PPI Reclaiming successes and failures

di3004

leweli wrote: »

What were you reclaiming: Loancare Payment Protection Insurance
Who was the provider: Nationwide
How much did you get back: £5,166
Did you get it back after a letter or did you go to the Financial Ombudsman: Financial Ombudsman


Wrote 1st letter August 2008 using template from MSE website - reply was no case to answer!
Wrote 2nd letter from same website - the answer was still no!
Wrote 3rd letter saying I had no option but to go to Financial Ombudsman.

The Financial Ombudsman subsequently found in my favour and Nationwide have just repaid the PPI with interest as well as £200 compensation for any emotional distress caused:j

The help and advice on this website has been invaluable - without it, I wouldn't have even realised I had a case. Many thanks everyone

P.S. I believe I also have a case against AWD Home Finance but unfortunately, they're not regulated by the Financial Ombudsman. Anyone know how I can pursue this claim - I have written countless letters already but haven't had any success? Thanks.

Well done and Congratulation.:beer::T:beer:

I would still try to reclaim on the ones not regulated, many of us are in the same situation and have taken it the underwriter/insurer side of it, as most these were regulated, the FOS have accepted looking at my case and other on here by going this direction, so find out who the insurers are and write to them, give them the usual 8 weeks, if they don't resolve for you, then you can ask the FOS to investigate this for you, good luck, keep at them.;)

di3004

gerryscot wrote: »

Good Morning,

Received following email from Black Horse today regarding settlement.

I can confirm that I have retrieved your acceptance form and have requested your cheque this morning. It will be sent out within 2-3 working days by first class post. Many thanks for your patience and please don’t hesitate from contacting me if I can be of any further assistance.

My first date of contact with them was 5th November 20 days ago, Is this a record???

:j :j :j:j:j:j:j:j:j

Well done and Congratulations........:T:T:j:beer:, well to what I know of if they pay out this quick then yes - from what I have seen, it must be one of the quickest payouts, well done to you.:beer:

gerryscot

di3004 wrote: »

Well done and Congratulations........:T:T:j:beer:, well to what I know of if they pay out this quick then yes - from what I have seen, it must be one of the quickest payouts, well done to you.:beer:

Thanks di :A:A

The news about Bank charges case has put a bit of a damper on it for me though. I’m terribly upset for everyone who has been patiently waiting for the courts decision, the outcome its disgraceful. :eek: :mad:
Fortunately due to the good advice from you guys on MSE, I was successful at claiming through Financial hardship.

di3004

gerryscot wrote: »

Thanks di :A:A

The news about Bank charges case has put a bit of a damper on it for me though. I’m terribly upset for everyone who has been patiently waiting for the courts decision, the outcome its disgraceful. :eek: :mad:
Fortunately due to the good advice from you guys on MSE, I was successful at claiming through Financial hardship.

Your welcome Gerry.:beer::A

Yes its astonishing in regards of the charges side of things isn't it?:eek:

gerryscot

leweli wrote: »

What were you reclaiming: Loancare Payment Protection Insurance
Who was the provider: Nationwide
How much did you get back: £5,166
Did you get it back after a letter or did you go to the Financial Ombudsman: Financial Ombudsman


Wrote 1st letter August 2008 using template from MSE website - reply was no case to answer!
Wrote 2nd letter from same website - the answer was still no!
Wrote 3rd letter saying I had no option but to go to Financial Ombudsman.

The Financial Ombudsman subsequently found in my favour and Nationwide have just repaid the PPI with interest as well as £200 compensation for any emotional distress caused:j

The help and advice on this website has been invaluable - without it, I wouldn't have even realised I had a case. Many thanks everyone

P.S. I believe I also have a case against AWD Home Finance but unfortunately, they're not regulated by the Financial Ombudsman. Anyone know how I can pursue this claim - I have written countless letters already but haven't had any success? Thanks.

Well done, thats great news. :T :T:j:j

All the best, I hope have a very Merry Xmas.:santa2: :snow_laug

clairemcatee

gerryscot wrote: »

Good Morning,

Received following email from Black Horse today regarding settlement.

I can confirm that I have retrieved your acceptance form and have requested your cheque this morning. It will be sent out within 2-3 working days by first class post. Many thanks for your patience and please don’t hesitate from contacting me if I can be of any further assistance.

My first date of contact with them was 5th November 20 days ago, Is this a record???

:j :j :j:j:j:j:j:j:j

:beer::j:j:j:j:j:j:T:T:T:T:T:T:T:T

FAB, GREAT WELL DONE, YOU MUST BE SO HAPPY. i AM AWAITING AN EMAIL FROM THE MANAGER OF THE COMPLAINTS DEPARTMENT ALISON HARRIES TMR SO FINGERS CROSSED.

WELL DONE AGAIN

CLAIRE XXX

di3004

Success for my husband.........:j:j:j
He was successful with a credit card ppi 2007 (Lloyds TSB) a few months back, and today he received his letter from the ombudsman who was dealing with the 2001 case, and have upheld in my hubby's favour, Lloyds are to put my hubby back in the position as if PPI was not taken (this is the one he settled and paid off in 2004), and the 8%. and also £100 compensation for the distress and inconvenience.

Lloyds have also been informed to send my hubby a statement showing the result, on how its calculated.:beer:

clairemcatee

di3004 wrote: »

success for my husband.........:j:j:j
he was successful with a credit card ppi 2007 (lloyds tsb) a few months back, and today he received his letter from the ombudsman who was dealing with the 2001 case, and have upheld in my hubby's favour, lloyds are to put my hubby back in the position as if ppi was not taken (this is the one he settled and paid off in 2004), and the 8%. And also £100 compensation for the distress and inconvenience.

Lloyds have also been informed to send my hubby a statement showing the result, on how its calculated.:beer:

:T:T:T

great what brillient new before christmas, plus your always helping others so well done to you for getting this payout.
I emailed the complaints manager at black horse (lloyds) and i am expecting a email bakc tmr with a answer to my complaint

so hopefully soon i will be celebrating like you

well done again

claire xxx

gerryscot

:j

di3004 wrote: »

Success for my husband.........:j:j
He was successful with a credit card ppi 2007 (Lloyds TSB) a few months back, and today he received his letter from the ombudsman who was dealing with the 2001 case, and have upheld in my hubby's favour, Lloyds are to put my hubby back in the position as if PPI was not taken (this is the one he settled and paid off in 2004), and the 8%. and also £100 compensation for the distress and inconvenience.

Lloyds have also been informed to send my hubby a statement showing the result, on how its calculated.:beer:

Yippee...:j:j:j:T:T:T

Well done to both of you. :A:A

I'm delighted for you pal. Your a wee star. x x :j :j:j

gerryscot

clairemcatee wrote: »

:beer::j:j:j:j:j:j:T:T:T:T:T:T:T:T

FAB, GREAT WELL DONE, YOU MUST BE SO HAPPY. i AM AWAITING AN EMAIL FROM THE MANAGER OF THE COMPLAINTS DEPARTMENT ALISON HARRIES TMR SO FINGERS CROSSED.

WELL DONE AGAIN

CLAIRE XXX

Thankyou, :A:A

I'll be keeping my fingers crossed for you and watching out for your post.

Best of luck to you. x x ;)