PPI Reclaiming successes and failures

Dizie

Just want to share a success with you. My parents took a loan out with the Alliance and Leicester and they sold PPI insurance to my Dad. He was only working 14 hours at the time so wouldn't have qualified for the unemployment cover and he'd had a heart attack the year before, and they didn't ask him about any medical conditions.

I sent a letter (from this site - thanks Martin!) on their behalf back in September last year. Alliance and Leicester said no, so I went to the ombudsman and had a letter yesterday saying that Alliance and Leicester were offering £651.50 - which is the full PPI amount, plus 8% interest! Hurrah hurrah!

This is going to make a massive difference to my parents, I'm so grateful to this site for helping me to be able to kick up a fuss for them!

di3004

Dizie wrote: »

Just want to share a success with you. My parents took a loan out with the Alliance and Leicester and they sold PPI insurance to my Dad. He was only working 14 hours at the time so wouldn't have qualified for the unemployment cover and he'd had a heart attack the year before, and they didn't ask him about any medical conditions.

I sent a letter (from this site - thanks Martin!) on their behalf back in September last year. Alliance and Leicester said no, so I went to the ombudsman and had a letter yesterday saying that Alliance and Leicester were offering £651.50 - which is the full PPI amount, plus 8% interest! Hurrah hurrah!

This is going to make a massive difference to my parents, I'm so grateful to this site for helping me to be able to kick up a fuss for them!

Dizie

I am so happy for you/your parents.:T:beer::T
Congratulations all round, well done.
:j:T:j:beer:

amersall

Dizie wrote: »

Just want to share a success with you. My parents took a loan out with the Alliance and Leicester and they sold PPI insurance to my Dad. He was only working 14 hours at the time so wouldn't have qualified for the unemployment cover and he'd had a heart attack the year before, and they didn't ask him about any medical conditions.

I sent a letter (from this site - thanks Martin!) on their behalf back in September last year. Alliance and Leicester said no, so I went to the ombudsman and had a letter yesterday saying that Alliance and Leicester were offering £651.50 - which is the full PPI amount, plus 8% interest! Hurrah hurrah!

This is going to make a massive difference to my parents, I'm so grateful to this site for helping me to be able to kick up a fuss for them!

that is excellent, well done!!

JayMac_3

Hi, just a quick question.

I have a loan with HSBC which included single premium PPI. I'm a little confused as to whether or not I can attempt to claim this back.

I have not had to claim on it nor have my circumstances changed.

Is it still reasonable to try and reclaim if you believe it wasn't sold in your best interests?

Thanks

di3004

JayMac wrote: »

Hi, just a quick question.

I have a loan with HSBC which included single premium PPI. I'm a little confused as to whether or not I can attempt to claim this back.

I have not had to claim on it nor have my circumstances changed.

Is it still reasonable to try and reclaim if you believe it wasn't sold in your best interests?

Thanks

Hello there

If you were mis sold for any reason then go for it, these single insurances are looked upon dimly and I believe now they have had to stop selling them this way, for more information check this link below and post up for further help if required.;)
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

JayMac_3

di3004 wrote: »

Hello there

If you were mis sold for any reason then go for it, these single insurances are looked upon dimly and I believe now they have had to stop selling them this way, for more information check this link below and post up for further help if required.;)
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Thanks very much, I will get the first letter sent off tomorrow.

di3004

JayMac wrote: »

Thanks very much, I will get the first letter sent off tomorrow.

Good luck and if you need help with this let us know.;)

MikeRB_2

Egg

1 letter, received a cheque for almost £3450 today. Took under two weeks.

Thank you to this site. I couldn't believe it. This is going to help us so much as we've just had an addition to the family.

maxdp

MikeRB wrote: »

Egg

1 letter, received a cheque for almost £3450 today. Took under two weeks.

Thank you to this site. I couldn't believe it. This is going to help us so much as we've just had an addition to the family.

Oh double celebration here. Well done for getting the cheque. Also congratulations on your new addition. Enjoy:beer:

showergirl

MikeRB wrote: »

Egg

1 letter, received a cheque for almost £3450 today. Took under two weeks.

Thank you to this site. I couldn't believe it. This is going to help us so much as we've just had an addition to the family.

Well done.

It could not have come at a better time