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NST June – Just Keep Jousting!

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  • WelshKitty85
    WelshKitty85 Posts: 1,439 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Hi everyone!

    Another spend day for me today. Picked up milk and bread, and got the last few bits we need for the holiday. No need to spend for the rest of the week now.

    Had an email to say I have been turned down for one of the grants I applied for to fund my masters. All my hopes are now pinned on the one I have not heard back from. If I don't get it I will have to seriously question whether I can justify getting myself into more debt to continue in education. Trying not to overthink or stress about it too much as I won't hear anything until after the holiday.

    I'm trying to take inspiration from Lilt and look after myself a bit better now I have some free time. I've bought some Epsom salts to use in the bath, for my dry feet, and as a scrub. I'm also trying to remember to moisturise regularly. Hoping it will start to make a difference soon!
  • Doris17
    Doris17 Posts: 921 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Just lost two post, internet play up. Will try again in the morning.


    Today was a SFD.


    Doris.x

    "Make Everyday Count"



  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Fmess be kind to yourself.

    Feeling sluggish today (not enough sleep + hayfever tablets). However equipment people have collected so a small space in the front room. Made cake and soup. Finally got enrolled into my new energy supplier account. People were really lovely and the call was free but can't help thinking there's secure and over secure, when customers can't access their account for six weeks - at least it wasn't just me.

    Spent money (on rubbish really) but not a lot and it got me out of the house and verified a new card (they told me to cut up the old one, but it doesn't expire for two months so needed to check that this one was okay before doing that). Card will be staying in the drawer but if the house sells and solicitor needs a deposit or I need to pay for a funeral, its there.

    Realised I haven't left the house since Saturday and only went to the library then (can see the library from the back door). Have done two lots of washing but only put one cover outside as weather is still alternating between sunshine and lashing it down.

    Have filed my tax return and the WTC renewal. Both were fine but in order to use the on-line service I had to spend 15 minutes (nearer half an hour) verifying who I was with a private company. Most difficult sequence of questions :-
    1) which of these do you have a cc with (choice of 5, 2 possibly 3 applied)
    2) which of these amounts have you paid to that card recently (quick think matched 1 and 2)
    3) what was the amount owing on that card on the March statement
    well I gave them the figure I had written down on my debt calculations, which seemed to work.
    They never asked about my passport after I had ticked the box and gone to drag it out of its home. Then had to do jiggery pokery with them sending secret codes to my phone (which had to be entered within 5 minutes - luckily I had decided to go to the loo before pressing continue).

    Well its all done for another year plus went through the stuff on passports as that expires in January - probably not going to go anywhere but may need it for identification purposes. Gosh I sound grumpy and I'm not really. Need some of lilt's energy - will walk round town in a minute.

    Bob the other (big) house has been up for sale since November (a week before my op, two days before we moved back here). Don't want to call that the 'old' house as this is my original house and is much older. Made a mistake with the Estate agents and then had to wait out the 20 week exclusive period to get out of the contract without penalties.

    Now it's up with a local agent, has had some interest and I've dropped the original price (will be making a loss on the sale but probably not as much as if I had rented larger place for eight years). No ex wanting a cut (I kept this house when we divorced 22 years ago, as I had bought and paid for it by the time I was 25, without any contribution from him).

    However £75,000 of the sale price is supposed to go towards buying something myself and my mother agree on, so that she can come and live with me if/when anything happens to her partner. Currently thinking that this is such a bad idea for so many reasons but will deal with that situation later.

    Today I am grateful for getting things done (however slowly) for trees (sadly some idiot has broken one of the little ones by the library) and for carrot cake (too too yummy). Will be brighter tomorrow.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • academiablues
    academiablues Posts: 170 Forumite
    Bake Off Boss!
    Evening all :) what a miserable day! In my dressing gown and hot water bottle again, would definitely not know it's June. Synonymous, I've made the mistake of A!di malt loaf before as well - yeuch!
    Today was a SFD, took lunch to work but didn't manage a workout as I'm so tired at the moment. Like mothernerd, I'm struggling with hayfever - the tablet side-effects seem to be as bad as the symptoms at the moment. Spent most of the afternoon in the garden finishing the raised beds and planting my tomatoes and marigolds into their finished positions. Just hoping the wind doesn't finish them off.
    Today, I'm grateful for good colleagues who know what my job is (it's a new role so they're all still working it out), for lotus biscuit spread :D, and for my parents, who do a lot for me without asking, bless them.
    Bought my first house in 2014 - now, to be mortgage free! :D

    New York, New York: 3150/4000 (79%)
    Emergency fund £1000/1000
    Survey earnings 2016: £40
  • Grannydebt
    Grannydebt Posts: 21 Forumite
    Ninth Anniversary 10 Posts Name Dropper Combo Breaker
    Hi,

    First NSD for me 1/10 - hurray

    Grannydebt
    3rd July 2015 Unsecured debt free
    May 2019 Mortgage free
  • sazzlebgood
    sazzlebgood Posts: 154 Forumite
    no nsd today as had to pay DD2 dinner money and some grocerys. Never mind just focusing on going away tomorrow, Homemade soup prepared to take with us and mum made us a plaited loaf to take with us. Won't be a nsd tomorrow as going to a lavender farm on our way to Filey.
    budgets = food gone:eek:/ petrol almost gone:eek:/nsd:mad:/ Treats: where the money gone? far far away:mad:/exercise not happening/declutter: only my purse:(
    time for me :fat chance
  • Eyebright
    Eyebright Posts: 1,019 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Today was a SFD yay! :D I had an awful day at work and was soooo bloomin' close to caving and buying a chocolate bar. Managed to resist, but it was a close call.


    Hugs to those that need them. :)


    I really like the gratitude idea. Today I am grateful for:
    1. My crazy kitty cat who makes me laugh with her antics (today she was clawing her way around her scratching post like a squirrel on a tree!)
    2. My sweetheart 12 year old niece, who loves me unconditionally and is so giving and kind
    3. Work colleagues who keep my spirits up when I'm having a bad day and make me smile and laugh
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    edited 2 June 2015 at 10:25PM
    shyspender wrote: »
    You may have to fight a battle more than once to win it.
    Margaret Thatcher

    Oh this resonates on many levels with me currently. I am fighting many battles I have been fighting on and off for years and years. One of them is vast and frightening but hopefully the current battle will see me off into the clear, free of it ever again :) cross my fingers.

    SFD #1 today. :)

    Today I am grateful for:
    Excellent news from nursery that Jellytot managed her second day back without a single accident following the toilet training over half term
    Weighing in and discovering I have lost a whopping stone now :D
    My fitbit pushing me to go out for a walk even when I really didn't feel like it and the weather is terrible
    More food than I know what to do with, a safe warm house and falling asleep for a nap with Jellytot in my bed before transferring her to her own :)

    Night all xxx

    ETA: Welshkitty you will not regret those epsom salts. I use some exfoliating gloves and have been known to shower and scrub before then running the bath :rotfl: - my skin is incredible :) so much for such a small amount. They draw out toxins, boost your magnesium levels, help with joint aches and pains, and are mildly diuretic leaving you holding on to less water. Drink more water during the day and together the benefits really show. They are also good for your mood. I would say to anyone (barring pregnant Bob!) who is feeling down as has the opportunity to get in a bath... buy these. :) xx

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • LTW No. 2 today but I lost 1 NSD due to replenishment of packed lunch supplies because of my miscalculation last Sunday and also partly due to the invasion of sandwich monsters aka hungry hippos. Bought Aldi's value loaves of whole meal bread (x2) and white bread (x3). 3 loaves stored in the fridge already and 2 in the bread bin. This is in anticipation of the hungry hippos turning into bread monsters again. Hopefully the supply will last all week. I was quite proud of myself today. I had £24 in my wallet and I intended to spend nothing more than that. I have made a list of what I wanted to buy and when I reached the counter I asked the cashier to tell me when I am near £24 so I could decide which ones to ditch. I spent £24 on the nose, not a penny more nor a penny less. Pre-MSE, I would have used my debit card (pre DMP - my credit cards) and wouldn't have cared how much the total was. I would have used my "busy schedule" as an excuse to instantly gratify myself and the family.

