PPI Reclaiming successes and failures

cot1198

pinknico wrote: »

• What were you reclaiming: loan(s)
• Who was the provider: Picture Financial Services.
• How much did you get back: £27270
• Did you get it back after a letter or did you go to the Financial Ombudsman: Went to the FSCS
• And then write your brief reclaim tale : Picture went into liquidation in June 2008, sent claim to FSCS August 2008, Picture declared in Default in July 2009, FSCS paid out in October 2009.

Thank you so much Martin for drawing my attention to mis selling of PPI.xx

Well done pinknico, fantastic news

cot1198

helnag wrote: »

• What were you reclaiming: Loan and HP PPI
  
• Who was the provider: Welcome Finance
  
• How much did you get back: £6815.00
• Did you get it back after a letter or did you go to the Financial Ombudsman: FOS
• And then write your brief reclaim tale:

I wont go into full details cos it's a very long story but sent first letter to Welcome in Jan 2008, eventually Welcome agreed to redress in July this year!! The cheques cleared yesterday!!!

It took many phone calls and letters and much stress but we got there in the end.

BIG THANK YOU TO EVERYONE THAT HAS HELPED, ESPECIALLY DI AND ROSEMAHAIRY AND OF COURSE THE MAN HIMSELF, MARTIN!!!!!

Great news helnag, well done

pinknico

Thank you cot1198.

leondp

What were you reclaiming: Credit Card PPI
Who was the provider: Capital One
How much did you get back: £110.40
Did you get it back after a letter or did you go to the Financial Ombudsman: 2 Template letters
And then write your brief reclaim tale
Sent 1st template letter and received letter saying I ticked the box for the PPI and copy of agreement, I then set 2nd template letter and followed it up 3 weeks after with a phone call and settled on over the phone of 110.40 !!

Happy days

maxdp

pinknico wrote: »

• What were you reclaiming: loan(s)
• Who was the provider: Picture Financial Services.
• How much did you get back: £27270
• Did you get it back after a letter or did you go to the Financial Ombudsman: Went to the FSCS
• And then write your brief reclaim tale : Picture went into liquidation in June 2008, sent claim to FSCS August 2008, Picture declared in Default in July 2009, FSCS paid out in October 2009.

Thank you so much Martin for drawing my attention to mis selling of PPI.xx

WELL DONE PINKNICO. I am so pleased for you.:j:j Party for you I think and perhaps a much deserved holiday.xxx

pinknico

Thanks Max, actually looking forward to my 40th now !!

di3004

leondp wrote: »

What were you reclaiming: Credit Card PPI
Who was the provider: Capital One
How much did you get back: £110.40
Did you get it back after a letter or did you go to the Financial Ombudsman: 2 Template letters
And then write your brief reclaim tale
Sent 1st template letter and received letter saying I ticked the box for the PPI and copy of agreement, I then set 2nd template letter and followed it up 3 weeks after with a phone call and settled on over the phone of 110.40 !!

Happy days

Brilliant, well done to you.
Congratulations
:beer::T:beer:

di3004

pinknico wrote: »

Thanks Max, actually looking forward to my 40th now !!

Cool, I was just thinking about what you said before your last birthday Pinknico, remember you saying it would be nice to hear from the FSCS by your birthday last year.....??:D and now that you have that special birthday coming up........GREAT TIMING.......:T:T:T:beer::beer::beer:
Double Celebrations for you hunni.
XXXXXXXXX:T:T:T

jos004

marshallka wrote: »

Well done on your wins. :beer:

As regards the one where they have short changed you, did you have to accept anything in writing? If not and they just credited then you could always get a complaint in at FOS if they do not give the whole lot back. I hope it does not have to go that far though and you get it back without the need.

Good luck

Wrote back to MBNA 24/09/09 re: CC charges. Got a letter Saturday 24th October from MBNA agreeing to credit 1,000 pounds to her a/c which she is glad to accept. Total amount refunded including PPI = 1,847 pounds.

Only wished Cap One could reply as quick.

John28_2

I recently reclaimed about £1400 from Northern Rock for PPI mis-sold to me on loans of about £15000 going back about 5 years. I sent off the template letter requesting my money back. I got a reply asking me to fill in a form with all the details of the PPI but as I didn't have the details I sent back the 2nd template letter stating that Northern Roack by law must keep records of the information and so must provide that information to me. Within 2 weeks I had another letter from NR syaing they agreed my PPI had been mis-sold to me and agreed to refund me the premiums plus 8% (totalling £1400+).