PPI Reclaiming successes and failures

di3004

BMF wrote: »

Hi there, don't know if anyone can help me... but I've lost the paperwork for my graduate loan from Lloyds. Should I get a copy of it from them before I claim? If so can I just ring them and ask them?

Thanks!

Ben

Hi there

As our Maxdp have said, request for the true copy of your agreement (CCA) by writing and enclose your £1 cheque or postal order payment, it is also best to post by recorded delivery as well, this way you can keep a check on the 12 days they have, by tracking your recorded delivery receipt on the Royal Mail website.

You can write to Lloyds DATA dept here:

Copy Statement Unit
Lloyds TSB plc
Swallow House
10 Swallow Street
Birmingham
B1 2AL

For more addresses you may require you will find them on this thread here:
http://forums.moneysavingexpert.com/showthread.html?t=1619943

Good luck and if you need help with the PPI reclaiming when your ready, please post up.;)

welsh_worrier

Had a letter last week saying that it was taking longer than expected.OH phoned lasts week and they said another 2 weeks which would be the full 8 weeks however offer came today so 7 weeks.Hoping it won`t take long to receive the cheque

selecta_c

Just got home from work and there was a cheque from Welcome sat on the mat.£2785.38 succesfully reclaimed.Its took just over a year from firing off the first letter to them and a little persuasion from the FOS but its finally sorted.By the way for anyone thats intrested it has took exactly 2 weeks from receiving the FOS's letter stating that they had ruled in my favour to me receiving my cheque today

amersall

selecta_c wrote: »

Just got home from work and there was a cheque from Welcome sat on the mat.£2785.38 succesfully reclaimed.Its took just over a year from firing off the first letter to them and a little persuasion from the FOS but its finally sorted.By the way for anyone thats intrested it has took exactly 2 weeks from receiving the FOS's letter stating that they had ruled in my favour to me receiving my cheque today

:j:jthats amazing, excellent and well done:T:T:T:T

matam2k

selecta_c wrote: »

Just got home from work and there was a cheque from Welcome sat on the mat.£2785.38 succesfully reclaimed.Its took just over a year from firing off the first letter to them and a little persuasion from the FOS but its finally sorted.By the way for anyone thats intrested it has took exactly 2 weeks from receiving the FOS's letter stating that they had ruled in my favour to me receiving my cheque today

Thats great my 2 weeks are up tomorrow so hopefully will see a cheque soon.:beer:

di3004

welsh_worrier wrote: »

Had a letter last week saying that it was taking longer than expected.OH phoned lasts week and they said another 2 weeks which would be the full 8 weeks however offer came today so 7 weeks.Hoping it won`t take long to receive the cheque

Good luck with this then and hope you receive the cheque soon.;)

They probably have that many to deal with lol, so are more than likely sending them out in batches, fingers crossed for you.;)

di3004

selecta_c wrote: »

Just got home from work and there was a cheque from Welcome sat on the mat.£2785.38 succesfully reclaimed.Its took just over a year from firing off the first letter to them and a little persuasion from the FOS but its finally sorted.By the way for anyone thats intrested it has took exactly 2 weeks from receiving the FOS's letter stating that they had ruled in my favour to me receiving my cheque today

Wonderful news, Congratulations, it seems that WF are suddenly paying everyone out who have complained either with the FOS or direct, Well done anyway, so pleased for you.
:beer::T:beer:

MissShoes

Wow!

I wrote to Egg a week ago. I have just received (well, taken off the balance) 616 off my Egg Card (only 345 left to pay) and 900 off my Egg Loan (only 45 left to pay)!

That's over 10% of my overall debt- all from following the advice on here...and sending 2 letters (1 to each)!

Thank you so much everyone!

Shoes

xx:j

di3004

MissShoes wrote: »

Wow!

I wrote to Egg a week ago. I have just received (well, taken off the balance) 616 off my Egg Card (only 345 left to pay) and 900 off my Egg Loan (only 45 left to pay)!

That's over 10% of my overall debt- all from following the advice on here...and sending 2 letters (1 to each)!

Thank you so much everyone!

Shoes

xx:j

Wonderful, well done and Congratulations, this is fantastic.
:beer::T:beer:

JayMac_3

Got home yesterday to find two letters waiting for me.

First from CitiFinancial saying they could find no evidence of mis-selling the PPI but as a goodwill gesture they were refunding the premium, cheque enclosed for £1012.95

The other was from Egg regarding PPI on a loan. They did't say if they upheld the claim or not but they were also refunding the PPI. Should have enclosed a cheque for £495.52 but there was nothing enclosed!! They will be getting a phone call on Monday!

Both these successes are off the back of just one letter each and have taken just 3 weeks.

Still got another claim ongoing with Egg regarding credit card PPI but i've had to refer that to the FOS last week and also re-claiming on a loan with HSBC but so far have only had the acknowledgement letter from them.

Wouldn't have even thought about re-claiming if it wasn't for this website. Thanks so much for all the good advice!