    Dinner was vegetable fried rice (using left over rice) and frozen peas and frozen sweet corn. Grilled haloumi cheese, stir fried bitter gourd (an acquired taste). LTW no 3 tomorrow are already prepared and chilling in the fridge.

    I was going to make another small credit card repayment today as I was expecting another pay from the locum agency for the last 2 night shifts I did in May but it didn't appear in the bank so I will do that tomorrow if it gets credited. I will give them a ring tomorrow morning to find out what's causing the delay.

    The weather was really awful here during the last 3 days. Windy, rainy and freezing. My plan to spend at least 30 minutes in the garden after work has gone out of the window, probably blown out by the strong winds. It makes me sad that my grand plans to renovate the garden and have a big vegetable garden has not panned out as I would have liked due to various reasons. It's now June and I haven't really planted anything out. Well actually I did. I have several pots of chilli and at least two already has some fruits and most have flowers but they have were badly infested with white flies. That demoralised me a bit. I tried some homemade insecticides and it kind of worked a bit but I don't want to overpower the plants with it and risk not having any chillis at all. My aubergines have died and my dwarf beans were the slugs' breakfast, lunch and dinner. I have a couple of pots left in the mini greenhouse hanging on for their dear lives. I have 2 tomatoes waiting to be planted out, they are now 2 feet tall but are still in their sprouting cells. Oh well I am not a superwoman.

    I just found out that my godfather and former boss died yesterday due to cardiac arrest secondary to chronic renal failure. He was like a father to me and my hubby and we are deeply saddened by his unexpected demise,

    Big pat on the back to super turtles who bagged their NSD's. Congratulations lilt for the great weight loss and jelly's accident free day at the nursery. You really got me thinking about the Epsom salt. This month's focus on the Flylady's website is Drinking More Water so I think I might give Epsom salt a try. I should have asked for Fitbit as my bday present shouldn't I? It's too late now. Bday's been and gone and budget for gifts this month wouldn't stretch to buy a Fitbit. And by the way I cancelled WW monthly pass.

    Academia I hope your hay fever gets better, my hubby is an asthmatic and hay fever sufferer and summer is usually a bad season for him due to HF. Get well soon. Welshkity good luck on the grant for your masteral. I do hope you get the grant.

    Abundant good luck on your DFD. I'll keep my fingers crossed for you that you will achieve your target soon! Stewby your shopping prowess is impressive. Well done. Hi eyebright , nice meeting you, I found a gratitude diary at the back of my bookshelf. It was a present from somebody last year which obviously didn't strike my fancy hence its location in the back of the bookshelf. I decided to use it last night, I find that once you start writing the things you are grateful for, more come to mind, it is easy to forget the good things that happen to us and focus on the negatives, so writings gratitude diary is good for the soul.

    The bed is calling me now, Day 3 of the boring induction programme, featuring my least favourite of all topics -- MANUAL HANDLING. I can imagine dragging myself to the lecture theatre tomorrow. So not looking forward to it. If I have missed out anyone, please forgive me, I will make it up to you tomorrow,
    "There is Life AFTER DEBT."LBM 2009 Total Debt £49046.24 Debt Free as of 27/08/2015
  • speakingofart
    speakingofart Posts: 375 Forumite
    Part of the Furniture 100 Posts Academoney Grad Debt-free and Proud!
    Morning everyone! Glad to see that the gales have dropped a bit this morning, otherwise I might have needed to retreat inside my shell to avoid being blown away :)

    fmess - thanks for the welcome back and sorry to hear things are tough right now. Thinking of you!

    Have had two spendy days so far so trying to have NSD number one today, as shouldn't need to spend any money hopefully.

    SFDs 0/20
    Lunchtime walks 1/20
    Guilt Free Treat 0/£20
    Weight loss:
    Proud to be debt free September 2014. :j

    Sisu.
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