PPI Reclaiming successes and failures

di3004

Miz wrote: »

What were you reclaiming: PPI
Who was the provider: Black Horse
How much did you get back: So far: £406.55 - £780.00 - £2129.00
Did you get it back after a letter or did you go to the Financial Ombudsman: Sent 2nd Letter Twice
And then write your brief reclaim tale
:beer::money::money::money::beer::beer::rotfl::rotfl::rotfl::rotfl:
THANK YOU SO SO MUCH MARTIN!!!!

Well done Miz......:T:T
Congratulations.
:beer::beer:

marshallka

ntskylife wrote: »

Hi All

Hope everyone is well and settled back into their normal routines after christmas.

i'm after some advice please from any legal eagles or anyone with FSA knowledge. I don't want to post query as it's pretty serious.

thanks in advance and keep up the reclaiming everyone

Hi, I am no legal eagle but will certainly "try" to help if I can;). PM if you want.;)

218bhp

Refund from HFC Bank today, took just one letter after my SAR.

October 10th - SAR Letter sent
December 31st - PPI Complaint sent
January 14th - Refund agreed

koala77

Hi again guys

I got an email from the adjudicator dealing with my case at the FOS. Does this sound promising?

"I can confirm that my view to the business will be issued today and the firm are required to respond to me within 14 days.

At this stage, 29th January I will then provide you with an update"

di3004

218bhp wrote: »

Refund from HFC Bank today, took just one letter after my SAR.

October 10th - SAR Letter sent
December 31st - PPI Complaint sent
January 14th - Refund agreed

Fantastic :T:T
Well done and Congratulations. :beer:

di3004

koala77 wrote: »

Hi again guys

I got an email from the adjudicator dealing with my case at the FOS. Does this sound promising?


"I can confirm that my view to the business will be issued today and the firm are required to respond to me within 14 days.

At this stage, 29th January I will then provide you with an update"

Hi there

Sounds like its all moving on then, and hopefully a decision will be made by the 29 Jan, fingers crossed.;)

seaire

a big thankyou to moneysaving expert,i recently recieved an offer of £1,450,from hfc for ppi misselling, i accepted the offer and had a very happy xmas,thank you once again

di3004

seaire wrote: »

a big thankyou to moneysaving expert,i recently recieved an offer of £1,450,from hfc for ppi misselling, i accepted the offer and had a very happy xmas,thank you once again

Brilliant, well done :T:T and Congratuations. :beer:

missfrugal_2

Thank you Money Saving Expert! I was cold-called by a claims company who offered to try to reclaim my missold PPI on my behalf. After reading the advice on this site, I decided to cut out the middle man (and their commission!) and wrote to HSBC myself using your sample letter to reclaim PPI that I was forced to buy as a condition of taking out a loan in 2007. I received the decision letter after exactly 2 months, and am very pleased with the result - while they do not agree with my arguments and will not accept liability, they are refunding all of the premiums I paid, plus 8% interest - £1300! I am in the process of buying a property, so this will be a very handy sum in the coming months!
I'd recommend anyone who has been missold PPI to use the sample letter - it was well worth the half an hour and stamp!

Show_352

I cannot thank this site enough. I used the template letter in hope to reclaim my PPI from Egg on my loan with them. I sent the letter on Wednesday and this morning I received a letter back from Egg. I half knew it was going to be about my claim and was expecting a huge rejection. Imagine my suprise when I started to read the letter and they are refunding £3,075 direct to my bank account!!!!

I've been crying tears of joy for the last hour, that money will pay off another existing debt I have but also allow me my first holiday in 4 years. Finally debt free and able to enjoy a holiday away with my friends. This year is going to be the best yet.

Good luck to everyone else reclaiming, I hope you have the same success as I.