for work and what was I thinking). It's just so dull, but I suppose I must keep going.

    I might look for a Xmas job to top up my NI conts for this year as I was opted out of SERPS for most of my career and so topping up these last three years is worth £4.65 a week for each year in my SRP - Have you thought about your SRP yet?
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
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