PPI Reclaiming successes and failures

Debtworry_2

I successfully claimed back mis-sold PPI from LloydsTSB, they settled the full amount of PPi £1055.96 plus the 8% interest.

Well done LLoydsTSB :beer:

amersall

Debtworry wrote: »

I successfully claimed back mis-sold PPI from LloydsTSB, they settled the full amount of PPi £1055.96 plus the 8% interest.

Well done LLoydsTSB :beer:

:T:Tcongrats to you, well done:j:j:j:j

di3004

Debtworry wrote: »

I successfully claimed back mis-sold PPI from LloydsTSB, they settled the full amount of PPi £1055.96 plus the 8% interest.

Well done LLoydsTSB :beer:

Many Congratulations DW :T:T, they must be getting soft lol, well done, so happy for you.:beer::T:beer:

dby47

I just have to tell someone what happened to me and HFC.

Read Martin Lewis's Newspaper Article (News of the World 28/12/2008).

Sent my two letters to HFC and got the anticipated reply in that it was all my fault and clear off.

Then a letter to FOS in March 2009.

Just got home today and FOS has written saying HFC want to make a no liability offer to settle my PPI claim on a HFC loan account opened over 10 years ago with PPI payed each month.

I have got no idea what i am going to get back - suspect its the PPI payments plus 8% interest simple per year.

Not a bad return for 3 letters and stamps.

Thanks Martin for exposing this rip off - I will be more cautious in future and question everything.

Den.

di3004

dby47 wrote: »

I just have to tell someone what happened to me and HFC.

Read Martin Lewis's Newspaper Article (News of the World 28/12/2008).

Sent my two letters to HFC and got the anticipated reply in that it was all my fault and clear off.

Then a letter to FOS in March 2009.

Just got home today and FOS has written saying HFC want to make a no liability offer to settle my PPI claim on a HFC loan account opened over 10 years ago with PPI payed each month.

I have got no idea what i am going to get back - suspect its the PPI payments plus 8% interest simple per year.

Not a bad return for 3 letters and stamps.

Thanks Martin for exposing this rip off - I will be more cautious in future and question everything.

Den.

Congratulations Den,

Well done on your succes.
So pleased for you.
:beer::T:beer:
Good going that.:T:T

big_al_1981

tina1981 wrote: »

Hi Big Al,

I sent a letter off to Lloyds on 23rd June requesting mine, I just received my loan agreements yesterday. Hope that helps.

thanks tina,
that does help as it gives me an indication of when i can expect them,as mine r with lloyds 2,how much were ur loans for as i had loans from lloyds,3 altogether,first one for 1700,second one for 5000 and my last one,and stil got,for 7000,however the loan i hav now is for 7000 but i pay back 15000,nothing was explained to me on the phone just the monthly payments,253 a month,thats why i want my agreements so i can c wot the ppi is on this cos its over like 100per cent interest and that cant b rite can it.

maxdp

big_al_1981 wrote: »

thanks tina,
that does help as it gives me an indication of when i can expect them,as mine r with lloyds 2,how much were ur loans for as i had loans from lloyds,3 altogether,first one for 1700,second one for 5000 and my last one,and stil got,for 7000,however the loan i hav now is for 7000 but i pay back 15000,nothing was explained to me on the phone just the monthly payments,253 a month,thats why i want my agreements so i can c wot the ppi is on this cos its over like 100per cent interest and that cant b rite can it.

Hi big al
Were these re financed loans?

jadest

arrow21 wrote: »

I was successful in reclaiming the PPI on a loan.
The loan was set up by Loans.co.uk, who used GE Money as the lender . The loan was for £5000, with the PPI set at £1,347.50.

I followed the the guidiance of using the letter templates to Loans.co.uk.

I was awarded the PPI total of £1,347.50, with interest paid on the premium £323.48, plus interest of 8% on the payments made towards the PPI £300.16.

In total i was successful in getting £1,971.39


Trev

Congratulations.... Hope I hear soon from mine with loans.co.uk :dance::dance::dance::dance::grouphug::grouphug::dance::dance::dance:

maxdp

jadest wrote: »

Congratulations.... Hope I hear soon from mine with loans.co.uk :dance::dance::dance::dance::grouphug::grouphug::dance::dance::dance:

Hi Jadest not seen you on here for a while, or have I missed you? Nice to see you anyway.:D

dby47

Hiya


I am still on cloud 9 here !! and wondering if any bright spark can do the maths for me.

"...I have got no idea what i am going to get back - suspect its the PPI payments plus 8% interest simple per year..."

I have just been checking my statements for 2008 and what PPI i paid on a monthly basis and it works out on average about £44 PPI premiums per month.

I opened the account March 1998 and its still being paid.

Does this mean i get (on average)

£44 x 12 months PPI payments back - Plus 8% for each year 1998 - 2009 ?

Just need a ball park figure to work on and any help would be appreciated.

Den