PPI Reclaiming successes and failures

marshallka

mlucyminx wrote: »

SUCCESS AGAINST BARCLAYCARD

I filed a complaint with barclaycard in May 08. They told me to get lost as it was time statute barred and as it was over 6 years (by 3 months) since I had taken the card they didnt have to refund me.

I went to the ombudsman in june 08 and they ruled in my favour and I finally received my payment notice this morning.

It has only taken barclaycard about 3 weeks since I signed my agreement and sent back to ombudsman and ombudsman are saying due to backlog it could take up to 8 weeks.

Amount received: £1368.00

As I have already cleared the balance on my barclaycard (through other paybacks from them) this will nicely pay for christmas for the kids.

Note to barclaycard. If you didnt keep arguing the toss you would have less interest to pay back and it wouldn't cost you so much money.

I was expecting about £400 less than they have actually paid me.

It has taken about 18 months but well worth the wait.

Thanks Martin and everyone else for your tips and advice.

Just waiting for payments back from the dreaded Ocean Finance/Blemain now.

Brilliant and after such a long wait. Well done to you:beer::j

glhu

Result! first template letter to A&L using grounds only 1st named person covered in the small print at the time thought joint applicants were covered got a reply saying will they were unable to establish if we were given sufficient detail and will repay the PPi plus interest total £390 only expected £180! definatley worth the time and effort of a letter and postage, thank you MSE

di3004

mlucyminx wrote: »

SUCCESS AGAINST BARCLAYCARD

I filed a complaint with barclaycard in May 08. They told me to get lost as it was time statute barred and as it was over 6 years (by 3 months) since I had taken the card they didnt have to refund me.

I went to the ombudsman in june 08 and they ruled in my favour and I finally received my payment notice this morning.

It has only taken barclaycard about 3 weeks since I signed my agreement and sent back to ombudsman and ombudsman are saying due to backlog it could take up to 8 weeks.

Amount received: £1368.00

As I have already cleared the balance on my barclaycard (through other paybacks from them) this will nicely pay for christmas for the kids.

Note to barclaycard. If you didnt keep arguing the toss you would have less interest to pay back and it wouldn't cost you so much money.

I was expecting about £400 less than they have actually paid me.

It has taken about 18 months but well worth the wait.

Thanks Martin and everyone else for your tips and advice.

Just waiting for payments back from the dreaded Ocean Finance/Blemain now.

Wow, well done and Congratulations to you.
:beer::T:beer:

di3004

glhu wrote: »

Result! first template letter to A&L using grounds only 1st named person covered in the small print at the time thought joint applicants were covered got a reply saying will they were unable to establish if we were given sufficient detail and will repay the PPi plus interest total £390 only expected £180! definatley worth the time and effort of a letter and postage, thank you MSE

Congratulations and well done.
:beer::T:beer:

glhu

di3004 wrote: »

Congratulations and well done.
:beer::T:beer:

Just got off the phone to A&L regarding a second ppi claim again 1st Letter this time £651

Total A&L reclaim from 2 PPIs £1044 thanks to everyone on this site It gave me the push I needed to reclaim and was so easy 1 letter per claim!

Thanks Again

geordielass71_2

hi handed letter in person to barclays bank with reguard to misselling of ppi i was informed by the advisor the is a delay in investigating due to all the media intrest of late. can they do this? how long does it normally take?
thanx

di3004

glhu wrote: »

Just got off the phone to A&L regarding a second ppi claim again 1st Letter this time £651

Total A&L reclaim from 2 PPIs £1044 thanks to everyone on this site It gave me the push I needed to reclaim and was so easy 1 letter per claim!

Thanks Again

Brilliant, well done to you.
:j:j:beer::T:T

di3004

geordielass71 wrote: »

hi handed letter in person to barclays bank with reguard to misselling of ppi i was informed by the advisor the is a delay in investigating due to all the media intrest of late. can they do this? how long does it normally take?
thanx

Hi there
They are entitled to 8 weeks, sometimes they request for extra time, but just as long as the 8 weeks have passed, you are entitled to take your complaint to the FOS.;)
Good luck, hope you receive some good news, the next time you hear from them.

geordielass71_2

thanx also is it possible to claim the last 6 yrs worth even tho i realoaned and set ppi every time?

di3004

geordielass71 wrote: »

thanx also is it possible to claim the last 6 yrs worth even tho i realoaned and set ppi every time?

Sorry missed this bit.
And yes you can.;)
Good luck.