PPI Reclaiming successes and failures

di3004

Elliekate77 wrote: »

Has anyone successfully claimed back insurance from Littlewoods catalogue? I had an account with them back in 2005 for 3 years and noticed when going through some paperwork recently that they had been charging me every month for Extra Care Advantage, so I have written them my first letter, it comes to about £300 altogether

Thanks

Hi there

I think I have read that some have tried to reclaim against catalogue insurance.
Good luck with this, please let us know how you get on and keep at them.;)

di3004

davesy5250 wrote: »

What were you reclaiming: c card ppi
Who was the provider: capital one
How much did you get back: £213 inc. gross intrest at 8%
Did you get it back after a letter or did you go to the Financial Ombudsman:
2 letters to capital one

Well done and Congratulations.:beer::T:beer:

robbedofmymoney

Originally Posted by jocker01
What were you reclaiming: Loan
Who was the provider: HSBC Plc
How much did you get back: £1960 inc. gross intrest at 8%
Did you get it back after a letter or did you go to the Financial Ombudsman: one e-mail
After sending a email, they send me a letter that my complain claim will take 4 weeks, after couple weeks got another letter that my claim isn't ready yet and will take another 4 weeks. On january 5th got letter with the offer: £1739,02 included 143,67 gross intrest at 8%. on january 22nd my loan has been restrutured. My repayment went down for about £60 :beer: Thank You.:money:

well done and congratulations

robbedofmymoney

Originally Posted by davesy5250
What were you reclaiming: c card ppi
Who was the provider: capital one
How much did you get back: £213 inc. gross intrest at 8%
Did you get it back after a letter or did you go to the Financial Ombudsman:
2 letters to capital one

well done and congratulations, better in your pocket than the banks

CARPY_3

hi just received £3517.45 from mbna for misold ppi on 2 loans without this site i would not have bothered pursuing the matter took 15 weeks from sending first letter many thanks tony

CARPY_3

hi after 1st success intend writing to natwest on misold ppi had 3 loans but dont have any more details can you please advise how to obtain this info so that i can contact them many thanks tony

baileys572

What were you reclaiming: Credit Card PPI
Who was the provider: Barclaycard
How much did you get back: £783.19 inc. gross intrest at 8%
Did you get it back after a letter or did you go to the Financial Ombudsman: Several letters to Barclaycard

Just wanted to say a big thanks to this forum, because if were not for the template letters and reading everyone else's joys I probably would not have bothered claiming.
I sent my first letter the beginning of October as I had recently received my statements when claiming for unfair charges (which was also successful to the tune of £173)
In mid October I received a questionairre which is standard protocol for them to get the ball rolling. They then have 8 weeks to get in touch.
I did ring early December only to be told they were seriously behind and could not give me any answers. 2 days later I received a letter saying they would be as quick as they can. 5 days later I received a letter telling me that yes they felt I had been mis-sold my ppi policy and that it was unfair for me to have paid into it for 2 years.
I received a refund of all the monies paid plus the 8% interest. Very happy indeed.
Hope you all carry on with your's and have a successful outcome like me.
Thnaks again moneysavingexpert

Angelskiss

I would like to encourage ANYONE with beliefe that they are entitled to claim and thank Martin and this fantastic site! :T

I sent the first template letter to Lloyds TSB over a PPI policy for a personal loan,

I received a standard letter stating that they were looking in to my case and that if i felt i had further information i should let them know and it would be taken in to account.
As a result I sent a letter giving full details of the circumstances underwhich i took the loan and reason i believed that the PPI was missold to me.

I received a letter back yesterday, which informed me that all points i raised in my evidence letter would be address, ( they only acutually did half!!!) they dismissed each and every point that they had answered but in a two line conclusion at the end of the letter stated ' as a goodwill gesture ....' i could have a 'favorable' pro rata refund of £1397.97

which is what i had paid plus £200 additional -

Could not have come at a better time and was on the strenght of 2 letters!!

many thanks again to the site and Martin .... and to everyone who hasnt done it yet GO FOR IT !!!:j

di3004

CARPY wrote: »

hi just received £3517.45 from mbna for misold ppi on 2 loans without this site i would not have bothered pursuing the matter took 15 weeks from sending first letter many thanks tony

Well done that is fantastic :T:T
Congratulations.:beer:

di3004

baileys572 wrote: »

What were you reclaiming: Credit Card PPI
Who was the provider: Barclaycard
How much did you get back: £783.19 inc. gross intrest at 8%
Did you get it back after a letter or did you go to the Financial Ombudsman: Several letters to Barclaycard

Just wanted to say a big thanks to this forum, because if were not for the template letters and reading everyone else's joys I probably would not have bothered claiming.
I sent my first letter the beginning of October as I had recently received my statements when claiming for unfair charges (which was also successful to the tune of £173)
In mid October I received a questionairre which is standard protocol for them to get the ball rolling. They then have 8 weeks to get in touch.
I did ring early December only to be told they were seriously behind and could not give me any answers. 2 days later I received a letter saying they would be as quick as they can. 5 days later I received a letter telling me that yes they felt I had been mis-sold my ppi policy and that it was unfair for me to have paid into it for 2 years.
I received a refund of all the monies paid plus the 8% interest. Very happy indeed.
Hope you all carry on with your's and have a successful outcome like me.
Thnaks again moneysavingexpert

Brilliant, well done to you and Many Congratulations.:beer::T:beer: