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PPI Reclaiming successes and failures

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  • bellesmum
    bellesmum Posts: 1 Newbie
    edited 24 March 2010 at 4:17PM
    Hi

    Just wanted to report my success with HSBC ppi claim, £2253.79 after 1 letter it took 8 weeks.

    Thanks to everyone on here I pursued this, it has made a huge difference to my financial situation which now looks a whole lot brighter.
  • di3004
    di3004 Posts: 42,579 Forumite
    bellesmum wrote: »
    Hi



    Just wanted to report my success with HSBC point claim, £2253.79 after 1 letter it took 8 weeks.

    Thanks to everyone on here I pursued this and have made a huge difference to my financial situation a whole lot brighter.

    Hi and welcome.

    Wonderful :T:j Well done and Congratulations.:beer:
    The one and only "Dizzy Di" :D
  • antsmack
    antsmack Posts: 18 Forumite
    Just to say a big thank you to all of you on this site
    Just had a letter from halifax saying that they are refunding all my ppi plus interest at 8% well over 1000 pound so thanks to you all for giving me good advice and the encouragement to go ahead with it and it only took one letter and one recorded delivery:money:
  • 2pies
    2pies Posts: 1 Newbie
    Hi Martin. many thanks for the ppi reclaims template. just to let you know about my situation. Took out a loan with Citi Financial. The insurance for the loan was £700+ plus interest of £300+.Wrote to ask for a refund.they replied saying they would look into it & would reply within 8 weeks,which they did,but said they were still investigating & would reply asap. To my surprise I received a cheque last week for £788. yesterday i received another cheque for £201. I am hoping they will send me another cheque next week!!! Once again,Many Thanks
  • Sminty
    Sminty Posts: 11 Forumite
    What were you reclaiming: Loan PPI
    Who was the provider: Sainsburys Bank (Bank of Scotland)
    How much did you get back: £3,154.78 (including 8% interest)
    Did you get it back after a letter or did you go to the Financial Ombudsman: 1 letter requesting money back.

    Hi all,

    Well have just received a letter from Bank of Scotland re: my claim for loan PPI . Sent my first letter on 25th January 2010 and got my first reply two weeks ago to say they would investigate. Further letter arrived last Friday to say that although the didn't admit liability, they would put me in the position of not having paid the PPI and would advise on the amount to be refunded within a week or so of that letter. Today I've received a letter to say they are refunding £3,154.79 by cheque which I will receive within 28 days! Really hadn't expected to receive anything as I took the loan out in 2002 and completed payments in 2005.


    Am so grateful to Martin, his team, Di3004 and those that post advice / encouragement on the forum as it made it so easy for me to say what have I got to lose by trying. :T

    Have really turned a new leaf now as am putting away savings and getting in control of my finances thanks to this site. :A


    Still have a pending claim with RBS for another loan so may have so more good news to follow.
    All the best :beer:

    Sminty
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    1. £3154.78 PPI reclaimed from Sainsurys :j
    2. £3000.00 PPI reclaimed from RBS :j
  • di3004
    di3004 Posts: 42,579 Forumite
    antsmack wrote: »
    Just to say a big thank you to all of you on this site
    Just had a letter from halifax saying that they are refunding all my ppi plus interest at 8% well over 1000 pound so thanks to you all for giving me good advice and the encouragement to go ahead with it and it only took one letter and one recorded delivery:money:

    Brilliant :T:j well done and Congratulations :T:beer:
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    2pies wrote: »
    Hi Martin. many thanks for the ppi reclaims template. just to let you know about my situation. Took out a loan with Citi Financial. The insurance for the loan was £700+ plus interest of £300+.Wrote to ask for a refund.they replied saying they would look into it & would reply within 8 weeks,which they did,but said they were still investigating & would reply asap. To my surprise I received a cheque last week for £788. yesterday i received another cheque for £201. I am hoping they will send me another cheque next week!!! Once again,Many Thanks

    Well done that is fab :T:j, Congratulations :beer::j:T
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Sminty wrote: »
    What were you reclaiming: Loan PPI
    Who was the provider: Sainsburys Bank (Bank of Scotland)
    How much did you get back: £3,154.78 (including 8% interest)
    Did you get it back after a letter or did you go to the Financial Ombudsman: 1 letter requesting money back.

    Hi all,

    Well have just received a letter from Bank of Scotland re: my claim for loan PPI . Sent my first letter on 25th January 2010 and got my first reply two weeks ago to say they would investigate. Further letter arrived last Friday to say that although the didn't admit liability, they would put me in the position of not having paid the PPI and would advise on the amount to be refunded within a week or so of that letter. Today I've received a letter to say they are refunding £3,154.79 by cheque which I will receive within 28 days! Really hadn't expected to receive anything as I took the loan out in 2002 and completed payments in 2005.


    Am so grateful to Martin, his team, Di3004 and those that post advice / encouragement on the forum as it made it so easy for me to say what have I got to lose by trying. :T

    Have really turned a new leaf now as am putting away savings and getting in control of my finances thanks to this site. :A


    Still have a pending claim with RBS for another loan so may have so more good news to follow.
    All the best :beer:

    Sminty


    Well done to you Sminty, you have done a fab job:T:beer:, well done again, and its my pleasure.:beer:

    Di
    The one and only "Dizzy Di" :D
  • debikitch
    debikitch Posts: 19 Forumite
    well sent letter 12-3-10 got a letter 22-3-10 offering me £1026 very quick they was but do i accept? they only giving me back for 1 loan yet i have had 3 over 5 years so do i just count my chickens and accept or do i fight for more? plz help
  • debikitch
    debikitch Posts: 19 Forumite
    bellesmum wrote: »
    Hi

    Just wanted to report my success with HSBC ppi claim, £2253.79 after 1 letter it took 8 weeks.

    Thanks to everyone on here I pursued this, it has made a huge difference to my financial situation which now looks a whole lot brighter.
    gr8 stuff, i just recieved letter to say they will look into mine, not holding much hope out though
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