PPI Reclaiming successes and failures

finatra26

Hi Amersall - I haven't heard anything about them collapsing but I have heard that due to the new consumer transparany laws they have been advised to change there name permanently to First Crap:D

amersall

hi pinknico, a very odd thing has happened with the yorkshire bank loan that you said go for it:A, i have paid this for the past 4 years at £30 a week by standing order, on friday it wasnt taken! i thought it was a blip on the internet banking site and they would take it monday, no they didnt. it has not been taken today either!! the standing order is still showing active and the next payment is on as the 6th november. now it could be that they are going to give me the ppi back and have stopped taking the payments or, and i think this is the most likely scenario, that they are giving me the £30 as a goodwill gesture, watch this space lol

amersall

finatra26 wrote: »

Hi Amersall - I haven't heard anything about them collapsing but I have heard that due to the new consumer transparany laws they have been advised to change there name permanently to First Crap:D

:rotfl: pmsl:rotfl::rotfl::rotfl::rotfl::rotfl: you might not be far wrong there:rotfl::rotfl::rotfl:

WestHam35

Just received just over £4000.00 from Barclays, £3000 for PPI and £1000 in interest, Barclays do take their time in replying and keep sending letters saying they are looking into it. Took about 7 months from time I sent them my first letter:beer::beer:

amersall

WestHam35 wrote: »

Just received just over £4000.00 from Barclays, £3000 for PPI and £1000 in interest, Barclays do take their time in replying and keep sending letters saying they are looking into it. Took about 7 months from time I sent them my first letter:beer::beer:

:j:j congrats,:j:j well done:j:j:j just shows what we can do ?:beer::beer: power to the people:cool::cool::cool:

di3004

WestHam35 wrote: »

Just received just over £4000.00 from Barclays, £3000 for PPI and £1000 in interest, Barclays do take their time in replying and keep sending letters saying they are looking into it. Took about 7 months from time I sent them my first letter:beer::beer:

Wonderful, well done :T:T
And Congratulations.
:beer:
A nice xmas coming up then?:T:T

trisha909

marshallka wrote: »

Basically, what they are saying is it was a non advised sale of PPI but as this was since regulations began in Jan 2005 there was still guidance in force at the time they should have followed. Its a bit of a get out clause saying non advised but you can still go to FOS if they do not uphold when you write back as I take it this is not their final response. If it is their final then take the complaint to FOS.

Take a look at this leaflet and before you write again see if you can pick out anything that applies.


http://www.fsa.gov.uk/pubs/other/factsheet_sales.pdf


Good luck

Thanks hun... It also says in the letter that if they recieve no response in 8 weeks then they will class the complaint as resolved. Im not giving up. I dont need the card anymore anyway :-). For them to say that it wasnt missold is a bit strange and that they contacted all the customers who were affected as im within those dates!. Waaaaaaaaaaarrrrr lol :rotfl:

kpwll

Well done and congratulations Amersall, it was worth the wait. Enjoy it. xx

sab_100

amersall wrote: »

:beer::beer: hi all, got a letter with a cheque in from FIRSTCRAP:p:p:p my loan has been reduced by the ppi of 17,837, plus the 10,952 sttlement for cancelling the ppi in july 07 total- 29.415 :D loan recalculated ( someone will phone me about this) all ppi payments back plus 8% interest:cool: back to me 6.399 plus1.319.62:cool: glad to have got one up on FIRST CRAP :T:T a big THANKS TO YOU ALL ON HERE :A:A:A:A:A i am ever gratefull to you :beer::beer: thank you:Dthank you:D thank you xxxxxxxxx take this on board any other fp victims keep fighting xxx

Hiya, could you tell me if you used a letter template and if so which one?!
Well done to you!!! I just hope I can get them to pay back my ppi on my loan.

di3004

sab_100 wrote: »

Hiya, could you tell me if you used a letter template and if so which one?!
Well done to you!!! I just hope I can get them to pay back my ppi on my loan.

Hi there, if you looking for PPI reclaiming templates, you will find them on the link here below, think there are template 1 and 2 for the next letter if this is required.;) Good luck.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance