PPI Reclaiming successes and failures

di3004

Floridafun wrote: »

I have just got a letter from the Financial Ombudsman Service to say that LLoyds are going to pay back my PPI payments from 2002, the amount is £5,625 plus 8% annual interest (cannot work out what this will be) plus £100 compensation.

Excited!!!!!


Toni

• What were you reclaiming: PPI
• Who was the provider: Lloyds TSB
• How much did you get back: £5,625 plus 85 Annual Intrest and £100 compensation
• Did you get it back after a letter or did you go to the Financial Ombudsman: Financial Ombudsman
• And then write your brief reclaim tale Wrote a letter November 2008, LLoyds said No, replied using templates, LLoyds said No. Sent Letter to Ombudsman March 2009. Got confirmation that LLoyds are going to Pay Today.....:T:T:T:T:T

Well done and Congratulations Toni
So pleased for you.
:beer::T:beer:

di3004

pinknico wrote: »

Hello arthur, hope you are ok and taking your own advice and having a giggle! xx

Di, I was just curious to see who was defaulted first Picture or Two part or if it was at the same time, the FSCS should be the best to tell you but don't bother on my behalf, I was just wondering.xx

Hi Pinknico,

That's okay, we are curious as well lol, hubby told me to send a quick email, because the last email from them just confirmed they had just come to an end of their investigations, then suddenly we receive that letter from Deloittes.

I will email them and let you know when we know.;)XXX

di3004

arthurdick wrote: »

morning to di, max and amersall when you arrive ...its friday, and i will be on my cuppa and crunchie by the time you get up..... might buy a marsbar instead.. it will help me rest & play..;).. aint gonna to much of the other one, its friday

Good morning arthurdick, hope your well.:A

I have not had a Crunchie in a long time, yum , Mars bars are nice as well, just remember to take a rest while you eat it lol .
Don't work too hard, and it have gone pretty quick this week, bet you are glad it's Friday.;) Catch you later hunni XXXXXX

cazzy18

What were you reclaiming: PPI
Who was the provider: HFC Bank
How much did you get back: £3639.66
Did you get it back after a letter or did you go to the Financial Ombudsman: Financial Ombudsman
And then write your brief reclaim tale I have just came back from holiday to a letter from HFC saying they are refunding my PPI plus interest, total of £3639.66:j
I am so pleased this has taken over a year!! I sent off the template to HFC and had no luck at all. Wrote to the FOS in November 08, they put me on waiting list, then wrote to me in March 09 saying they were dealing with the case and what a result well worth the wait!:money:

di3004

cazzy18 wrote: »

What were you reclaiming: PPI
Who was the provider: HFC Bank
How much did you get back: £3639.66
Did you get it back after a letter or did you go to the Financial Ombudsman: Financial Ombudsman
And then write your brief reclaim tale I have just came back from holiday to a letter from HFC saying they are refunding my PPI plus interest, total of £3639.66:j
I am so pleased this has taken over a year!! I sent off the template to HFC and had no luck at all. Wrote to the FOS in November 08, they put me on waiting list, then wrote to me in March 09 saying they were dealing with the case and what a result well worth the wait!:money:

Congratulations Cazzy
Well done on your success :j
:beer::T:beer:

funkyshaker

Only heard about the miss-selling PPI info a month ago so thought I would give it a try with a loan that we got from AA Finance.

We went down the pre-existing illness route using the templates provided on this website.

We received a letter a week later from Bank of Scotland explaining that they have 8 weeks to come back with an answer etc...standard response.

2 days ago we got another letter stating that they wont accept liability but will refund us the money plus applicable interest! They will be writing again shortly with the amount to be refunded.

So pleased and glad that I went ahead with this. Thanks for everyones success storys as without those I wouldn't have done it.

Dan

tigerpatch

I took out a personal loan with the Alliance and Leicester to purchase a car. I intended to repay the loan over 12 months as my job would come to the end of its contract at that time. At the time of taking out the loan I felt pressurised in taking out insurance protection. After 11 months my job came to an end leaving me to find one month's instalment on my loan. I informed the bank that there would be a problem meeting this last instalment and made a claim on my insurance policy only to be told that I was only covered for death and kept harassing me for my payment. At this time I was also chasing this bank for unlawful bank charges - a long story.

To cut another long story short, I settled the loan and tried to reclaim the PPI on the grounds that I had been mis sold the policy since I did not think I had only 12 months to live. This was turned down.

I received a letter this week from the Alliance and Leicester advising that after an FSA investigation into their insurance poilicies they had to refund premiums paid plus interest. Thank you FSA!:beer::beer:

di3004

funkyshaker wrote: »

Only heard about the miss-selling PPI info a month ago so thought I would give it a try with a loan that we got from AA Finance.

We went down the pre-existing illness route using the templates provided on this website.

We received a letter a week later from Bank of Scotland explaining that they have 8 weeks to come back with an answer etc...standard response.

2 days ago we got another letter stating that they wont accept liability but will refund us the money plus applicable interest! They will be writing again shortly with the amount to be refunded.

So pleased and glad that I went ahead with this. Thanks for everyones success storys as without those I wouldn't have done it.

Dan

Well done to you Dan.
:beer::T:beer:

di3004

tigerpatch wrote: »

I took out a personal loan with the Alliance and Leicester to purchase a car. I intended to repay the loan over 12 months as my job would come to the end of its contract at that time. At the time of taking out the loan I felt pressurised in taking out insurance protection. After 11 months my job came to an end leaving me to find one month's instalment on my loan. I informed the bank that there would be a problem meeting this last instalment and made a claim on my insurance policy only to be told that I was only covered for death and kept harassing me for my payment. At this time I was also chasing this bank for unlawful bank charges - a long story.

To cut another long story short, I settled the loan and tried to reclaim the PPI on the grounds that I had been mis sold the policy since I did not think I had only 12 months to live. This was turned down.

I received a letter this week from the Alliance and Leicester advising that after an FSA investigation into their insurance poilicies they had to refund premiums paid plus interest. Thank you FSA!:beer::beer:

Cool, well done on your success.
:beer::T:beer:

GirlRacer_2

Have had a result today from the dreaded Welcome finance who agreed to refund my mis-sold PPI