PPI Reclaiming successes and failures

di3004

1gt wrote: »

PPI reclaiming + HFC bank - The Financial Ombudsman Service helped me with a claim I had for the miss selling of PPI against the HFC bank. The bank agreed to settle my complaint and repay me. It has now been nearly 7 months since they agreed to repay me but i have not received any payment or had any contact from the bank. I have been in touch with the FOS about this but they just say they will chase this up for me.
Does anybody know if the banks have a time limit to repay my claim or has anybody else been in a similar situation as me?

ALL HELP WELCOMED!!!!!!!!

Hi there

Blimey they have taken their time with this haven't they?

So I take it this case was already moved on from an Adjudicator to the ombudsman then?
They should take note of what the ombudsman.

I would contact the FOS again after the bank holiday and ask what your best direction would be from here, because this have gone on for far too long, they have had more than ample time to pay this out.

Good luck and please keep us posted.;)

amersall

di3004 wrote: »

Hi Sam....;)

As amersall says, yes you can if you were mis sold the PPI for any reason, I would go for it.

It will also help if successful to bring down any debt, also being mis sold have not helped, because you were obviously out of pocket due to this happening, and only reclaiming what is rightfully yours.

For more information check Martin's useful link below, you will find a checklist of mis selling reasons
Template letters etc.
If you require help after checking this through, please do post up to ask, your most welcome.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Good luck.;)

Di

:A:A:Aknew you would help :T we know we can rely on you:cool::cool:

fluffy24

Hi all?
A quick question for the forum, I have just sent my second letter to black horse to reclaim ppi and life insurance taken out on 2 loans. Do you know how they refund if the loan has been sold on to a collector?

Will they pay me the refund or send it to the collector? thanks

marshallka

fluffy24 wrote: »

Hi all?
A quick question for the forum, I have just sent my second letter to black horse to reclaim ppi and life insurance taken out on 2 loans. Do you know how they refund if the loan has been sold on to a collector?

Will they pay me the refund or send it to the collector? thanks

Sometimes if there are arrears they pay to the arrears first.

megan17_2

I sent off Martin's letter 2 wks ago and have received a response from All & Leic paying me back £1600!!! I was pushed into taking the ppi after clearly stating I didnt need it but didnt think about reclaiming until 2 wks ago when I started reading this site regularly.

Thanks!

di3004

megan17 wrote: »

I sent off Martin's letter 2 wks ago and have received a response from All & Leic paying me back £1600!!! I was pushed into taking the ppi after clearly stating I didnt need it but didnt think about reclaiming until 2 wks ago when I started reading this site regularly.

Thanks!

Hi Megan
Well done......:T:beer:.

Good for you and so happy for you.

May I ask if this is the full amount or an offer? Cheers.;)

di3004

amersall wrote: »

:A:A:Aknew you would help :T we know we can rely on you:cool::cool:

Awe, not a problem.:A;)XXX Thank you.

megan17_2

di3004 wrote: »

Hi Megan
Well done......:T:beer:.

Good for you and so happy for you.

May I ask if this is the full amount or an offer? Cheers.;)

This is the full amount, i repaid the loan early so the premiums I paid came to £800, I got a rebate allowance of £500 and £300 interest.

Again, thanks so much x

Footiemad_2

megan17 wrote: »

This is the full amount, i repaid the loan early so the premiums I paid came to £800, I got a rebate allowance of £500 and £300 interest.

Again, thanks so much x

Well Done Megan. :):):)

A & L are paying out even more dosh, I got my offer on Friday within 3 weeks. :j :j :j Let the good times roll and hope they have to pay out some more.

:rotfl: :rotfl:

:footie:

di3004

megan17 wrote: »

This is the full amount, i repaid the loan early so the premiums I paid came to £800, I got a rebate allowance of £500 and £300 interest.

Again, thanks so much x

Fantastic megan :T:T:T, well that is fab then, so pleased for you.
Well done.:beer::T:beer: