PPI Reclaiming successes and failures

lisa88mph

After reading all the advice on here I decided use the letter templates provided to claim back the PPI I took out on a loan at Barclays several years ago where I was told by agreeing to take it my application was more likely to be accepted.

After sending both template letters and a final letter to the Financial Ombudsman, I received a cheque from Barclays yesterday for £220 + 8% interest = £253.

Not a huge amount but certainly something I wasn't expecting in all honesty. Just wanted to say thanks!

di3004

sian-c wrote: »

just recived a setlement from first plus yesterday, for £6000!! after 18 months of back and forth and the fos involvement they quickly got the cheque sent in just over a week! (after i agreed with fos decision) and a reduction of the monthly payment by around £140 a month!!!
thanks martin!!:money::T:T:beer:

Congratulations Sian, good one.
:beer::T:beer:

di3004

lisa88mph wrote: »

After reading all the advice on here I decided use the letter templates provided to claim back the PPI I took out on a loan at Barclays several years ago where I was told by agreeing to take it my application was more likely to be accepted.

After sending both template letters and a final letter to the Financial Ombudsman, I received a cheque from Barclays yesterday for £220 + 8% interest = £253.

Not a huge amount but certainly something I wasn't expecting in all honesty. Just wanted to say thanks!

Well done Lisa, Congratulations. :beer::T:beer:

amersall

sian-c wrote: »

just recived a setlement from first plus yesterday, for £6000!! after 18 months of back and forth and the fos involvement they quickly got the cheque sent in just over a week! (after i agreed with fos decision) and a reduction of the monthly payment by around £140 a month!!!
thanks martin!!:money::T:T:beer:

:money::money::money:another win with first crap. well done and congrats:T:T:T:T:T:T:T:T:T:T

hyndlegs

Just like to say thank you all for your help. Settled with Black Horse for my father in law. £86 + Interest, not a massive amount of money but everything helps! Keep plugging away everyone, it can be worth it in the end !!

di3004

hyndlegs wrote: »

Just like to say thank you all for your help. Settled with Black Horse for my father in law. £86 + Interest, not a massive amount of money but everything helps! Keep plugging away everyone, it can be worth it in the end !!

Well done to you and of course it all helps, every penny counts.:T:T
Congratulations.:beer::T:beer:

CRF

I submitted the first letter on 27th may to HSBC claiming my PPI was mis-sold (Was told I had to take the policy to get the loan).

Received a letter a week or so later from HSBC apologising for me having to complain and said they are investigating the complaint and will get back to me within 4 weeks.

Fingers crossed!

queeniedog

Hi all

Just to bring to your attention. I recieved a settlement from Barclaycard last month for £187 for ppi.

They made their offer in writing and paid the amount off my account, but I was not given a breakdown of how they actually got to that figure.

I called Barclaycard direct and after being passed around abit I was told to write a letter requesting the breakdown and calculations from the Directors Office in Stockton. I sent the letter last week and today received a telephone call from a lovely lady having to issue me with an apology as they had made an error. The figure I am actually due back is £873.05 :rotfl:

So she will be sending me a cheque minus the £187 I had from them last month!

It makes me think are they dong this alot? Offering a very low settlement with the hope you are not switched on enough to ask for the figures and interest calculations......:rolleyes:

Just so everyone is aware to ask for the breakdown once you have the settlement figure so you know you are getting eveerything you should be...;)

di3004

queeniedog wrote: »

Hi all

Just to bring to your attention. I recieved a settlement from Barclaycard last month for £187 for ppi.

They made their offer in writing and paid the amount off my account, but I was not given a breakdown of how they actually got to that figure.

I called Barclaycard direct and after being passed around abit I was told to write a letter requesting the breakdown and calculations from the Directors Office in Stockton. I sent the letter last week and today received a telephone call from a lovely lady having to issue me with an apology as they had made an error. The figure I am actually due back is £873.05 :rotfl:

So she will be sending me a cheque minus the £187 I had from them last month!

It makes me think are they dong this alot? Offering a very low settlement with the hope you are not switched on enough to ask for the figures and interest calculations......:rolleyes:

Just so everyone is aware to ask for the breakdown once you have the settlement figure so you know you are getting eveerything you should be...;)

Good one Queeniedog.......:T
And Congratulations
:beer::T:beer:

di3004

CRF wrote: »

I submitted the first letter on 27th may to HSBC claiming my PPI was mis-sold (Was told I had to take the policy to get the loan).

Received a letter a week or so later from HSBC apologising for me having to complain and said they are investigating the complaint and will get back to me within 4 weeks.

Fingers crossed!

Fingers crossed CRF, we look forward to hearing the outcome of this.;)