PPI Reclaiming successes and failures

maxdp

garwil wrote: »

Hi Guys
Ref DI3004 reply about PPI being included in your monthly repayment - are you saying that every credit card has automatically built in PPI without us knowing it?
Should we be tryng to reclaim this of every credit card we have?
I didnt realise this was the case, can any one else confirm this is the case?
Any guidance appreciated:beer:

No they are not exactly automatically included. You should see an entry on your card statement if you are paying PPI

ince

di3004 wrote: »

Hi there

To what I know of its included in the monthly repayment.;)

thanks what i am getting at is how do i know if i have ppi on a card or not.

di3004

garwil wrote: »

Hi Guys
Ref DI3004 reply about PPI being included in your monthly repayment - are you saying that every credit card has automatically built in PPI without us knowing it?
Should we be tryng to reclaim this of every credit card we have?
I didnt realise this was the case, can any one else confirm this is the case?
Any guidance appreciated:beer:

Hi there

With mine it was added automatically, and was paid within the credit card payments, but I don't think it would mean that it would be the same for everyone's, this can depend on the bank as well I suppose, but as Maxdp says check your agreement that you signed to take this out, this should confirm and/or any statements you have.;)

di3004

ince wrote: »

thanks what i am getting at is how do i know if i have ppi on a card or not.

Hi there
This would be shown on your monthly statements if PPI is payable.;)

michelle45_2

Hi
Just thought Id let you know that i just received a letter from HFC offering to pay me back £1378.00. Sent the letter on 20th March, so it hasnt taken them too long.

So far I have received

HFC (first loan)

di3004

michelle45 wrote: »

Hi
Just thought Id let you know that i just received a letter from HFC offering to pay me back £1378.00. Sent the letter on 20th March, so it hasnt taken them too long.

So far I have received

HFC (first loan)

Fantastic Michelle :T:T great work, Congratulations.:beer:
Good luck on the others too.;)X

michelle45_2

woops. dont know what I did then. So

HFC (first loan) 2630.00 £300.00 went to finish the loan so cash back 2300
HFC (second loan) 1378.00 this loan finished in 2003 so its all MINE
LLoyds 1400.00 this is aprox cos they haven sent figures

So over £5000 for the price of 3 stamps.

However, Lloyds rejected second loan (havent the fogiest why cos the reasons were the same as the loan they agreed to pay back on) and waiting from Dorothy Perkins - just sent another letter asking them to reconsider. So will let you know how I get on,

Michelle

maxdp

Have today received 980.00 from Barclaycard Loans. I started claiming PPI on three loans back in 2008. Went through FOS and was upheld. Paid out in July 2008. I queried that because these were refinanced loans the calculations for the repayment of the PPI etc was different from Stand Alone Loans. Anyway after 18 months and an investigation at FOS the above cheque was received. The original refund was about 5000.00

amersall

maxdp wrote: »

Have today received 980.00 from Barclaycard Loans. I started claiming PPI on three loans back in 2008. Went through FOS and was upheld. Paid out in July 2008. I queried that because these were refinanced loans the calculations for the repayment of the PPI etc was different from Stand Alone Loans. Anyway after 18 months and an investigation at FOS the above cheque was received. The original refund was about 5000.00

hi max hows tricks?;) well done on your win:j:j you deserve it:T xxx

marshallka

maxdp wrote: »

Have today received 980.00 from Barclaycard Loans. I started claiming PPI on three loans back in 2008. Went through FOS and was upheld. Paid out in July 2008. I queried that because these were refinanced loans the calculations for the repayment of the PPI etc was different from Stand Alone Loans. Anyway after 18 months and an investigation at FOS the above cheque was received. The original refund was about 5000.00

Well done to you maxdp.