PPI Reclaiming successes and failures

kazdolly

gerryscot wrote: »

:j:j:j:j:j:j:j:j:j:j:j:j:j:j

yippee..... Cheque received from black horse £2774.00

thanks to everyone at mse for your help. :a:a:a:a:a
:t:t:t:t:t:t:t:t:t:t :beer::beer::beer:

well done gerry :t:t:t:t x x

shedsounds

One letter, even after seeing my copy application where I had ticked the box to say I wanted ppi, they said they would take my account back to where I would have been. This meant,
Total ppi £380
add 19.9% apr going back 6 years (the amount of interest my card charged)
plus 8% what the court would have added
total £846


said it before, will carry on saying it, thanks to all at mse for the inspiration

di3004

shedsounds wrote: »

One letter, even after seeing my copy application where I had ticked the box to say I wanted ppi, they said they would take my account back to where I would have been. This meant,
Total ppi £380
add 19.9% apr going back 6 years (the amount of interest my card charged)
plus 8% what the court would have added
total £846


said it before, will carry on saying it, thanks to all at mse for the inspiration

Wonderful.........:T:T
Congratulations.:beer::j:j

kazdolly

di3004 wrote: »

Received a Cheque payment today from the Financial Compensation Scheme (FSCS) in regards of the loan business going bust over a year ago, called TWOPART LTD/Eloan.co.uk.

The Cheque received = £1443.87
:j:j:j:j:j:j:j:j:j
So happy and it will be a help for the mortgage arrears.:beer:

If there is anyone out there who have had a loan with the above company and was mis sold the PPI, please claim through the above organisation, you will find them here:
http://www.fscs.org.uk/contacts/
Good luck.:beer:

:A BRILLIANT NEWS DI x x:A

di3004

kazdolly wrote: »

:A BRILLIANT NEWS DI x x:A

Thank you Kaz.:A;)XX

glhu

HI has anyone had any success with freedom finance?

gerryscot

kazdolly wrote: »

well done gerry :t:t:t:t x x

Thanks Kaz, :A

I'll be watching out for you getting you cheque.

Gerry x x

:j:j:j:j

marshallka

glhu wrote: »

HI has anyone had any success with freedom finance?

What date was your loan and who with? I know your complaint is against Freedom but just wondered the date that your PPI was added?

marshallka

I won, I won, I won..... BUT not the interest element of the PPI in my rebate complaint but still a nice amount that will help with Christmas nicely...:D

FOS have not had to adjudicate as i have been in contact with Lloyds of London who have agreed I was unfairly rebated on the PPI and they have paid back for the unsued months and the 8% statutory interest and cause they offered me a totally wrong amount (which would have been nice!!!) and then withdrew it also by the end of the day I was given £250 for stress. I did not even have to ask for that one.;)

Just spoke to FOS this morning (the manager who deal with all complaints like mine against underwriters) and he said that all complaints where you have been unfairly rebated are within jurisdiction (if you can prove your rebate was unfair) BUT they only rebate your actual PPI and not the associated interest. I also asked about misselling complaints against insurers/underwriters and he said that as yet they had not had any cases whereby the underwriter had actually taken responsibility for them but they are still trying. I am just glad that all my reclaiming is finally done and dusted.

Thanks for anyone that egged me on... I would never give up and perseverance has paid off in the end.:beer::beer::beer::beer:

Just rang them to accept their offer and could not resist to ask for a nice Christmas hamper and also a bottle of bubbly..... he just laughed....lol I wonder....................now I am dreaming....

di3004

marshallka wrote: »

I won, I won, I won..... BUT not the interest element of the PPI in my rebate complaint but still a nice amount that will help with Christmas nicely...:D

FOS have not had to adjudicate as i have been in contact with Lloyds of London who have agreed I was unfairly rebated on the PPI and they have paid back for the unsued months and the 8% statutory interest and cause they offered me a totally wrong amount (which would have been nice!!!) and then withdrew it also by the end of the day I was given £250 for stress. I did not even have to ask for that one.;)

Just spoke to FOS this morning (the manager who deal with all complaints like mine against underwriters) and he said that all complaints where you have been unfairly rebated are within jurisdiction (if you can prove your rebate was unfair) BUT they only rebate your actual PPI and not the associated interest. I also asked about misselling complaints against insurers/underwriters and he said that as yet they had not had any cases whereby the underwriter had actually taken responsibility for them but they are still trying. I am just glad that all my reclaiming is finally done and dusted.

Thanks for anyone that egged me on... I would never give up and perseverance has paid off in the end.:beer::beer::beer::beer:

Marshallka, this is absolutely fantastic !!!! so happpppppppyyyy for you, at last, well done hunni and many Congratulations, about time you had come luck :j:j:j:j:j:j:j:j
:beer::beer::beer::beer::beer::beer::j:j:T:T:T:T
XXXXXXXXXX