PPI Reclaiming successes and failures

Aruna

• What were you reclaiming: 2xLoans and 1xCredit Card PPI
• Who was the provider: Cooperative Bank (loan and Credit Card), and Blackhorse Finance (loan)
• How much did you get back: £19 450:j:j
• Did you get it back after a letter or did you go to the Financial Ombudsman: FOS, (very efficient service I got from them:T:T

Got fobbed off by both the Coop and Blackhorse, initially denied misselling, and then offered small amounts, which I did not take. I must say, it seems to me, the coop complaints (aka Customer feedback:D) department is in a right mess judging from my experience with them since I started my claims in August 2008. If anyone's got pending complaints taking to long, be on their case and keep calling and chasing them up.

Thank you :money: expert for the great website.:T:T

di3004

Aruna wrote: »

• What were you reclaiming: 2xLoans and 1xCredit Card PPI
• Who was the provider: Cooperative Bank (loan and Credit Card), and Blackhorse Finance (loan)
• How much did you get back: £19 450:j:j
• Did you get it back after a letter or did you go to the Financial Ombudsman: FOS, (very efficient service I got from them:T:T

Got fobbed off by both the Coop and Blackhorse, initially denied misselling, and then offered small amounts, which I did not take. I must say, it seems to me, the coop complaints (aka Customer feedback:D) department is in a right mess judging from my experience with them since I started my claims in August 2008. If anyone's got pending complaints taking to long, be on their case and keep calling and chasing them up.

Thank you :money: expert for the great website.:T:T

Wot a lotta money :T:j:j well done and Congratulations :beer:

shellymg

I wrote to Egg, Halifax, Abbey and MBNA, I got all my money back with interest, nearly 25k using letter 1 for each of them. I am debt free and it has changed my life. Thank you so much martin...you are a star...:j

di3004

shellymg wrote: »

I wrote to Egg, Halifax, Abbey and MBNA, I got all my money back with interest, nearly 25k using letter 1 for each of them. I am debt free and it has changed my life. Thank you so much martin...you are a star...:j

Hi and welcome.

WOW fantastic, Congratulations :beer::T:j

Aims1982

What were you reclaiming: 2 x Loans (Mine and hubby)
Who was the provider: Egg
How much did you get back: £5454.82
Did you get it back after a letter or did you go to the Financial Ombudsman: Letter. Sent letter 8/3/10 phone call rec'd on 12/03 advising of refund. Amount paid into bank account 19/03!!

Thank you!! :money:

di3004

Aims1982 wrote: »

What were you reclaiming: 2 x Loans (Mine and hubby)
Who was the provider: Egg
How much did you get back: £5454.82
Did you get it back after a letter or did you go to the Financial Ombudsman: Letter. Sent letter 8/3/10 phone call rec'd on 12/03 advising of refund. Amount paid into bank account 19/03!!

Thank you!! :money:

Well done and Congratulations.
:j:beer::T

teamonster

I used your template letter to complain to Lloyds TSB about three instances of misselling of PPIs, one for a loan closed a year ago, one for a current loan and one for a credit Card. I have, to date, received payments of £300 and £2003 and am still waiting a final decision on the third - all this with just three letters! Thank you so much Martin, you are a genius.
Come on all you people who have been missold PPIs by your banks - get writing!

di3004

teamonster wrote: »

I used your template letter to complain to Lloyds TSB about three instances of misselling of PPIs, one for a loan closed a year ago, one for a current loan and one for a credit Card. I have, to date, received payments of £300 and £2003 and am still waiting a final decision on the third - all this with just three letters! Thank you so much Martin, you are a genius.
Come on all you people who have been missold PPIs by your banks - get writing!

Hello and welcome

Brilliant :T:j well done and Congratulations :beer:

madelinex

I've just managed to get an agreement from Ikano to repay all ppi payments made on their storecard account. They offered half but with just one letter to say that wasn't good enough they have now agreed to settle the full amount. Only £149 but every little helps.

di3004

madelinex wrote: »

I've just managed to get an agreement from Ikano to repay all ppi payments made on their storecard account. They offered half but with just one letter to say that wasn't good enough they have now agreed to settle the full amount. Only £149 but every little helps.

Fantastic, :T:T good one :TCongratulations every penny counts.:beer: