PPI Reclaiming successes and failures

amersall

di3004 wrote: »

Amersall, I have left you a pm , calling to see dad this afternoon, and will be back later on.;)XXX

hi di :A hope your dads ok pmd you;)

amersall

BigCraigJohn wrote: »

Haha, well send me your addresses and i'll send you all a cheap bottle

ps dont forget to give me your d.o.b., credit card details, any likely security passwords etc.

:p:p:p:p:p:p:p WHAT ARE YOU LIKE:D:D

di3004

amersall wrote: »

hi di :A hope your dads ok pmd you;)

Thank you honey:A, he is fine, just got back now and he was a little sleepy, but again that is the drugs, bless him.
Did I tell you dad is back at the unit again?:(

Oh and thanks for your pm........:rotfl::rotfl::rotfl::D;)XXX

Bob_Appleby

The Alliance & Leicester personal loan was £5000 over five years
The PPI was £1100 which was added to the original loan amount
Monthly repayments were £137 and I've just made the final payment (hooray!)
A&L have offered £1769 refund (nice!)

I used the MSE template letter to make the claim direct to A&L - I didn't use a claim handler or go to the Ombudsman
I sent in the claim to A&L on the 19th May 2010
About 10 days later I received a letter from A&L acknowledging receipt of the claim
Today 21st June I received an offer from A&L to refund the PPI plus interest
Just over 4 weeks from sending in the claim letter to receiving an offer of refund - amazing!

no fuss , no hassle :T

shamrock7

Hi All,
I successfully claimed from Egg £3889 for a friend and it only took 1 letter and I week! It was for a loan that he had just paid off.
My question now is I am claiming for someone with an RBS credit card and after the 1st letter he has received a questionnaire. I have it and I wondered whether he should fill it in or not? It does say on the letter that they will continue the investigation in 2 weeks if the questionnaire is not filled in. It is therefore not compulsory and I wondered if it is so they can try and catch you out?

di3004

Bob_Appleby wrote: »

The Alliance & Leicester personal loan was £5000 over five years
The PPI was £1100 which was added to the original loan amount
Monthly repayments were £137 and I've just made the final payment (hooray!)
A&L have offered £1769 refund (nice!)

I used the MSE template letter to make the claim direct to A&L - I didn't use a claim handler or go to the Ombudsman
I sent in the claim to A&L on the 19th May 2010
About 10 days later I received a letter from A&L acknowledging receipt of the claim
Today 21st June I received an offer from A&L to refund the PPI plus interest
Just over 4 weeks from sending in the claim letter to receiving an offer of refund - amazing!

no fuss , no hassle :T

Hi and welcome

That is fab, Congratulations! :T:beer::j

di3004

shamrock7 wrote: »

Hi All,
I successfully claimed from Egg £3889 for a friend and it only took 1 letter and I week! It was for a loan that he had just paid off.
My question now is I am claiming for someone with an RBS credit card and after the 1st letter he has received a questionnaire. I have it and I wondered whether he should fill it in or not? It does say on the letter that they will continue the investigation in 2 weeks if the questionnaire is not filled in. It is therefore not compulsory and I wondered if it is so they can try and catch you out?

Hi

Wow Well done and Congratulations, great work! :T:beer::j

Now for the other, good luck with that one too.

Maybe complete it to the best of your knowlege, or if you do not complete just enclose a letter to say "please refer to letter dated XX/XX/XXXX".
I'm sure that should be okay too, fingers crossed.;)

smithy1976

Hi

I have found some details regarding my loan, as im trying to get an idea of what to expect from lloyds

I had a loan in oct 1999 which was for £3000 PPi cost was £544.29. i have found out i settled this after making 9 payment of which the PPI cost £15

when this was settled in Oct 2000 i had a rebate of £127.25.

My second loan they upheld started in oct 2002 for £13,300 and PPi was £3002.98, i foudn out this was settled in april 2003. and my PPi premium of which i paid 5 amounts was £50

Im sure i get the difference between the rebate and cost off PPI
back which amounts to around £1050 over the 2 loans, plust the PPi premiums which again is Around £350.

Could someone confimr i got this correct, but is there anyone who would be able to give me an idea of the interest id get, they say 8% but on the calulators i have been on line, it seems im almost getting the aboive gigure of £1050 back in interest. i know one of the loans was setlled almost 10 years ago and the other 6. but it seems too much

any help would be appreciated, and if im write then even better

many thanks

robbedofmymoney

smithy1976 wrote: »

Hi

I have found some details regarding my loan, as im trying to get an idea of what to expect from lloyds

I had a loan in oct 1999 which was for £3000 PPi cost was £544.29. i have found out i settled this after making 9 payment of which the PPI cost £15

when this was settled in Oct 2000 i had a rebate of £127.25.

My second loan they upheld started in oct 2002 for £13,300 and PPi was £3002.98, i foudn out this was settled in april 2003. and my PPi premium of which i paid 5 amounts was £50

Im sure i get the difference between the rebate and cost off PPI
back which amounts to around £1050 over the 2 loans, plust the PPi premiums which again is Around £350.

Could someone confimr i got this correct, but is there anyone who would be able to give me an idea of the interest id get, they say 8% but on the calulators i have been on line, it seems im almost getting the aboive gigure of £1050 back in interest. i know one of the loans was setlled almost 10 years ago and the other 6. but it seems too much

any help would be appreciated, and if im write then even better

many thanks

how long were the original loans for and what was the rebate on the second one, once i know this i can calculate what you are likely to get back

cheers

smithy1976

robbedofmymoney wrote: »

how long were the original loans for and what was the rebate on the second one, once i know this i can calculate what you are likely to get back

cheers

Hi

thanks for getting back

The rebate on the 2nd loan was £2,347.50

First loan for £3000 started 03/11/1999 and was settled 11/10/2000 was set to run for 3 years

the 2nd loan for £13,300 started 29/10/2002, was ment to run for 5 years was settled after 5 months april 2003.

hope this helps