PPI Reclaiming successes and failures

di3004

christu12 wrote: »

Just had great news! I took out a loan with Lloyds TSB in 2007 and was staggered at the amount of interest applied to my account,. when I looked back I realised that I was put under some pressure to take out PPI insurance. I used the templates on this site and wrote to Lloyds stating that I was ms- sold the insurance. After a number of letters and 3 months later they eventually offered me £760 as a 'good will jesture' I came to the assumption that if the they have made me an 'offer' then they must feel responsible. I wrote again and was told that they had reviewed my claim and that I would have 7 days to accept. I then downloaded the Financial Ombudsman forms with copies of all my correspondences etc. I waited and waited and waited for the Omudsman's decision and even phoned them on four occasions and on each occasion was told that an Adjudicator will be looking at my case and that they have a backlog of approx. 8-9 months with these sort of claims. At last 8 months down the line Lloyds have been instructed to pay me £2,920 and Lloyds have confirmed.
ADVICE: Stick in there and don't necessarily accept the first offer. Thank you Ombudsman. Well worth the wait!

This is great, well done and Congratulations.
:j:beer::T

di3004

K1RST1E wrote: »

More successes!! :T

I had a voicemail left by Welcome Finance this morning saying that they are hoping to resolve my case in two weeks time. I called them back and she said she would be looking at it this afternoon. I'm going to call back on Monday ... you know, just to check up!

This is wonderful Kirstie, fingers crossed for you.:beer:

superwhy

K1RST1E wrote: »

More successes!! :T

I had a voicemail left by Welcome Finance this morning saying that they are hoping to resolve my case in two weeks time. I called them back and she said she would be looking at it this afternoon. I'm going to call back on Monday ... you know, just to check up!

Good luck Kirstie, & keep foning everyday till you get an answer!!

robbedofmymoney

christu12 wrote: »

Just had great news! I took out a loan with Lloyds TSB in 2007 and was staggered at the amount of interest applied to my account,. when I looked back I realised that I was put under some pressure to take out PPI insurance. I used the templates on this site and wrote to Lloyds stating that I was ms- sold the insurance. After a number of letters and 3 months later they eventually offered me £760 as a 'good will jesture' I came to the assumption that if the they have made me an 'offer' then they must feel responsible. I wrote again and was told that they had reviewed my claim and that I would have 7 days to accept. I then downloaded the Financial Ombudsman forms with copies of all my correspondences etc. I waited and waited and waited for the Omudsman's decision and even phoned them on four occasions and on each occasion was told that an Adjudicator will be looking at my case and that they have a backlog of approx. 8-9 months with these sort of claims. At last 8 months down the line Lloyds have been instructed to pay me £2,920 and Lloyds have confirmed.
ADVICE: Stick in there and don't necessarily accept the first offer. Thank you Ombudsman. Well worth the wait!

fantastic, well done on getting your money back:T:T:T

robbedofmymoney

K1RST1E wrote: »

More successes!! :T

I had a voicemail left by Welcome Finance this morning saying that they are hoping to resolve my case in two weeks time. I called them back and she said she would be looking at it this afternoon. I'm going to call back on Monday ... you know, just to check up!

brillient news, have a great weekend:beer:

Bambi15

Hi Everyone and a Big Thank you

After writing (via MSE Template) to Egg two weeks a ago, I received a letter within a week stating that they would be refunding me my PPI. I didn't believe it (too good to be true and way too easy I thought). Anyways I got a cheque this week for £1,495. Absolutely fantastic....:beer:

Thank you

PS This is my first ever letter to any forum :rotfl:and thank you for the wealth of information that is out there so I am now logged on to MSE practically every day.

Bambi15

maxdp

Bambi15 wrote: »

Hi Everyone and a Big Thank you

After writing (via MSE Template) to Egg two weeks a ago, I received a letter within a week stating that they would be refunding me my PPI. I didn't believe it (too good to be true and way too easy I thought). Anyways I got a cheque this week for £1,495. Absolutely fantastic....:beer:

Thank you

PS This is my first ever letter to any forum :rotfl:and thank you for the wealth of information that is out there so I am now logged on to MSE practically every day.

Bambi15

Oh well done Bambi. Come and join in more often.:D

robbedofmymoney

Bambi15 wrote: »

Hi Everyone and a Big Thank you

After writing (via MSE Template) to Egg two weeks a ago, I received a letter within a week stating that they would be refunding me my PPI. I didn't believe it (too good to be true and way too easy I thought). Anyways I got a cheque this week for £1,495. Absolutely fantastic....:beer:

Thank you

PS This is my first ever letter to any forum :rotfl:and thank you for the wealth of information that is out there so I am now logged on to MSE practically every day.

Bambi15

fantastic news, i'm sure you will be celebrating this weekend
:beer::beer:

di3004

Bambi15 wrote: »

Hi Everyone and a Big Thank you

After writing (via MSE Template) to Egg two weeks a ago, I received a letter within a week stating that they would be refunding me my PPI. I didn't believe it (too good to be true and way too easy I thought). Anyways I got a cheque this week for £1,495. Absolutely fantastic....:beer:

Thank you

PS This is my first ever letter to any forum :rotfl:and thank you for the wealth of information that is out there so I am now logged on to MSE practically every day.

Bambi15

Fantastic !!!:j:j
Congratulations :beer:
And well done :T:T

HappyHappyHouse

Ford Finance PPI
Amount reclaimed: £800
Amount received: £800 plus 8% interest :T
Wrote to Ford - they said we had no case.
Took it to the Financial Ombudsman - took about 6 months for result.

Barclays Bank PPI
Amount reclaimed: £1200
Amount received: £1200 plus 8% interest :T
Wrote to Barclays Bank - they said we had no case.
Took it to the Financial Ombudsman - 18 months of waiting and suddenly last week money arrived in bank account, and on the transaction list it said 'with apologies' - LOVE IT!!

DON'T GIVE UP...ITS WORTH THE WAIT!!

Now waiting for Barclays Bank to respond to bank charges claim on grounds of financial hardship...fingers crossed.

Thanks :money: for the fantastic advice and template letters! :j