PPI Reclaiming successes and failures

amersall

jodan wrote: »

What were you reclaiming: PPI - £1248.00
Who was the provider: MBNA
How much did you get back: £1,682.94
Did you get it back after a letter or did you go to the Financial Ombudsman: 3 letters


Wrote 1st letter using template money saving expert website - reply was a big fat no!
Wrote 2nd letter from same website - was offered £100 goodwill gesture.
I said a big fat no!
Wrote 3rd letter saying I had no option but to go to ombudsman. Finally they agreed to repay with interest and also gave me the £100 goodwill gesture as compensation for the trouble.:j

:j:jcongrats to you :beer::beer::money:

luckyc_2

Sent the first template letter off at the end of last month to citifinancial. they responded 5days later saying they would investigate whether ppi was mis sold and notify me within 4 weeks.
Pleased to say they took 3 weeks to say they had "no evidence to say i was mis sold it" but they offered me a goodwill gesture payment of £1383!!!
nearly 200quid more than i expected but who am i to complain?
also got 286 quid back from argos and currently waiting on a biggy from freedom finance who are set to respond this week.
but the cash has come in handy for christmas pressies for kids.
DING DONG MERRILY ON HIGH YOU GUYS!!!!!

marshallka

luckyc wrote: »

Sent the first template letter off at the end of last month to citifinancial. they responded 5days later saying they would investigate whether ppi was mis sold and notify me within 4 weeks.
Pleased to say they took 3 weeks to say they had "no evidence to say i was mis sold it" but they offered me a goodwill gesture payment of £1383!!!
nearly 200quid more than i expected but who am i to complain?
also got 286 quid back from argos and currently waiting on a biggy from freedom finance who are set to respond this week.
but the cash has come in handy for christmas pressies for kids.
DING DONG MERRILY ON HIGH YOU GUYS!!!!!

Let us know about the Freedom one. I hope its good news.;) Didn't they say 24th November they would be back in touch? (just looked back at your post!!)

di3004

luckyc wrote: »

Sent the first template letter off at the end of last month to citifinancial. they responded 5days later saying they would investigate whether ppi was mis sold and notify me within 4 weeks.
Pleased to say they took 3 weeks to say they had "no evidence to say i was mis sold it" but they offered me a goodwill gesture payment of £1383!!!
nearly 200quid more than i expected but who am i to complain?
also got 286 quid back from argos and currently waiting on a biggy from freedom finance who are set to respond this week.
but the cash has come in handy for christmas pressies for kids.
DING DONG MERRILY ON HIGH YOU GUYS!!!!!

Fantastic LuckyC ,its all in your name lol .
Well done and Congratulations :beer::T:beer:.

gav_sw20

After successfully claiming back just under £1500 in September of this year I decided to call the bank and ask for all of the Loan reference numbers that I had taken when I was a student and early/mid 20s.

Now I took a loan out in 2003 and remember toping it up a few times but apparantly I took out x4 further loans...all with PPI.

I was made redundant in 2004 and had to make x1 claim against my PPI for about £365 so when I put my claim in I thought that would make the whole loan and PPI taken against it invalid to claim against.

How wrong I was...I have just got home and received a letter through the post this morning offering me just over £7200 :j

New York for Crimbo methinks !!!

Without MSE I would never have had this money - just wanted to say thansl to all involved.

ps: - Now when does that bank charges court case finish !!!

di3004

gav_sw20 wrote: »

After successfully claiming back just under £1500 in September of this year I decided to call the bank and ask for all of the Loan reference numbers that I had taken when I was a student and early/mid 20s.

Now I took a loan out in 2003 and remember toping it up a few times but apparantly I took out x4 further loans...all with PPI.

I was made redundant in 2004 and had to make x1 claim against my PPI for about £365 so when I put my claim in I thought that would make the whole loan and PPI taken against it invalid to claim against.

How wrong I was...I have just got home and received a letter through the post this morning offering me just over £7200 :j

New York for Crimbo methinks !!!

Without MSE I would never have had this money - just wanted to say thansl to all involved.

ps: - Now when does that bank charges court case finish !!!

Wow this is brilliant :T:T:T
Thanks for posting on this, this will also help others as well, cheers so much and Congratulations.:beer:
Also good luck with the charges.;)

trisha909

Well done all you successes!!.

I have been waiting for my re-calculated loan documents and payment since 19 October. How long should i give them?.. I call once a week and they say they have had technical issues and are now catching up. Is there a set time frame for the refunds (HFC) any help is appreciated :-)

di3004

trisha909 wrote: »

Well done all you successes!!.

I have been waiting for my re-calculated loan documents and payment since 19 October. How long should i give them?.. I call once a week and they say they have had technical issues and are now catching up. Is there a set time frame for the refunds (HFC) any help is appreciated :-)

Hi Trisha
Hope your well.;)

Your still waiting?

I don't think there is a timescale but surely they have had ample time to deal with this.
Have they an head office, where you can try to speak to the Manager perhaps?

leweli

What were you reclaiming: Loancare Payment Protection Insurance
Who was the provider: Nationwide
How much did you get back: £5,166
Did you get it back after a letter or did you go to the Financial Ombudsman: Financial Ombudsman


Wrote 1st letter August 2008 using template from MSE website - reply was no case to answer!
Wrote 2nd letter from same website - the answer was still no!
Wrote 3rd letter saying I had no option but to go to Financial Ombudsman.

The Financial Ombudsman subsequently found in my favour and Nationwide have just repaid the PPI with interest as well as £200 compensation for any emotional distress caused:j

The help and advice on this website has been invaluable - without it, I wouldn't have even realised I had a case. Many thanks everyone

P.S. I believe I also have a case against AWD Home Finance but unfortunately, they're not regulated by the Financial Ombudsman. Anyone know how I can pursue this claim - I have written countless letters already but haven't had any success? Thanks.

gerryscot

Good Morning,

Received following email from Black Horse today regarding settlement.

I can confirm that I have retrieved your acceptance form and have requested your cheque this morning. It will be sent out within 2-3 working days by first class post. Many thanks for your patience and please don’t hesitate from contacting me if I can be of any further assistance.

My first date of contact with them was 5th November 20 days ago, Is this a record???

:j :j :j:j:j:j:j:j:j